David Ramirez
$400,000$450,0004 bd2 ba1,811 sqft$221 /sqft$3,278 /mo all-in ↓

530 RAPID FALLS DRIVE, BRANDON, FL, 33511

Active66 days on marketListed May 19, 2026MLS #TB8510047

Reduced $50KPrivate poolSingle Family ResidenceHIGHLAND RIDGE UNIT 1

About this home

530 RAPID FALLS DRIVE

Welcome to this MASTERPIECE of a home. FULLY remodeled , 4 bedroom, 2 bathroom, 1800 sq ft home with a 2 car garage AND screened POOL in the heart of Brandon. This well-sought-out community of Highland Ridge has low HOA dues & no CDD. Upon entering the home you are greeted with high ceilings that boasts natural light, calling attention to the home's new luxury vinyl plank flooring throughout the main living spaces and tile in the bathrooms. The kitchen is a chef's dream with contemporary countertops, soft closing cabinets, brand-new stainless steel appliances, and a farmhouse kitchen sink. The kitchen island is perfect for seating with an open floor plan leading to the living area and dining room. The living room has an electric fireplace, another great feature making this area feel warm and cozy. Natural and neutral elegance transports you from one room to another. Attention has been paid to even the most delicate detail and is found in the unique expressions of art meets practicality. It's as pleasurable to entertain outside with the covered and screened lanai while enjoying the pool and Florida sunshine. The Owners suite feature french doors leading to the lanai area. Custom made sliding barn doors open up to the his/her closets. The home is conveniently located near parks, shopping, dining, and major expressways making your commute to Downtown Tampa quick and easy! Do not wait! Your dream home is right here and move-in ready!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,811

Sqft

0.17 ac

Lot size

2

Garage

1987

Year built

One

Levels

$221

Per sqft

Private poolNegotiablePets allowed

Inside

FlooringOther
AppliancesBuilt-In Oven · Dishwasher · Dryer · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Open Floorplan · Other
LaundryInside · Other
CoolingCentral Air
HeatingNone
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesWest
ExteriorLighting · Other

Community & fees

HOA fee$18/mo
Taxes (2025)$6,820/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Other · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,278 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,355
FHA mortgage insurance (est.)$177
Property tax — 2025 actual bill$568
HOA fee — from the listing$18
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,000
Interest rate6.00%
Loan term

Estimated payment

$3,278/mo

Principal & interest$2,355
FHA mortgage insurance (est.)$177
Property taxes (actual bill)$568
HOA / condo fee$18
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $400K
$319KedgeAI estimate $396,396 · range $332K$438K$455K

vs edgeAI estimate

+0.9%

$/sqft vs Brandon actives

$221 vs $211

Days on market

66 vs 23 typical

Where $221/sqft sits among the 248 Brandon actives

38
43
61
54 · this home
26
26
$139–166$166–193$193–219$219–246$246–272$272+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Brandon

Map of 530 RAPID FALLS DRIVE

Drive times from this address

Downtown Tampa20 min
Tampa Int’l Airport (TPA)33 min
Walt Disney World75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Brandon. See the full Brandon guide →

BRANDON 33511 — neighborhood snapshot

Population

60,399

Median age

38

Median income

$77,383

Median home value

$324,900

Avg household

2.63

Households w/ children

7,399

For the school run

Hillsborough County School District

HighBrandon High School★★★★
ElementaryYates Elementary School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Brandon market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$375K$387K

Brandon median sold, yr/yr

98.2%

Sale-to-list ratio (12 mo)

130 of 248

Brandon actives have cut their price

Median sold price, Brandon, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 15% above the BRANDON 33511 median. See the full Brandon market guide →

Paper trail

This home's history

CurrentPrice reduced to $400,000 $50K
May 19, 2026Listed at $450,000 · 66 days on market since
1987Built · HIGHLAND RIDGE UNIT 1

Reality check

What actually sold near 530 RAPID FALLS DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

547 RAPID FALLS DRIVESold · Dec ’25

$375,000

547 RAPID FALLS DRIVE · same community

3 bd · 2 ba · 1,776 sqft · $211/sqft · 97 DOM

2805 TAMMARRON LANESold · May ’26

$375,000

2805 TAMMARRON LANE · same community

3 bd · 2 ba · 1,920 sqft · $195/sqft · 21 DOM

546 RAPID FALLS DRIVESold · May ’26

$360,000

546 RAPID FALLS DRIVE · same community

4 bd · 2 ba · 1,644 sqft · $219/sqft · 11 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 530 RAPID FALLS DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 530 RAPID FALLS DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

530 RAPID FALLS DRIVE FAQs

What would the monthly payment be for 530 RAPID FALLS DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,278/mo — principal and interest, the actual property-tax bill, the $18/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 530 RAPID FALLS DRIVE?+

The association fee works out to $18 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 530 RAPID FALLS DRIVE?+

The most recent tax bill on record (2025) was $6,820. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 530 RAPID FALLS DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Brandon?+

At $400,000, this home is listed about 8% above the Brandon median of $369,900. The market section on this page shows how the area is trending.

Which schools are assigned to 530 RAPID FALLS DRIVE?+

Brandon High School (high), Yates Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$400,000 runs 15% above the BRANDON 33511 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

66 days on market against a Brandon median of 23 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $450,000, now $400,000 — a $50K cut. The full history is in the market section below.

Listing courtesy of CAPSTAR REAL ESTATE LLC · Jacob Schmidt LLC. MLS #TB8510047.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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