817 ROYAL EMPRESS DRIVE, RUSKIN, FL, 33570
Active64 days on marketListed May 21, 2026MLS #TB8510491
About this home
817 ROYAL EMPRESS DRIVE
Virtually Staged. Short Sale. Preapproved Short sale. Ready to move in. Closing cost and down payment assistance available. Welcome to this beautifully designed 3-bedroom, 2.5-bathroom townhome located in the highly desirable Ruskin area! Built in 2022, this move-in-ready home offers the perfect blend of modern style, comfort, and low-maintenance living. Step inside to an open-concept floor plan filled with natural light. The spacious kitchen is the heart of the home, featuring stainless steel appliances, granite countertops, modern cabinetry, and ample prep and storage space—perfect for both everyday living and entertaining. The kitchen flows seamlessly into the dining and living areas, creating an inviting atmosphere for gatherings with family and friends. Upstairs, you’ll find generously sized bedrooms, all equipped with ceiling fans for year-round comfort. The spacious primary suite offers a large walk-in closet and a private retreat designed for relaxation. Enjoy Florida living with a covered patio and screened front entry, ideal for morning coffee or unwinding in the evening. The attached one-car garage provides added convenience and additional storage space. Residents enjoy access to a resort-style community pool just a short walk away, along with beautifully maintained common areas and sidewalks throughout the neighborhood. Conveniently located near shopping, dining, schools, waterfront attractions, and easy access to I-75 for commuting to Tampa, Sarasota, and surrounding areas.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,796
Sqft
0.03 ac
Lot size
1
Garage
2022
Year built
Two
Levels
$139
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,442 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,442/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.4%
$/sqft vs Ruskin actives
$139 vs $179
Days on market
64 vs 51 typical
Where $139/sqft sits among the 288 Ruskin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
RUSKIN 33570 — neighborhood snapshot
Population
33,676
Median age
36.7
Median income
$69,048
Median home value
$255,400
Avg household
2.86
Households w/ children
4,421
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ruskin market
$330K → $320K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
163 of 288
Ruskin actives have cut their price
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% below the RUSKIN 33570 median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 817 ROYAL EMPRESS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$250,000
726 ROYAL EMPRESS DRIVE · same community
3 bd · 2.5 ba · 1,796 sqft · $139/sqft · 4 DOM
Sold · Jun ’26$247,000
741 ROYAL EMPRESS DRIVE · same community
3 bd · 2.5 ba · 1,796 sqft · $138/sqft · 24 DOM
Sold · Dec ’25$252,500
607 ROYAL EMPRESS DRIVE · same community
3 bd · 2.5 ba · 1,796 sqft · $141/sqft · 222 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 817 ROYAL EMPRESS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 817 ROYAL EMPRESS DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
817 ROYAL EMPRESS DRIVE FAQs
What would the monthly payment be for 817 ROYAL EMPRESS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,442/mo — principal and interest, the actual property-tax bill, the $384/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 817 ROYAL EMPRESS DRIVE?+
The association fee works out to $384 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 817 ROYAL EMPRESS DRIVE?+
The most recent tax bill on record (2025) was $3,800. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 817 ROYAL EMPRESS DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $249,900, this home is listed about 29% below the Ruskin median of $349,850. The market section on this page shows how the area is trending.
Which schools are assigned to 817 ROYAL EMPRESS DRIVE?+
Ruskin Elementary School (elementary), Lennard High School (high), Shields Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of INTL. REALTY PLUS-TAMPA BAY · Dwight McDonald, PA. MLS #TB8510491.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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