16976 OVAL RUM DRIVE, WIMAUMA, FL, 33598
Active63 days on marketListed May 21, 2026MLS #TB8509573
About this home
16976 OVAL RUM DRIVE
Welcome to Southshore Bay, home of the 5-acre lagoon in Wimauma! Built in 2022 by D.R. Horton, this spacious 4-bedroom, 3-bathroom home offers over 2,700 square feet of thoughtfully designed living space with flexibility for families, guests, remote work, or multi-generational living. The popular Coral floor plan features an open-concept design with high ceilings, stone countertops, smart home features, generous living areas, and a large upstairs loft ideal for a media room, game room, or additional living space. The kitchen flows seamlessly into the dining and living areas, creating an inviting setup for entertaining. The spacious primary suite includes two walk-in closets and an oversized en-suite bath with dual vanities, a garden tub, and a separate shower. A first-floor bedroom and full bath provide added flexibility for guests or home office use. Additional highlights include: • Ceiling Fans Throughout • Screened-In Lanai • Premium Lot with Peaceful Pond for fishing and Wildlife Views • Golf Cart Friendly Community Residents enjoy access to community amenities, including a resort-style lagoon, dog park, gated entry, sidewalks, cable and internet, and a variety of social and recreational activities. Community and lagoon events may include live music, movie nights, trivia nights, seasonal celebrations, and other social gatherings. Buyers are encouraged to verify all community amenities, memberships, and event details. Conveniently located near shopping, dining, schools, and major commuter routes with access to Tampa, Sarasota, and Gulf Coast beaches. Solar panels are financed, and the buyer will be required to assume the existing solar loan as part of the purchase.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,738
Sqft
0.13 ac
Lot size
2
Garage
2022
Year built
Two
Levels
$175
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,064 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,064/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.2%
$/sqft vs Wimauma actives
$175 vs $183
Days on market
63 vs 44 typical
Where $175/sqft sits among the 269 Wimauma actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Wimauma
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Wimauma. See the full Wimauma guide →
The numbers that matter
The Wimauma market
$369K → $362K
Wimauma median sold, yr/yr
98.6%
Sale-to-list ratio (12 mo)
144 of 269
Wimauma actives have cut their price
Median sold price, Wimauma, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% above the Wimauma median. See the full Wimauma market guide →
Paper trail
This home's history
Reality check
What actually sold near 16976 OVAL RUM DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$379,900
17005 AVON DIVE LANE · same community
4 bd · 3 ba · 2,738 sqft · $139/sqft · 169 DOM
Sold · May ’26$375,000
17029 AVON DIVE LANE · same community
5 bd · 3 ba · 2,674 sqft · $140/sqft · 32 DOM
Sold · May ’26$299,000
17039 OVAL RUM DRIVE · same community
5 bd · 3 ba · 2,522 sqft · $119/sqft · 152 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 16976 OVAL RUM DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16976 OVAL RUM DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
16976 OVAL RUM DRIVE FAQs
What would the monthly payment be for 16976 OVAL RUM DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,064/mo — principal and interest, the actual property-tax bill, the $90/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 16976 OVAL RUM DRIVE?+
The association fee works out to $90 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 16976 OVAL RUM DRIVE?+
The most recent tax bill on record (2025) was $9,386. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 16976 OVAL RUM DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Wimauma?+
At $479,000, this home is listed about 29% above the Wimauma median of $370,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$479,000 runs 29% above the Wimauma median — but at 2,738 sqft it's also 34% larger than the typical Wimauma listing.
02Trees/Woods & Water views
The trees/woods and water view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $499,000, now $479,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS SOUTH SHORE · Shawn Leggett. MLS #TB8509573.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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