4635 POND RIDGE DRIVE, RIVERVIEW, FL, 33578
Active67 days on marketListed May 17, 2026MLS #TB8509634
About this home
4635 POND RIDGE DRIVE
Welcome to this rare end-unit townhome in the highly sought-after gated community of Valhalla, offering over 2,100 square feet of well-designed living space with 3 bedrooms, 2.5 bathrooms, a dedicated office, and a 2-car garage. This move-in-ready home is filled with natural light thanks to its premium end-unit location and delivers the perfect blend of comfort, style, and value. One of Valhalla’s standout features is its comprehensive HOA, which covers water, sewer, trash, cable, internet, exterior building insurance, roof maintenance and replacement, exterior painting, stucco repairs, landscaping, lawn care, tree trimming, pressure washing, and extensive exterior upkeep. Because the HOA maintains the master insurance policy, homeowners typically only need an HO-6 policy, often resulting in lower insurance costs while eliminating many major maintenance responsibilities. This creates a truly low-maintenance lifestyle with more predictable ownership expenses. Inside, the updated kitchen boasts granite countertops, 42-inch cabinetry, extended storage, a large single-basin sink, ample prep space, and serene pond views. The open-concept floor plan features luxury vinyl plank flooring throughout the first level, crown molding, updated LED lighting, and a dedicated office overlooking the inviting front porch. Upstairs, the spacious primary suite includes dual vanities, a soaking tub, a new glass shower enclosure, updated fixtures, and a large walk-in closet. The screened lanai and wraparound porch—exclusive to this desirable end-unit layout—offer additional outdoor living space with peaceful water views. Additional upgrades include a newer water heater, a LENNOX Elite 16 SEER heat pump with a transferable warranty through 2031, 3M UV/heat/security window film, and COOLAROO lanai shades. Residents enjoy access to two resort-style pools, beautifully maintained grounds, gated security, and no CDD fees. The community is conveniently located near Highway 301, I-75, the Selmon Expressway, downtown Tampa, MacDill Air Force Base, shopping, dining, healthcare, and major employment centers. If you’re seeking spacious living, modern upgrades, scenic pond views, and the ease of low-maintenance homeownership, this exceptional Valhalla end-unit is a must-see.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,100
Sqft
0.05 ac
Lot size
2
Garage
2005
Year built
Two
Levels
$167
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,391 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,391/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.1%
Days on market
67 vs 33 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Riverview
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Riverview. See the full Riverview guide →
RIVERVIEW 33578 — neighborhood snapshot
Population
58,474
Median age
35
Median income
$80,223
Median home value
$298,000
Avg household
2.45
Households w/ children
7,421
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Riverview market
$397K → $369K
Riverview median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
Median sold price, Riverview, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% above the RIVERVIEW 33578 median. See the full Riverview market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4635 POND RIDGE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4635 POND RIDGE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4635 POND RIDGE DRIVE FAQs
What would the monthly payment be for 4635 POND RIDGE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,391/mo — principal and interest, the actual property-tax bill, the $645/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4635 POND RIDGE DRIVE?+
The association fee works out to $645 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4635 POND RIDGE DRIVE?+
The most recent tax bill on record (2025) was $4,457. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4635 POND RIDGE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Riverview?+
At $349,900, this home is listed about 10% below the Riverview median of $389,250. The market section on this page shows how the area is trending.
Which schools are assigned to 4635 POND RIDGE DRIVE?+
Spoto High School (high), Ippolito Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$349,900 runs 17% above the RIVERVIEW 33578 median.
02Know the monthly fee
The association fee is $645/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
67 days on market against a Riverview median of 33 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $374,900, now $349,900 — a $25K cut. The full history is in the market section below.
Listing courtesy of M SIX REALTY POWERED BY SELLSTATE · Elena Mejias, P.A.. MLS #TB8509634.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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