David Ramirez
Pending
$165,300$204,5002 bd2 ba980 sqft$169 /sqft$1,817 /mo all-in ↓

1144 VILLA LANE UNIT 100, APOPKA, FL, 32712

Pending74 days on marketListed May 21, 2026MLS #TB8510325

Priced 65% below the APOPKA 32712 medianReduced $39KCondominiumERROL CLUB VILLAS 04

About this home

1144 VILLA LANE UNIT 100

End Unit villa features beautiful lakefront views with vaulted tongue and groove ceiling. Feel like you are in a lovely vacation retreat every day! The kitchen includes black matching appliances and pass through to the dining area. The master bedroom has serene lake views, and master bath with cultured marble countertops. Fall in love with this beautifully updated, highly desirable end-unit villa in the quiet golf community of Errol Estates, boasting serene, uninterrupted views of Lake Alden. This immaculate 3-bedroom, 3-bathroom home delivers exceptional privacy and shows like a model. Step inside to a bright, open floor plan featuring brand-new, modern laminate flooring stretching throughout. The heart of the home is the stunning, completely renovated kitchen, fully equipped with premium granite countertops, crisp new cabinetry, and a spacious breakfast bar that overlooks the expansive living area. All three bathrooms have been beautifully modernized with newer fixtures and contemporary finishes. Enjoy your morning coffee or evening breeze from the tiled sunroom or step out onto the outdoor patio to take in the waterfront views. A convenient indoor laundry room completes the space. Relax on the lanai and listen to the sounds of nature. Relaxing, yet convenient to shopping, dining and great schools. Easy access to Disney, Downtown Orlando, SR-429 and everything that Central Florida has to offer! Perfect as a primary residence, a vacation getaway, or an immediate income-generating investment property—this sale includes all furniture and household items! Don't miss this rare, move-in-ready waterfront gem. Schedule your showing today!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

980

Sqft

0.15 ac

Lot size

1974

Year built

One

Levels

$169

Per sqft

Negotiable

Inside

FlooringCeramic Tile · Laminate
AppliancesDryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Primary Bedroom Main Floor
LaundryInside
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ExteriorBalcony · Sidewalk · Sliding Doors

Community & fees

HOA fee$387/mo
Taxes (2025)$2,683/yr
PetsCats OK, Dogs OK
CommunityBuyer Approval Required

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,817 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$973
FHA mortgage insurance (est.)$73
Property tax — 2025 actual bill$224
Condo fee — from the listing$387
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,786Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,786
Interest rate6.00%
Loan term

Estimated payment

$1,817/mo

Principal & interest$973
FHA mortgage insurance (est.)$73
Property taxes (actual bill)$224
HOA / condo fee$387
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $165K
$159KedgeAI estimate $193,180 · range $188K$200K$208K

vs edgeAI estimate

−14.4%

$/sqft vs Apopka actives

$169 vs $216

Days on market

74 vs 28 typical

Where $169/sqft sits among the 400 Apopka actives

79 · this home
145
94
45
12
25
$157–189$189–222$222–254$254–286$286–319$319+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Errol Estate

Map of 1144 VILLA LANE UNIT 100 inside its neighborhood boundary

Drive times from this address

Downtown Orlando28 min
Universal Orlando34 min
Walt Disney World39 min
Orlando Int’l Airport (MCO)46 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Apopka. See the full Apopka guide →

Errol Estate — neighborhood snapshot

Population

6,503

Median age

47

Median income

$105,779

Median home value

$347,503

Avg household

3

Households w/ children

799

For the school run

Orange County School District

HighApopka High★★★★★
ElementaryApopka Elementary★★★★★
MiddleWolf Lake Middle★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Apopka market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$399K$415K

Apopka median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

181 of 400

Apopka actives have cut their price

Median sold price, Apopka, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 65% below the APOPKA 32712 median. See the full Apopka market guide →

Paper trail

This home's history

CurrentPrice reduced to $165,300 $39K
May 21, 2026Listed at $204,500 · 74 days on market since
1974Built · ERROL CLUB VILLAS 04

Reality check

What actually sold near 1144 VILLA LANE UNIT 100

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1170 VILLA LANE UNIT 113Sold · Feb ’26

$189,300

1170 VILLA LANE UNIT 113 · same community

2 bd · 2 ba · 980 sqft · $193/sqft · 20 DOM

1186 VILLA LANESold · Apr ’26

$190,000

1186 VILLA LANE · same community

2 bd · 2 ba · 975 sqft · $195/sqft · 7 DOM

1164 VILLA LANE UNIT SSold · Jun ’26

$184,000

1164 VILLA LANE UNIT S · same community

2 bd · 2 ba · 965 sqft · $191/sqft · 128 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1144 VILLA LANE UNIT 100 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1144 VILLA LANE UNIT 100 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1144 VILLA LANE UNIT 100 FAQs

What would the monthly payment be for 1144 VILLA LANE UNIT 100?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,817/mo — principal and interest, the actual property-tax bill, the $387/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1144 VILLA LANE UNIT 100?+

The association fee works out to $387 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1144 VILLA LANE UNIT 100?+

The most recent tax bill on record (2025) was $2,683. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1144 VILLA LANE UNIT 100?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Apopka?+

At $165,300, this home is listed about 63% below the Apopka median of $448,952. The market section on this page shows how the area is trending.

Which schools are assigned to 1144 VILLA LANE UNIT 100?+

Apopka High (high), Apopka Elementary (elementary), Wolf Lake Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the APOPKA 32712 market on paper

$165,300 is 65% below the APOPKA 32712 median of $471,990, and at $169/sqft it sits under the Apopka average of $235.

02Time on market is leverage

74 days on market against a Apopka median of 28 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $204,500, now $165,300 — a $39K cut. The full history is in the market section below.

Listing courtesy of RE/MAX ACTION FIRST OF FLORIDA · Octavia Cheveresan. MLS #TB8510325.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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1144 VILLA LANE UNIT 100, APOPKA, FL — 2 Bed, 2 Bath — $165,300 | CENTURY 21 Edge