2220 20TH STREET S, ST PETERSBURG, FL, 33712
Active85 days on marketListed May 19, 2026MLS #TB8510396
About this home
2220 20TH STREET S
Nice opportunity for anyone searching for a property in the vibrant South St. Petersburg area! This charming Florida bungalow features two cozy bedrooms and one bath, perfectly situated on a desirable corner lot with convenient alley access. If you’re looking for a place that’s close to all the action, you’ll love its location—just minutes from Downtown St. Pete, the beautiful Gulf Beaches, the renowned Pier, and the lively Marina District. The home’s vinyl exterior siding offers low-maintenance living, and the layout lends itself to plenty of creative possibilities. Whether you’re a first-time buyer eager to put your personal touch on a new home, looking to downsize, or searching for a smart investment in a rapidly growing area, this property fits the bill. While the home does need some TLC, it’s bursting with potential for the right buyer to transform it into something truly special. The property is being sold as-is, making it a fantastic opportunity for those with vision and a desire to invest in a sought-after neighborhood. If you’d like more details or are interested in scheduling a viewing, please don’t hesitate to reach out. I’m happy to provide additional information and answer any questions you may have.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
691
Sqft
0.17 ac
Lot size
1940
Year built
One
Levels
$253
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,414 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,414/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−31.7%
$/sqft vs St Petersburg actives
$253 vs $336
Days on market
85 vs 58 typical
Where $253/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Maggiore Shores
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Lake Maggiore Shores — neighborhood snapshot
Population
2,498
Median age
37
Median income
$76,256
Median home value
$250,350
Avg household
3
Households w/ children
128
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
225 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 44% below the ST PETERSBURG 33712 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 2220 20TH STREET S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$395,000
7740 NW 9th Ave, Miami FL 33150 · same community
2 bd · 1 ba · 1,354 sqft · $292/sqft · 61 DOM
Sold · Oct ’25$215,000
753 29TH AVENUE S
2 bd · 1 ba · 752 sqft · $286/sqft · 51 DOM
Sold · Dec ’25$80,075
802 34TH AVENUE S
2 bd · 1 ba · 588 sqft · $136/sqft · 124 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2220 20TH STREET S — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2220 20TH STREET S — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2220 20TH STREET S FAQs
What would the monthly payment be for 2220 20TH STREET S?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,414/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2220 20TH STREET S?+
The most recent tax bill on record (2025) was $1,752. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $175,000, this home is listed about 60% below the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2220 20TH STREET S?+
Campbell Park Elementary School (elementary), Gibbs High School (high), Bay Point Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER PORTFOLIO INTL REALTY. MLS #TB8510396.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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