3103 16TH STREET N UNIT 3103, ST PETERSBURG, FL, 33704
Active91 days on marketListed May 15, 2026MLS #TB8509355
About this home
3103 16TH STREET N UNIT 3103
Be the first to live in this brand-new, ADA-accessible 2-bedroom, 1-bath apartment in a completely rebuilt boutique quadplex. Move in costs + key details: -First months rent -One month security deposit -$40 application fee -620 minimum credit score required -Water and Trash - $75 per month -Electricity- metered and paid based on usage Located on the ground floor, this thoughtfully designed residence offers true brand-new construction quality with high-end finishes throughout. Everything has been rebuilt from the ground up — including electric, plumbing, HVAC, impact windows, insulation, and premium materials — delivering comfort, efficiency, and peace of mind. Designed with accessibility in mind, the layout features wider doorways, thoughtful clearances, and a wheelchair-friendly flow. The beautifully designed kitchen includes quartz countertops, sleek cabinetry, stainless steel appliances, and brand-new in-unit laundry for everyday convenience. The bathroom features a spacious ADA-compliant walk-in shower with elegant gold fixtures and upscale tilework — combining functionality with a high-end feel rarely found in accessible homes. This property is located in a non-flood zone, offering added security and lower risk, and includes a dedicated on-site parking space for ease and convenience. Just minutes from Downtown St. Pete and steps from Crescent Lake Park, with secure on-site bike parking, this home offers modern, low-maintenance living in one of St. Pete’s most desirable neighborhoods. Modern. Accessible. Completely new. Move-in ready. __________________________________________ Pet Policy / Additional Pet Fees Pets are considered in accordance with community pet policy and screening requirements. Additional fees apply per pet: Cats (per cat): $75/month pet rent $750 additional refundable pet deposit due prior to move-in Dogs (per dog): Pet rent starting at $75/month Additional refundable pet deposit starting at $500 due prior to move-in Final dog-related fees may vary based on objective criteria such as pet screening results, size/weight, and number of pets, in accordance with property policy. Breed restrictions may apply. All pets must be disclosed prior to move-in. Unauthorized pets are prohibited. Max Pets are 2 per unit.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
700
Sqft
0.19 ac
Lot size
1985
Year built
Two
Levels
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$176 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$176/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Petersburg actives
$3 vs $340
Days on market
91 vs 58 typical
Where $3/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33704 — neighborhood snapshot
Population
16,300
Median age
48.3
Median income
$102,647
Median home value
$657,400
Avg household
2.07
Households w/ children
1,726
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
229 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the ST PETERSBURG 33704 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 3103 16TH STREET N UNIT 3103
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$295,000
3131 MELTON STREET N · same community
3 bd · 2 ba · 976 sqft · $302/sqft · 93 DOM
Sold · Jul ’26$410,000
3030 14TH STREET N · same community
2 bd · 1 ba · 1,000 sqft · $410/sqft · 3 DOM
Sold · Jul ’26$245,000
800 E LANSDOWNE AVENUE · same community
4 bd · 2 ba · 1,580 sqft · $155/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3103 16TH STREET N UNIT 3103 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3103 16TH STREET N UNIT 3103 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3103 16TH STREET N UNIT 3103 FAQs
What would the monthly payment be for 3103 16TH STREET N UNIT 3103?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $176/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 3103 16TH STREET N UNIT 3103?+
The listing reports pets: Cats OK, Dogs OK, Monthly Pet Fee, Number Limit, Pet Deposit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $2,225, this home is listed about 99% below the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3103 16TH STREET N UNIT 3103?+
North Shore Elementary School (elementary), John Hopkins Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Samantha Bowers. MLS #TB8509355.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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