414 TAMPA ROAD, PALM HARBOR, FL, 34683
Active54 days on marketListed Jun 10, 2026MLS #TB8510203
About this home
414 TAMPA ROAD
Step inside this beautifully preserved 1948 bungalow in the heart of Ozona. This guest-favorite Airbnb blends Old Florida character with modern updates, offering an easy, turnkey investment opportunity from day one. With vaulted ceilings, skylights, hardwood flooring, and solid wood cabinetry, the interior is warm, and inviting the moment you step inside. The screened front porch sets the tone, while the cozy living spaces and bedroom layouts make the home instantly welcoming for personal and guest use. Outside is where this property truly shines. The backyard is wrapped in mature oak trees, creating a shaded, breezy retreat that guests consistently enjoy. A stone fire pit lounge anchors the yard, accompanied by a screened porches in the front and rear of the home. The outdoor spaces are perfect for both serenity and entertainment. The enclosed carport and dual parking pads provide parking for up to four vehicles, making it easy to accommodate guests, golf carts, bicycles, or additional vehicles. Set in the heart of Ozona’s golf cart friendly community, this home is just moments from Ozona Pig, and Ozona Brewing Company, along with nearby marinas, Pop Stansell Park, and the Pinellas Trail. Downtown Palm Harbor, Dunedin Causeway, and Honeymoon Island are all just a short drive away. Guests rave about their experience here, with over 40 reviews have earned the property a 4.9 star rating, Airbnb Guest Favorite status, and Super Host status for many of past 8 years. From the full investment analysis, the property projects approximately $46,127 in annual revenue at a 73% occupancy rate, with estimated owner income around $32,289 a year. Current performance reflects a passive management approach with upside potential through expanded exposure beyond Airbnb. The property has strong repeat and longer duration booking history (Average Stay Length: 22 nights. Average Nightly Rate: $223/night). 2020-2026 Rental History and 2027 Future Bookings available upon request. Whether you’re expanding your Airbnb portfolio or searching for a personal Ozona escape, this is your chance to join Palm Harbor’s most charming and sought-after coastal community.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
879
Sqft
0.14 ac
Lot size
1948
Year built
One
Levels
$427
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,920 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,920/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+20.5%
$/sqft vs Palm Harbor actives
$427 vs $260
Days on market
54 vs 42 typical
Where $427/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34683 — neighborhood snapshot
Population
34,180
Median age
47.5
Median income
$90,037
Median home value
$424,200
Avg household
2.46
Households w/ children
3,432
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$425K → $450K
Palm Harbor median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
201 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% below the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 414 TAMPA ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$205,000
432 TAMPA ROAD · same community
2 bd · 1 ba · 824 sqft · $249/sqft · 29 DOM
Sold · Nov ’25$515,000
401 PENNSYLVANIA AVENUE · same community
3 bd · 2 ba · 1,386 sqft · $372/sqft · 17 DOM
Sold · Nov ’25$400,000
2675 ST JOSEPHS DRIVE E UNIT C
2 bd · 1 ba · 851 sqft · $470/sqft · 163 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 414 TAMPA ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 414 TAMPA ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
414 TAMPA ROAD FAQs
What would the monthly payment be for 414 TAMPA ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,920/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 414 TAMPA ROAD?+
The most recent tax bill on record (2025) was $4,651. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Harbor?+
At $374,900, this home is priced right at the Palm Harbor median.
Which schools are assigned to 414 TAMPA ROAD?+
Lake St. George Elementary School (elementary), Palm Harbor Middle School (middle), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PALM HARBOR 34683 market on paper
$374,900 is 9% below the PALM HARBOR 34683 median of $410,000.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Strong assigned schools
Lake St. George Elementary School, Palm Harbor Middle School, Palm Harbor University High — Lake St. George Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $399,000, now $374,900 — a $24K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SOUTHERN LIFE REALTY · Kelsi Ward. MLS #TB8510203.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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