354 HOPE BAY LOOP, APOLLO BEACH, FL, 33572
Active41 days on marketListed Jun 11, 2026MLS #TB8510904
About this home
354 HOPE BAY LOOP
NEW ROOF | 5 Bedrooms | 3 Bathrooms | 3-Car Garage | 2,916 Sq Ft | Pool Home | Welcome to this stunning 5-bedroom, 3-bathroom HEATED pool home located in the highly desirable Harbour Isles community. Offering 2,916 square feet of thoughtfully designed living space, this beautifully maintained residence combines spacious living, elegant finishes, and a prime location for the ultimate Florida lifestyle. A grand French door entry welcomes you into the open split-bedroom floor plan featuring CROWN MOLDING throughout, arched entryways, PLANTATION SHUTTERS, recessed lighting, ceiling fans, and tile flooring throughout the main living areas. Two versatile front rooms provide endless possibilities and can be used as formal living and dining rooms, a home office, library, music room, or flexible living space to suit your needs. The gourmet kitchen is designed for both entertaining and everyday living, showcasing GRANITE COUNTERTOPS, a breakfast bar, tile backsplash, 42-inch staggered upper cabinets with crown molding, STAINLESS STEEL APPLIANCES including a NEW REFRIGERATOR (2024) , built-in WINE REFRIGERATOR , REVERSE OSMOSIS water filtration system, and a spacious walk-in corner pantry. The expansive primary suite serves as a private retreat featuring dual walk-in closets and a luxurious en-suite bathroom complete with dual vanities, framed mirrors, an oversized glass-enclosed shower, and a relaxing garden tub. All secondary bedrooms are generously sized, providing comfort and privacy for family and guests. Two guest bedrooms share a convenient full bathroom that also serves as a pool bath with direct patio access. One of these bedrooms features both French doors and sliding glass doors opening to the lanai, creating a perfect guest suite or flexible living space. Step outside to your private backyard oasis where a covered lanai overlooks the swimming pool surrounded by beautiful PAVER DECKING and tranquil views beyond. Whether enjoying morning coffee, hosting gatherings, or relaxing poolside, this outdoor space is designed to maximize Florida's year-round sunshine. Additional upgrades include a NEW ROOF(2025) and MINI-SPLIT air conditioning system in the 3-car garage for enhanced comfort and efficiency. Residents of Harbour Isles enjoy LOW HOA fees and access to community-owned recreation facilities including a clubhouse, resort-style community pool, fitness center, basketball courts, playgrounds, and scenic walking trails surrounding the community lake. Conveniently located just off US Highway 41 with easy access to I-75, this home offers a quick commute to Tampa, Sarasota, St. Petersburg, and MacDill Air Force Base. Nearby you'll find shopping, dining, medical facilities, three international airports, major league sporting events, concert venues, Hard Rock Casino, world-class theme parks, and Florida's award-winning white sand Gulf Coast beaches. This exceptional Harbour Isles pool home offers the perfect combination of luxury, space, and location. Schedule your private showing today.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,916
Sqft
0.23 ac
Lot size
3
Garage
2014
Year built
One
Levels
$199
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,802 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,802/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−17.1%
Days on market
41 vs 56 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Apollo Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
APOLLO BEACH 33572 — neighborhood snapshot
Population
25,045
Median age
43.8
Median income
$113,775
Median home value
$430,900
Avg household
2.59
Households w/ children
3,126
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$450K → $472K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 354 HOPE BAY LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 354 HOPE BAY LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
354 HOPE BAY LOOP FAQs
What would the monthly payment be for 354 HOPE BAY LOOP?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,802/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 354 HOPE BAY LOOP?+
The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 354 HOPE BAY LOOP?+
The most recent tax bill on record (2025) was $3,483. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 354 HOPE BAY LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $579,000, this home is listed about 18% above the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.
Which schools are assigned to 354 HOPE BAY LOOP?+
Shields Middle School (middle), Lennard High School (high), Cypress Creek Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$579,000 runs 29% above the APOLLO BEACH 33572 median — but at 2,916 sqft it's also 38% larger than the typical Apollo Beach listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $599,900, now $579,000 — a $21K cut. The full history is in the market section below.
Listing courtesy of KELLER WILLIAMS SOUTH SHORE · Ann-Marie Jumapao. MLS #TB8510904.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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