680 25TH AVENUE S, ST PETERSBURG, FL, 33705
Active84 days on marketListed May 18, 2026MLS #TB8509837
About this home
680 25TH AVENUE S
Short Sale. SHORT SALE. LOANS ACCEPTED! INCREDIBLE VALUE OPPORTUNITY | MOTIVATED SELLER | BRING STRONG OFFERS FOR CONSIDERATION PICTURES WHERE TAKEN OVER A YEAR AGO. Step into this beautifully updated 4-bedroom, 3-bathroom home offering the perfect blend of modern design, functionality, and style. From the moment you enter, you’ll be welcomed by sleek finishes, bold accents, and an open-concept layout designed for both comfortable living and entertaining. The stunning chef-inspired kitchen features stainless steel appliances, luxurious gold accents, modern cabinetry, a spacious island, and ample prep space—perfect for hosting guests or enjoying everyday living. The spacious living area showcases a striking modern staircase that adds architectural flair and sophistication to the home. All three bathrooms have been tastefully renovated with contemporary finishes including frameless glass shower doors, modern vanities, designer hardware, and LED Bluetooth mirrors that create a spa-like atmosphere throughout. A unique first-floor ensuite with private entrance offers flexibility for guests, multi-generational living, rental potential, or a private home office setup. Outside, the oversized backyard provides endless possibilities with plenty of room for entertaining, parking, outdoor living, or creating your dream backyard oasis. Additional peace of mind comes with permitted updates including electrical, plumbing, and a newer roof, making this home move-in ready. Washer and dryer do not convey with the sale. Whether you're searching for your primary residence or an investment opportunity, this property offers modern appeal, flexibility, and value. Motivated seller — schedule your private showing today before this opportunity is gone!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,047
Sqft
0.13 ac
Lot size
1935
Year built
Two
Levels
$171
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,047 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,047/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−61.6%
$/sqft vs St Petersburg actives
$171 vs $329
Days on market
84 vs 57 typical
Where $171/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Harbordale
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Harbordale — neighborhood snapshot
Population
370
Median age
14
Median income
$50,271
Median home value
$186,300
Avg household
4
Households w/ children
40%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
223 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% above the ST PETERSBURG 33705 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 680 25TH AVENUE S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$495,000
657 26TH AVENUE S · same community
3 bd · 2.5 ba · 1,437 sqft · $344/sqft · 105 DOM
Sold · May ’26$265,000
2320 E HARBOR DRIVE S · same community
2 bd · 1 ba · 1,020 sqft · $260/sqft · 95 DOM
Sold · Jun ’26$387,000
4210 DR MARTIN LUTHER KING JR STREET S
3 bd · 2 ba · 2,044 sqft · $189/sqft · 139 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 680 25TH AVENUE S — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 680 25TH AVENUE S — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
680 25TH AVENUE S FAQs
What would the monthly payment be for 680 25TH AVENUE S?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,047/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 680 25TH AVENUE S?+
The most recent tax bill on record (2025) was $8,059. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 680 25TH AVENUE S?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $350,000, this home is listed about 19% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 680 25TH AVENUE S?+
Lakewood Elementary School (elementary), Lakewood High School (high), Bay Point Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of MIHARA & ASSOCIATES INC. · Heather Spinosa. MLS #TB8509837.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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