David Ramirez
$385,900$394,9002 bd2 ba1,266 sqft$305 /sqft$2,754 /mo all-in ↓

13840 BARNARD AVENUE, HUDSON, FL, 34667

Active64 days on marketListed May 27, 2026MLS #TB8510411

Reduced $9KWaterfrontSingle Family ResidenceHUDSON BEACH ESTATES

About this home

13840 BARNARD AVENUE

One or more photo(s) has been virtually staged. $9000.00 Price Reduction. Waterfront Living at Its Finest – Your Canal-Front Fisherman's Paradise Retreat Awaits! Imagine waking up each morning to the gentle shimmer of sunlight dancing across the water, the soft sound of ripples drifting through the air, and the peaceful charm of life on the canal. This beautifully updated 2-bedroom, 2-bathroom home offers the perfect blend of comfort, style, and waterfront serenity. From the moment you step inside, you’re greeted by an open-concept living space bathed in natural light, with large windows framing picturesque canal views. The living room flows seamlessly into a modern, well-appointed kitchen featuring sleek countertops, stainless steel appliances, and ample cabinetry—perfect for preparing meals while still being part of the conversation. Both bedrooms are generously sized, with the primary suite offering a private bathroom and a tranquil retreat at the end of the day. The second bedroom is ideal for guests, a home office, or a cozy reading nook, while the second full bathroom ensures convenience for all. Step outside and you’ll find your own private backyard oasis, complete with custom built fire pit. An expansive thru flow fixed dock with a 10,000-pound covered lift awaits your boat. The Eastern facing large concrete patio and maintenance free turf lawn allow for shaded afternoon gatherings when you return from your fishing or beach excursions. This is truly a home built for a lifestyle, ready for boating, kayaking, paddleboarding, or watching the Dolphins and the Manatees frolic. With direct canal access, you can explore the waterways at your leisure or head out for a day of fishing and adventure. Located just minutes from local shopping, dining, and of course Hudson Beach with its renowned sunset views, this home offers the best of both worlds: a peaceful waterfront escape with all the conveniences of a town nearby. Whether you’re seeking a full-time residence, a seasonal getaway, or an investment property, this canal-front gem delivers a lifestyle that’s as relaxing as it is rewarding. Oh, and by the way, don't forget your golf cart. They are welcome here! NOTE* Agent should verify exact dimensions as they are approximate.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,266

Sqft

0.13 ac

Lot size

1

Garage

1982

Year built

One

Levels

$305

Per sqft

WaterfrontWater viewPets allowed

Inside

FlooringCeramic Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · Open Floorplan · Primary Bedroom Main Floor · Stone Counters · Walk-In Closet(s)
LaundryElectric Dryer Hookup · In Garage · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewWater
FacesWest
ParkingGround Level · Off Street
ExteriorFire Pit · Hurricane Shutters · Irrigation System · Outdoor Shower · Private Mailbox · Sliding Doors

Community & fees

Taxes (2025)$1,819/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Phone Available · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,754 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,272
FHA mortgage insurance (est.)$171
Property tax — 2025 actual bill$152
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,507Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,507
Interest rate6.00%
Loan term

Estimated payment

$2,754/mo

Principal & interest$2,272
FHA mortgage insurance (est.)$171
Property taxes (actual bill)$152
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $386K
$286KedgeAI estimate $321,239 · range $298K$406K$422K

vs edgeAI estimate

+20.1%

$/sqft vs HUDSON BEACH ESTATES

$305 vs $323

Days on market

64 vs 42 typical

Where $305/sqft sits among the 25 homes for sale in HUDSON BEACH ESTATES

3
9 · this home
5
3
3
2
$219–266$266–314$314–361$361–409$409–456$456+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Hudson

Map of 13840 BARNARD AVENUE

Drive times from this address

Tampa Int’l Airport (TPA)55 min
Downtown Tampa58 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Hudson. See the full Hudson guide →

HUDSON 34667 — neighborhood snapshot

Population

30,674

Median age

60.3

Median income

$51,106

Median home value

$214,200

Avg household

1.98

Households w/ children

2,095

For the school run

Pasco County School District

HighFivay High School★★★★
MiddleHudson Academy★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Hudson market

Seller’s marketBalanced6.6 months of inventoryBuyer’s market

$275K$283K

Hudson median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

16 of 25

HUDSON BEACH ESTATES have cut their price

Median sold price, Hudson, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 38% above the HUDSON 34667 median. See the full Hudson market guide →

Paper trail

This home's history

CurrentPrice reduced to $385,900 $9K
May 27, 2026Listed at $394,900 · 64 days on market since
1982Built · HUDSON BEACH ESTATES

Reality check

What actually sold near 13840 BARNARD AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13820 MELANIE AVENUESold · Jan ’26

$275,000

13820 MELANIE AVENUE · same community

2 bd · 2 ba · 1,271 sqft · $216/sqft · 13 DOM

13727 GENE ROSSI AVENUESold · Dec ’25

$300,000

13727 GENE ROSSI AVENUE · same community

2 bd · 2 ba · 1,250 sqft · $240/sqft · 61 DOM

13818 MALCOLM AVENUESold · Feb ’26

$401,500

13818 MALCOLM AVENUE · same community

3 bd · 2 ba · 1,244 sqft · $323/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 13840 BARNARD AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13840 BARNARD AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

13840 BARNARD AVENUE FAQs

What would the monthly payment be for 13840 BARNARD AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,754/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 13840 BARNARD AVENUE?+

The most recent tax bill on record (2025) was $1,819. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 13840 BARNARD AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Hudson?+

At $385,900, this home is listed about 17% above the Hudson median of $330,000. The market section on this page shows how the area is trending.

Which schools are assigned to 13840 BARNARD AVENUE?+

Fivay High School (high), Hudson Academy (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$385,900 runs 38% above the HUDSON 34667 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $394,900, now $385,900 — a $9K cut. The full history is in the market section below.

Listing courtesy of CHARLES RUTENBERG REALTY INC · John Chiaradio. MLS #TB8510411.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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