401 MARINER DRIVE UNIT 401, TARPON SPRINGS, FL, 34689
Active59 days on marketListed Jun 11, 2026MLS #TB8509793
About this home
401 MARINER DRIVE UNIT 401
Tarpon Springs, FL – Resort-Style Ground-Floor 1 Bed / 2 Bath Condo (MLS Ready) Mariner Village is hghly sought after for its resort-style living and direct access to local boating facilities, situated adjacent to Loggerhead Marina and close to local spots like Port Tarpon Marina Prime setting & layout**: Ground-floor, open-floor plan in a quiet, gated Gulf-front community with private porch hedges for reading or entertaining. Amazing water views**: Beautiful waterviews in the rear overlooking the Gulf and mangrove trails; sunset skies from the rear and direct access to waterfront walkways. Waterfront access & amenities**: Direct Gulf access with mangrove trails behind the building; heated pool, clubhouse, and expansive outdoor recreation. Facility highlights**: 24-hour guard gate for security; fully updated weight/fitness room and on-site spa; kayak racks/launch; tennis/pickleball courts; BBQ grills. Utilities & services**: On-site cable TV, internet, trash and water included. Location & accessibility**: Minutes to Sunset Beach, Howard Park, Pinellas Trail, Innisbrook Resort; minutes drive from the famous Tarpon Springs Sponge Docks and bustling Downtown Tarpon Springs; 30~45 minutes to airports. Turnkey option**: Fully furnished 1,000 SF unit available for immediate coastal living.
Facts & features
The home at a glance
1
Bedrooms
2
Bathrooms
1,000
Sqft
1975
Year built
One
Levels
$190
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,615 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,615/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs MARINER VILLAGE NORTHWEST CONDO
$190 vs $312
Days on market
59 vs 46 typical
Where $190/sqft sits among the 6 homes for sale in MARINER VILLAGE NORTHWEST CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tarpon Springs
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tarpon Springs. See the full Tarpon Springs guide →
TARPON SPRINGS 34689 — neighborhood snapshot
Population
27,007
Median age
55.7
Median income
$66,523
Median home value
$311,500
Avg household
2.15
Households w/ children
1,849
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tarpon Springs market
$433K → $400K
Tarpon Springs median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
1 of 6
MARINER VILLAGE NORTHWEST CONDO have cut their price
Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% below the TARPON SPRINGS 34689 median. See the full Tarpon Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 401 MARINER DRIVE UNIT 401
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$160,000
308 MARINER DRIVE UNIT 308 · same community
1 bd · 2 ba · 968 sqft · $165/sqft · 533 DOM
Sold · Dec ’25$489,000
433 MARINER DRIVE UNIT 433 · same community
2 bd · 2 ba · 1,280 sqft · $382/sqft · 197 DOM
Sold · Mar ’26$495,000
423 MARINER DRIVE UNIT 423 · same community
2 bd · 2 ba · 1,280 sqft · $387/sqft · 32 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 401 MARINER DRIVE UNIT 401 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 401 MARINER DRIVE UNIT 401 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
401 MARINER DRIVE UNIT 401 FAQs
What would the monthly payment be for 401 MARINER DRIVE UNIT 401?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,615/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 401 MARINER DRIVE UNIT 401?+
The most recent tax bill on record (2025) was $3,028. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 401 MARINER DRIVE UNIT 401?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tarpon Springs?+
At $190,000, this home is listed about 56% below the Tarpon Springs median of $434,950. The market section on this page shows how the area is trending.
Which schools are assigned to 401 MARINER DRIVE UNIT 401?+
Tarpon Springs High School (high), Tarpon Springs Middle School (middle), Sunset Hills Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the TARPON SPRINGS 34689 market on paper
$190,000 is 42% below the TARPON SPRINGS 34689 median of $329,000, and at $190/sqft it sits under the Tarpon Springs average of $270.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Tarpon Springs High School, Tarpon Springs Middle School, Sunset Hills Elementary School — Sunset Hills Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $199,900, now $190,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL PROPERTIES GROUP · Eamon Bolten. MLS #TB8509793.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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