5213 HORIZON COVE, BRADENTON, FL, 34211
Active72 days on marketListed May 22, 2026MLS #TB8510000
About this home
5213 HORIZON COVE
One or more photo(s) has been virtually staged. Welcome Home! Beautiful 2 Bedroom, 2 Bathroom + Den home with 2 Car Garage and water view. Stunning kitchen features a large island, granite countertops, tile backsplash, stainless steel appliances, reverse osmosis system, and is open to the dining and living areas—perfect for entertaining. Tile flooring throughout for easy maintenance. Split bedroom floor plan with den that could be used as a 3rd bedroom or home office. Enjoy the screened lanai, fenced yard, and peaceful water views. Garage includes built-in storage system, mini-split A/C, and whole-house water filtration system. Fresh interior paint, updated lighting, and ceiling fans throughout. Located in a non-flood zone and non-evacuation area for added peace of mind. Down Payment Assistance Program Available to Qualified Buyers. Community amenities include lawn maintenance, walking trails, resort-style pool with beach entry and lap lanes, clubhouse with fitness center, and playground. Conveniently located near top-rated schools, shopping, restaurants, golf courses, marinas, beaches, LECOM, and Manatee Tech East Campus. Paradise living at its best!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,648
Sqft
0.16 ac
Lot size
2
Garage
2016
Year built
One
Levels
$273
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,871 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,871/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.3%
$/sqft vs Bradenton actives
$273 vs $249
Days on market
72 vs 53 typical
Where $273/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Harmony At Lakewood Ranch
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Harmony At Lakewood Ranch — neighborhood snapshot
Population
1,634
Median age
44
Median income
$77,376
Median home value
$490,500
Avg household
2
Households w/ children
149
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
200 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% above the BRADENTON 34211 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 5213 HORIZON COVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$375,000
11728 MEADOWGATE PLACE · same community
3 bd · 3 ba · 1,742 sqft · $215/sqft · 245 DOM
Sold · Sep ’25$485,000
11223 SPRING GATE TRAIL · same community
3 bd · 2 ba · 1,553 sqft · $312/sqft · 63 DOM
Sold · Feb ’26$380,000
5212 BLOSSOM COVE · same community
3 bd · 2.5 ba · 1,784 sqft · $213/sqft · 53 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5213 HORIZON COVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5213 HORIZON COVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5213 HORIZON COVE FAQs
What would the monthly payment be for 5213 HORIZON COVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,871/mo — principal and interest, the actual property-tax bill, the $325/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5213 HORIZON COVE?+
The association fee works out to $325 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5213 HORIZON COVE?+
The most recent tax bill on record (2025) was $6,463. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5213 HORIZON COVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $449,900, this home is listed about 14% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Which schools are assigned to 5213 HORIZON COVE?+
B.D. Gullett Elementary School (elementary), Dr Mona Jain Middle School (middle), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
02Strong assigned schools
B.D. Gullett Elementary School, Dr Mona Jain Middle School, Lakewood Ranch High School — B.D. Gullett Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $475,000, now $449,900 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FUTURE HOME REALTY INC · Connie Beal. MLS #TB8510000.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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