3734 CASTLE DRIVE, ZEPHYRHILLS, FL, 33540
Active79 days on marketListed May 16, 2026MLS #TB8509383
About this home
3734 CASTLE DRIVE
Updated 2 Bedroom, 1 Bath Doublewide in a Vibrant 55+ Community — You Own the Land This beautifully recently updated doublewide mobile home located in a friendly, amenity rich 55+ community where you own the land and the HOA fee is an incredibly low annual $500. This move in ready, fully furnished property blends modern upgrades with relaxed Florida living. The exterior has been freshly painted, giving the home crisp curb appeal. Step inside to bright and open living area with easy care floors-new vinyl flooring in both bedrooms and a completely remodeled bathroom that feels fresh, clean, and contemporary. The home features Anderson windows for quality, comfort, and energy efficiency, and the roof is only 6 years old, offering peace of mind for years to come. Enjoy Florida’s sunsets from your west facing enclosed sun porch or unwind on the open outdoor porch. There is a detached shed for extra storage or a workplace for hobbies. This golf cart friendly, pet friendly community offers a lifestyle that’s hard to beat: a heated pool, shuffleboard, horseshoes, bocce ball, and an active clubhouse filled with activities, events, and friendly neighbors. Everything you need is close - shopping, dining, medical facilities, and local attractions. This home is the perfect blend of comfort, updates, affordability, and community living and affordable for full-time or seasonal living.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
768
Sqft
0.12 ac
Lot size
1971
Year built
One
Levels
$181
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,210 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,210/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+53.6%
$/sqft vs Zephyrhills actives
$181 vs $170
Days on market
79 vs 44 typical
Where $181/sqft sits among the 400 Zephyrhills actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Zephyrhills
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
ZEPHYRHILLS 33540 — neighborhood snapshot
Population
11,098
Median age
56.1
Median income
$55,426
Median home value
$120,600
Avg household
2.31
Households w/ children
789
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$310K → $350K
Zephyrhills median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
202 of 400
Zephyrhills actives have cut their price
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 59% below the ZEPHYRHILLS 33540 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 3734 CASTLE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$55,000
3734 CASTLE DRIVE · same community
2 bd · 1 ba · 768 sqft · $72/sqft · 213 DOM
Sold · Mar ’26$69,900
3643 MULLER DRIVE · same community
2 bd · 1.5 ba · 720 sqft · $97/sqft · 327 DOM
Sold · Nov ’25$100,000
38529 MONET DRIVE · same community
2 bd · 1.5 ba · 840 sqft · $119/sqft · 59 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3734 CASTLE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3734 CASTLE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3734 CASTLE DRIVE FAQs
What would the monthly payment be for 3734 CASTLE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,210/mo — principal and interest, the actual property-tax bill, the $42/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3734 CASTLE DRIVE?+
The association fee works out to $42 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3734 CASTLE DRIVE?+
The most recent tax bill on record (2026) was $1,537. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3734 CASTLE DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Zephyrhills?+
At $139,000, this home is listed about 55% below the Zephyrhills median of $309,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3734 CASTLE DRIVE?+
Raymond B. Stewart Middle School (middle), Zephyrhills High School (high), Chester W. Taylor Junior Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BINGHAM REALTY INC · Jo Uber. MLS #TB8509383.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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