
708 SUNSET COVE, MADEIRA BEACH, FL, 33708
Active62 days on marketListed May 22, 2026MLS #TB8510951
About this home
708 SUNSET COVE
“Prime waterfront” Perfectly positioned, oversized 60x152 lot, front and center on the wide-open waters of the Intracoastal Waterway with direct access to Boca Ciega Bay and the Gulf. Features a 60’ dock ,74'of DEEP waterfront and an open-air spacious back yard *** 3 Bedroom/ 2 full baths ALL tastefully Updated throughout with a bright, comfortable floor plan and abundant natural daylight. All newly Updated, Upgraded, and Up to you to add your personal touches. *** New A/C system, New Water heater, all new kitchen appliances, New front load washer/Dryer, New window treatments with custom electric remote controlled window shades, recessed lighting, all new landscape with new irrigation system. ALL NEW Driveway Pavers. New interior paint. Newly updated enclosed 345 sq./ft screened-in front porch. Just a perfect waterfront setting. A must see to appreciate. Start new and enjoy. Minutes to the beach, shopping, restaurants, a perfect location in Bay Point Estates in Madeira Beach. Schedule your private showing. Note: A few photos were staged with furnishings to give an idea.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,300
Sqft
0.2 ac
Lot size
1955
Year built
One
Levels
$692
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,199 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,199/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+47.6%
$/sqft vs Madeira Beach actives
$692 vs $632
Days on market
62 vs 88 typical
Where $692/sqft sits among the 125 Madeira Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Madeira Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Madeira Beach. See the full Madeira Beach guide →
MADEIRA BEACH 33708 — neighborhood snapshot
Population
15,306
Median age
61.1
Median income
$83,773
Median home value
$463,700
Avg household
1.9
Households w/ children
600
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Madeira Beach market
$573K → $585K
Madeira Beach median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
60 of 125
Madeira Beach actives have cut their price
Median sold price, Madeira Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 85% above the MADEIRA BEACH 33708 median. See the full Madeira Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 708 SUNSET COVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$470,000
707 PRUITT DRIVE · same community
2 bd · 2 ba · 1,317 sqft · $357/sqft · 14 DOM
Sold · Aug ’25$380,000
709 PRUITT DRIVE · same community
4 bd · 2 ba · 1,545 sqft · $246/sqft · 62 DOM
Sold · Jul ’25$749,000
12525 3RD STREET E UNIT 303
2 bd · 2 ba · 1,320 sqft · $567/sqft · 28 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 708 SUNSET COVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 708 SUNSET COVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
708 SUNSET COVE FAQs
What would the monthly payment be for 708 SUNSET COVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,199/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 708 SUNSET COVE?+
The most recent tax bill on record (2025) was $10,214. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Madeira Beach?+
At $899,000, this home is listed about 13% above the Madeira Beach median of $799,000. The market section on this page shows how the area is trending.
Which schools are assigned to 708 SUNSET COVE?+
Orange Grove Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$899,000 runs 85% above the MADEIRA BEACH 33708 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Orange Grove Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Orange Grove Elementary School rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $1,078,000, now $899,000 — a $179K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of TREASURE ISLAND REALTY LLC · Anthony Russano, Jr. MLS #TB8510951.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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