4435 1ST STREET NE UNIT 104, ST PETERSBURG, FL, 33703
Active90 days on marketListed May 20, 2026MLS #TB8510480
About this home
4435 1ST STREET NE UNIT 104
Welcome to Placido Gardens in beautiful Northeast St. Petersburg! This updated first-floor 2-bedroom, 1-bath condo offers comfort, convenience, and easy Florida living. Step inside to a bright kitchen featuring a new range, new refrigerator, new base cabinetry & countertops, a new sink, a new disposal and a new dishwasher, all arranged in a functional layout. The spacious living and dining area is filled with natural light, creating an inviting atmosphere perfect for relaxing or entertaining. The new hurricane impact sliding glass doors lead to a screened porch where you can dine and unwind. Recent upgrades also include a completely renovated bathroom with all-new finishes. Additional features include hurricane impact windows on the front of the unit, stylish tile flooring throughout, central A/C and heat, a new hot water heater, on-site laundry and storage on the ground floor, and an assigned parking space conveniently located near the unit's front entrance (also new). Residents also enjoy access to a shared waterfront picnic area and dock overlooking Placido Bayou—an ideal spot for fishing, outdoor dining, or enjoying the scenery. Located just minutes from Northeast Shopping Center and Whole Foods, as well as other shopping, dining, banks, I-275, downtown St. Petersburg, and public transportation, this community offers both convenience and charm. Don’t miss your opportunity to enjoy the Florida lifestyle at Placido Gardens! The condo fee includes water/sewer, trash, cable, internet, and a full-time on-site maintenance supervisor. This condo would make a great rental unit or investment property!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
845
Sqft
1968
Year built
One
Levels
$162
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,156 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,156/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−38.2%
$/sqft vs St Petersburg actives
$162 vs $344
Days on market
90 vs 57 typical
Where $162/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside North East Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
North East Park — neighborhood snapshot
Population
4,751
Median age
46
Median income
$106,826
Median home value
$455,136
Avg household
2
Households w/ children
683
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
233 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 67% below the ST PETERSBURG 33703 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 4435 1ST STREET NE UNIT 104
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$124,000
4435 1ST STREET NE UNIT 205 · same community
2 bd · 1 ba · 845 sqft · $147/sqft · 27 DOM
Sold · Jul ’26$830,000
116 LAREDO WAY NE
2 bd · 1 ba · 1,040 sqft · $798/sqft · 0 DOM
Sold · Sep ’25$340,000
931 28TH AVENUE N
2 bd · 1 ba · 638 sqft · $533/sqft · 92 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4435 1ST STREET NE UNIT 104 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4435 1ST STREET NE UNIT 104 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4435 1ST STREET NE UNIT 104 FAQs
What would the monthly payment be for 4435 1ST STREET NE UNIT 104?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,156/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4435 1ST STREET NE UNIT 104?+
The most recent tax bill on record (2025) was $1,553. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4435 1ST STREET NE UNIT 104?+
The listing reports pets: Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $137,000, this home is listed about 69% below the St Petersburg median of $436,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4435 1ST STREET NE UNIT 104?+
North Shore Elementary School (elementary), Northeast High School (high), Meadowlawn Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST PETERSBURG 33703 market on paper
$137,000 is 67% below the ST PETERSBURG 33703 median of $419,900, and at $162/sqft it sits under the St Petersburg average of $380.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $147,000, now $137,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Jason Spitzer. MLS #TB8510480.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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