2135 VANCE AVENUE, PALM HARBOR, FL, 34683
Active76 days on marketListed May 18, 2026MLS #TB8509568
About this home
2135 VANCE AVENUE
2135 Vance Ave offers spacious and comfortable living in a highly convenient Palm Harbor location. This well maintained home features a large screened-in pool area perfect for relaxing and entertaining year round, creating an ideal outdoor space to enjoy the Florida lifestyle. Pocket sliding glass doors open seamlessly to the pool area, bringing in abundant natural light and creating an excellent indoor-outdoor flow for entertaining. 2026 updates include a Brand New Roof, full interior and exterior paint, Electrical updates, New carpet in Bedrooms, All new pool screens, doors and pool filters, Water heater, updated exterior electrical and all repairs for a complete passing 4 point report. Inside, you’ll find tall vaulted ceilings throughout the home, enhancing the open and airy feel of the oversized living and family room. The kitchen features granite countertops and ample space for cooking and gathering. The exceptionally large primary suite offers plenty of room for a sitting area, office space, or private retreat, while the spacious primary bathroom includes a walk-in shower, soaking tub, and generous vanity space. The sought after Falcon Ridge neighborhood is known for its well-maintained surroundings and sits right along Stephen Putnam Park, providing easy access to walking trails, green space, and outdoor recreation. Ideally located just minutes from shopping, dining, hospitals, parks, golf courses, and major highways, this property combines space, comfort, and convenience in one of Palm Harbor’s most desirable areas. Zoned for Palm Harbor University High School. Schedule your showing today — this home is priced to sell very quickly.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,139
Sqft
0.22 ac
Lot size
2
Garage
1987
Year built
One
Levels
$281
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,659 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,659/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.8%
$/sqft vs Palm Harbor actives
$281 vs $261
Days on market
76 vs 42 typical
Where $281/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34683 — neighborhood snapshot
Population
34,180
Median age
47.5
Median income
$90,037
Median home value
$424,200
Avg household
2.46
Households w/ children
3,432
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$425K → $450K
Palm Harbor median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
204 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 45% above the PALM HARBOR 34683 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 2135 VANCE AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$470,000
2221 CIMARRON TERRACE · same community
4 bd · 2 ba · 2,126 sqft · $221/sqft · 34 DOM
Sold · Jul ’26$587,500
1043 RIDGE VIEW LANE · same community
3 bd · 2 ba · 1,496 sqft · $393/sqft · 39 DOM
Sold · Mar ’26$615,000
1170 FALCON RIDGE LANE · same community
3 bd · 2 ba · 1,486 sqft · $414/sqft · 46 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2135 VANCE AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2135 VANCE AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2135 VANCE AVENUE FAQs
What would the monthly payment be for 2135 VANCE AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,659/mo — principal and interest, the actual property-tax bill, the $20/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2135 VANCE AVENUE?+
The association fee works out to $20 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2135 VANCE AVENUE?+
The most recent tax bill on record (2025) was $202. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2135 VANCE AVENUE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $599,999, this home is listed about 60% above the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2135 VANCE AVENUE?+
Lake St. George Elementary School (elementary), Palm Harbor Middle School (middle), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$599,999 runs 45% above the PALM HARBOR 34683 median — but at 2,139 sqft it's also 46% larger than the typical Palm Harbor listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Lake St. George Elementary School, Palm Harbor Middle School, Palm Harbor University High — Lake St. George Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXPERTS · Scott Marinelli. MLS #TB8509568.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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