413 S BAYSHORE BOULEVARD UNIT 4, SAFETY HARBOR, FL, 34695
Active44 days on marketListed Jun 20, 2026MLS #TB8510246
About this home
413 S BAYSHORE BOULEVARD UNIT 4
Pets welcome! Bring your boat, kayak, paddleboard, and sense of adventure because this exceptional waterfront rental offers the best of coastal living in the heart of Safety Harbor. This beautifully updated top-floor, corner-unit condo at Lovers Oak Condominium features 2 bedrooms, 2 bathrooms, a covered carport, and stunning views of Tampa Bay. Rent includes internet, cable, water, sewer, and trash for easy, low-maintenance living. Inside, you'll find updated kitchen and bath finishes, abundant natural light, and a spacious sunroom overlooking the bay, perfect for enjoying sunrises, dolphins, manatees, and spectacular water views. One of the most unique features of this property is the included boat slip with lift, one of the best slips in the community, providing immediate access to Tampa Bay with no bridges to navigate. Whether you're heading out for a day of fishing, cruising, or exploring the shoreline by kayak or paddleboard, adventure awaits right outside your door. The community offers approximately 144 feet of waterfront, with kayak storage and launch access. Located just blocks from downtown Safety Harbor, you'll enjoy easy access to award-winning restaurants, boutique shopping, waterfront parks, festivals, and community events. The Ream Wilson Trail is directly across the street and connects to an expanding countywide trail system for walking, running, and cycling enthusiasts. Ideally situated just 20 minutes from both Tampa International Airport and St. Pete-Clearwater International Airport, this rare waterfront rental combines convenience, charm, and an unbeatable lifestyle. Opportunities to lease a downtown Safety Harbor waterfront condo with a deep-water boat slip and lift are exceptionally rare. Available now. Schedule your private showing today.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,197
Sqft
0 ac
Lot size
1980
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$181 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$181/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Safety Harbor actives
$2 vs $324
Days on market
44 vs 55 typical
Where $2/sqft sits among the 94 Safety Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Safety Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Safety Harbor. See the full Safety Harbor guide →
SAFETY HARBOR 34695 — neighborhood snapshot
Population
17,882
Median age
50.6
Median income
$96,138
Median home value
$418,200
Avg household
2.42
Households w/ children
1,727
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Safety Harbor market
$548K → $680K
Safety Harbor median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
54 of 94
Safety Harbor actives have cut their price
Median sold price, Safety Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the SAFETY HARBOR 34695 median. See the full Safety Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 413 S BAYSHORE BOULEVARD UNIT 4
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$295,000
411 S BAYSHORE BOULEVARD UNIT 1
2 bd · 2 ba · 1,197 sqft · $246/sqft · 238 DOM
Sold · Jan ’26$395,000
413 S BAYSHORE BOULEVARD UNIT 5
2 bd · 2 ba · 1,197 sqft · $330/sqft · 154 DOM
Sold · Nov ’25$405,000
1111 N BAYSHORE BOULEVARD UNIT B11
2 bd · 2 ba · 1,200 sqft · $338/sqft · 59 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 413 S BAYSHORE BOULEVARD UNIT 4 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 413 S BAYSHORE BOULEVARD UNIT 4 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
413 S BAYSHORE BOULEVARD UNIT 4 FAQs
What would the monthly payment be for 413 S BAYSHORE BOULEVARD UNIT 4?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $181/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 413 S BAYSHORE BOULEVARD UNIT 4?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Safety Harbor?+
At $2,850, this home is listed about 99% below the Safety Harbor median of $554,950. The market section on this page shows how the area is trending.
Which schools are assigned to 413 S BAYSHORE BOULEVARD UNIT 4?+
Countryside High School (high), Leila Davis Elementary School (elementary), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the SAFETY HARBOR 34695 market on paper
$2,850 is 99% below the SAFETY HARBOR 34695 median of $514,450, and at $2/sqft it sits under the Safety Harbor average of $403.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Countryside High School, Leila Davis Elementary School, Safety Harbor Middle School — Leila Davis Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of ENGEL & VOLKERS BELLEAIR · Kristin Hallamek. MLS #TB8510246.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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