David Ramirez
$539,900$554,9004 bd3 ba1,628 sqft$332 /sqft$4,030 /mo all-in ↓

2440 66TH AVENUE S, ST PETERSBURG, FL, 33712

Active83 days on marketListed May 21, 2026MLS #TB8510617

Reduced $15KSingle Family ResidenceSTEPHENSONS SUB 2

Come see it

Upcoming open house

Sun, Aug 16

12:00 PM – 3:00 PM

Community Open House - 3 properties in the area with same time slot.

About this home

2440 66TH AVENUE S

FULLY RENOVATED 4-BEDROOM, 3-BATH HOME IN FLOOD ZONE X WITH NEW HVAC AND NEW WINDOWS IN PINELLAS POINT! This move-in-ready home has been extensively updated throughout, featuring new flooring, fresh interior and exterior paint, updated lighting, new interior and exterior doors, new fencing, brand-new appliances, a washer and dryer, and beautifully renovated bathrooms. The open-concept layout centers around a designer kitchen with quartz countertops, a waterfall island, double wall ovens, a custom tile backsplash, and premium finishes, creating the perfect space for everyday living and entertaining. The split-bedroom floor plan provides added privacy, while the spacious primary suite offers a comfortable retreat. Step outside to a spacious backyard featuring a newly added outdoor seating area, creating the perfect space for relaxing, entertaining, or enjoying Florida's year-round outdoor living. Conveniently located in Flood Zone X, just minutes from Downtown St. Petersburg, Gulfport, the Skyway Marina District, Maximo Park, the Pink Streets, waterfront parks, marinas, Eckerd College, and the Gulf beaches. All financing welcome, including FHA, VA, conventional, and cash. Some photos may be virtually staged. Property is shown unfurnished unless otherwise noted.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

1,628

Sqft

0.19 ac

Lot size

1

Garage

1957

Year built

One

Levels

$332

Per sqft

Inside

FlooringLuxury Vinyl
AppliancesBuilt-In Oven · Dishwasher · Dryer · Exhaust Fan · Microwave · Range Hood · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · Solid Surface Counters · Split Bedroom · Thermostat · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesNorth
ExteriorIrrigation System · Private Entrance · Private Mailbox · Private Yard

Community & fees

Taxes (2025)$5,438/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,030 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,178
FHA mortgage insurance (est.)$239
Property tax — 2025 actual bill$453
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,897Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,897
Interest rate6.00%
Loan term

Estimated payment

$4,030/mo

Principal & interest$3,178
FHA mortgage insurance (est.)$239
Property taxes (actual bill)$453
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $540K
$396KedgeAI estimate $492,250 · range $413K$583K$607K

vs edgeAI estimate

+9.7%

$/sqft vs St Petersburg actives

$332 vs $329

Days on market

83 vs 57 typical

Where $332/sqft sits among the 400 St Petersburg actives

135
139 · this home
59
28
10
29
$134–270$270–406$406–542$542–678$678–814$814+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Greater Pinellas Point

Map of 2440 66TH AVENUE S inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)32 min
Downtown Tampa33 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

Greater Pinellas Point — neighborhood snapshot

Population

17,370

Median age

45

Median income

$64,146

Median home value

$299,751

Avg household

2

Households w/ children

1,896

For the school run

Pinellas County School District

ElementaryMaximo Elementary School★★★★
MiddleBay Point Middle School★★★★★
HighLakewood High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

224 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 71% above the ST PETERSBURG 33712 median. See the full St Petersburg market guide →

Paper trail

This home's history

CurrentPrice reduced to $539,900 $15K
May 21, 2026Listed at $554,900 · 83 days on market since
1957Built · STEPHENSONS SUB 2

Reality check

What actually sold near 2440 66TH AVENUE S

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2390 66TH AVENUE SSold · Oct ’25

$527,000

2390 66TH AVENUE S · same community

3 bd · 2 ba · 1,662 sqft · $317/sqft · 42 DOM

6691 23RD STREET SSold · Apr ’26

$670,000

6691 23RD STREET S · same community

3 bd · 2 ba · 1,704 sqft · $393/sqft · 32 DOM

2463 68TH AVENUE SSold · Jun ’26

$537,500

2463 68TH AVENUE S · same community

3 bd · 2 ba · 1,771 sqft · $304/sqft · 16 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2440 66TH AVENUE S — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2440 66TH AVENUE S — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

By checking this box, I agree that CENTURY 21 Edge and my agent may send me marketing and promotional text messages — including new listings, market updates, open houses and home value reports — at the phone number I provide, including by automated means. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

2440 66TH AVENUE S FAQs

What would the monthly payment be for 2440 66TH AVENUE S?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,030/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2440 66TH AVENUE S?+

The most recent tax bill on record (2025) was $5,438. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in St Petersburg?+

At $539,900, this home is listed about 24% above the St Petersburg median of $435,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2440 66TH AVENUE S?+

Maximo Elementary School (elementary), Bay Point Middle School (middle), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of HOUSEWELL.COM REALTY OF FLORIDA LLC · Catherine Nolan. MLS #TB8510617.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New St Petersburg homes, in your inbox

Like 2440 66TH AVENUE S but not quite? A daily digest of every new listing in St Petersburg — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 12, 2026 at 5:23 AM UTC. The listing information on this page last changed on August 12, 2026 at 5:23 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 12, 2026 at 5:23 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 12, 2026 at 5:23 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.