19153 ELSIMONT ISLE, LUTZ, FL, 33558
Active65 days on marketListed May 21, 2026MLS #TB8510266
About this home
19153 ELSIMONT ISLE
THIS MOVE-IN READY CORNER-UNIT HOME OFFERS MODERN FINISHES, FLEXIBLE LIVING SPACE, AND ACCESS TO RESORT-STYLE AMENITIES IN ONE OF LUTZ’S MOST CONVENIENT LOCATIONS. Whether you’re a first-time home buyer, relocating to the Tampa Bay area, or searching for a strong rental investment opportunity, this beautifully maintained 3-bedroom, 2.5-bathroom townhome checks all the boxes. Built in 2022, this spacious townhome offers nearly 1,700 square feet of thoughtfully designed living space with an open-concept floor plan perfect for everyday living and entertaining. The modern kitchen features quartz countertops, stainless steel appliances, upgraded cabinetry, pantry storage, and a large island overlooking the living and dining areas. Sliding glass doors lead to a screened rear lanai, creating the perfect indoor-outdoor space to relax or entertain guests. Upstairs, the oversized loft provides flexible space ideal for a home office, media room, playroom, gym area, or second living space. The spacious primary suite includes multiple walk-in closets, dual sinks, and a large walk-in shower, while the secondary bedrooms are privately positioned across the loft for added separation and functionality. Additional highlights include upstairs laundry, recessed lighting, ceiling fans, hurricane shutters, and an attached garage, all in a secure. gated community. Residents enjoy access to Parkview at Long Lake Ranch amenities including a community pool, a dog park, playgrounds, and parks, along with additional Long Lake Ranch amenities featuring a large resort-style community pool and several recreational areas. Conveniently located near shopping, restaurants, top-rated schools, the Veterans Expressway, and major commuting routes to Tampa and surrounding areas. With modern construction, low-maintenance living, and one of the lowest prices currently available in the community, this property offers exceptional value and versatility for a wide range of buyers. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,667
Sqft
0.08 ac
Lot size
1
Garage
2023
Year built
Two
Levels
$207
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,055 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,055/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.1%
$/sqft vs Lutz actives
$207 vs $243
Days on market
65 vs 35 typical
Where $207/sqft sits among the 274 Lutz actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lutz
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
LUTZ 33558 — neighborhood snapshot
Population
30,912
Median age
40.4
Median income
$107,427
Median home value
$479,300
Avg household
2.76
Households w/ children
4,377
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$580K → $487K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
150 of 274
Lutz actives have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% below the LUTZ 33558 median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 19153 ELSIMONT ISLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’25$321,000
1969 MILKWEED TRACE
3 bd · 2.5 ba · 1,637 sqft · $196/sqft · 64 DOM
Sold · Jun ’26$326,000
2064 LAKE WATERS PL
3 bd · 2.5 ba · 1,703 sqft · $191/sqft · 30 DOM
Sold · Oct ’25$299,000
18889 CORNUTA STREET
3 bd · 2.5 ba · 1,703 sqft · $176/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 19153 ELSIMONT ISLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 19153 ELSIMONT ISLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
19153 ELSIMONT ISLE FAQs
What would the monthly payment be for 19153 ELSIMONT ISLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,055/mo — principal and interest, the actual property-tax bill, the $259/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 19153 ELSIMONT ISLE?+
The association fee works out to $259 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 19153 ELSIMONT ISLE?+
The most recent tax bill on record (2025) was $5,433. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 19153 ELSIMONT ISLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lutz?+
At $345,000, this home is listed about 30% below the Lutz median of $489,999. The market section on this page shows how the area is trending.
Which schools are assigned to 19153 ELSIMONT ISLE?+
McKitrick Elementary School (elementary), Martinez Middle School (middle), Steinbrenner High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LUTZ 33558 market on paper
$345,000 is 9% below the LUTZ 33558 median of $380,000, and at $207/sqft it sits under the Lutz average of $269.
02Strong assigned schools
McKitrick Elementary School, Martinez Middle School, Steinbrenner High School, Patricia Sullivan Metropolitan Ministries Partnership School — McKitrick Elementary School rates 5 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $349,000, now $345,000 — a $4K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of 54 REALTY LLC · Brian Kanicki. MLS #TB8510266.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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