David Ramirez
Pending
$108,000$120,0001 bd1.5 ba710 sqft$152 /sqft$874 /mo all-in ↓

316 N BAYSHORE BOULEVARD UNIT 208, CLEARWATER, FL, 33759

Pending74 days on marketListed May 23, 2026MLS #TB8510308

Priced 28% below the CLEARWATER 33759 medianReduced $12KCondominiumHARBOUR TOWNE CONDO

About this home

316 N BAYSHORE BOULEVARD UNIT 208

Opportunity knocks in desirable Harbour Towne! This 1-bedroom, 1.5-bath second-floor corner unit offers an excellent chance to create your own Florida retreat or investment property. Featuring an original kitchen and baths ready for cosmetic updates, this condo is priced accordingly and offers tremendous value for buyers looking to add their personal touch. Enjoy additional living space on the enclosed screened balcony, perfect for morning coffee or relaxing evenings. The corner-unit location provides added privacy and natural light. Residents of this pet-friendly community enjoy access to a variety of amenities, including a community pool, clubhouse, and tennis courts. Outdoor enthusiasts will appreciate the convenient proximity to the Ream Wilson Trail, the Courtney Campbell Trail, and Del Oro Park. You'll also be just minutes from charming Safety Harbor, world-famous Gulf beaches, shopping, dining, and both St. Pete–Clearwater International Airport and Tampa International Airport. Whether you're a first-time buyer, seasonal resident, or investor, this is a rare opportunity to own in a convenient Clearwater location at an attractive price point. Schedule your showing today!

Facts & features

The home at a glance

1

Bedrooms

1.5

Bathrooms

710

Sqft

1972

Year built

One

Levels

$152

Per sqft

Inside

FlooringCarpet · Linoleum · Tile
AppliancesDishwasher · Electric Water Heater · Range · Refrigerator
InteriorLiving Room/Dining Room Combo · Thermostat · Walk-In Closet(s)
LaundryNone
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Wood Frame
FoundationSlab
FacesNorth
ExteriorBalcony · Sidewalk · Tennis Court(s)

Community & fees

Taxes (2025)$368/yr
PetsDogs OK
CommunityAssociation Recreation - Owned · Buyer Approval Required · Clubhouse · Community Mailbox · Fitness Center · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$874 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$636
FHA mortgage insurance (est.)$48
Property tax — 2025 actual bill$31
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $3,780Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $3,780
Interest rate6.00%
Loan term

Estimated payment

$874/mo

Principal & interest$636
FHA mortgage insurance (est.)$48
Property taxes (actual bill)$31
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Clearwater actives

$152 vs $227

Days on market

74 vs 55 typical

Where $152/sqft sits among the 399 Clearwater actives

164 · this home
130
53
17
8
27
$117–207$207–297$297–386$386–476$476–566$566+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clearwater

Map of 316 N BAYSHORE BOULEVARD UNIT 208

Drive times from this address

Tampa Int’l Airport (TPA)20 min
Downtown Tampa24 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater. See the full Clearwater guide →

CLEARWATER 33759 — neighborhood snapshot

Population

17,647

Median age

45.5

Median income

$63,804

Median home value

$295,000

Avg household

2.23

Households w/ children

1,632

For the school run

Pinellas County School District

ElementaryEisenhower Elementary School★★★★★
MiddleSafety Harbor Middle School★★★★★
HighCountryside High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$328K$350K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

224 of 399

Clearwater actives have cut their price

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 28% below the CLEARWATER 33759 median. See the full Clearwater market guide →

Paper trail

This home's history

CurrentPrice reduced to $108,000 $12K
May 23, 2026Listed at $120,000 · 74 days on market since
1972Built · HARBOUR TOWNE CONDO

Reality check

What actually sold near 316 N BAYSHORE BOULEVARD UNIT 208

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

420 N BAYSHORE BOULEVARD UNIT 108Sold · Feb ’26

$149,500

420 N BAYSHORE BOULEVARD UNIT 108 · same community

1 bd · 1.5 ba · 710 sqft · $211/sqft · 147 DOM

230 N BAYSHORE BOULEVARD UNIT 208Sold · Dec ’25

$113,500

230 N BAYSHORE BOULEVARD UNIT 208 · same community

1 bd · 1.5 ba · 710 sqft · $160/sqft · 3 DOM

380 N BAYSHORE BOULEVARD UNIT 204Sold · May ’26

$97,500

380 N BAYSHORE BOULEVARD UNIT 204 · same community

1 bd · 1 ba · 550 sqft · $177/sqft · 106 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 316 N BAYSHORE BOULEVARD UNIT 208 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 316 N BAYSHORE BOULEVARD UNIT 208 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

316 N BAYSHORE BOULEVARD UNIT 208 FAQs

What would the monthly payment be for 316 N BAYSHORE BOULEVARD UNIT 208?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $874/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 316 N BAYSHORE BOULEVARD UNIT 208?+

The most recent tax bill on record (2025) was $368. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 316 N BAYSHORE BOULEVARD UNIT 208?+

The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater?+

At $108,000, this home is listed about 61% below the Clearwater median of $275,000. The market section on this page shows how the area is trending.

Which schools are assigned to 316 N BAYSHORE BOULEVARD UNIT 208?+

Eisenhower Elementary School (elementary), Safety Harbor Middle School (middle), Countryside High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COLDWELL BANKER REALTY · Denis Romero, PA. MLS #TB8510308.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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316 N BAYSHORE BOULEVARD UNIT 208, CLEARWATER, FL — 1 Bed, 1.5 Bath — $108,000 | CENTURY 21 Edge