4625 CANTERBURY DRIVE, LAND O LAKES, FL, 34639
Active87 days on marketListed May 15, 2026MLS #TB8509255
About this home
4625 CANTERBURY DRIVE
Lake Padgett East - Pool Home - 3-2-2 - Split plan - Lots of Tile - Huge Pool - Close to Club House - Newer Roof -
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,504
Sqft
0.25 ac
Lot size
2
Garage
1984
Year built
One
Levels
$265
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,880 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,880/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.6%
$/sqft vs LAKE PADGETT ESTATES
$265 vs $284
Days on market
87 vs 42 typical
Where $265/sqft sits among the 8 homes for sale in LAKE PADGETT ESTATES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Padgett Estates East
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
Lake Padgett Estates East — neighborhood snapshot
Population
1,884
Median age
39
Median income
$86,033
Median home value
$297,979
Avg household
2
Households w/ children
167
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $415K
Land O Lakes median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
3 of 8
LAKE PADGETT ESTATES have cut their price
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% above the LAND O LAKES 34639 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Reality check
What actually sold near 4625 CANTERBURY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$313,100
4935 PARKWAY BOULEVARD · same community
3 bd · 2 ba · 1,494 sqft · $210/sqft · 116 DOM
Sold · Oct ’25$344,500
3615 GREATWOOD COURT · same community
3 bd · 2 ba · 1,492 sqft · $231/sqft · 69 DOM
Sold · Feb ’26$280,000
23334 CHARLSTON PLACE · same community
3 bd · 2 ba · 1,530 sqft · $183/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4625 CANTERBURY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4625 CANTERBURY DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4625 CANTERBURY DRIVE FAQs
What would the monthly payment be for 4625 CANTERBURY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,880/mo — principal and interest, the actual property-tax bill, the $60/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4625 CANTERBURY DRIVE?+
The association fee works out to $60 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4625 CANTERBURY DRIVE?+
The most recent tax bill on record (2025) was $1,612. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4625 CANTERBURY DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Land O Lakes?+
At $399,000, this home is listed about 6% below the Land O Lakes median of $422,500. The market section on this page shows how the area is trending.
Which schools are assigned to 4625 CANTERBURY DRIVE?+
Pine View Elementary School (elementary), Pine View Middle School (middle), Land O' Lakes High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
02Time on market is leverage
87 days on market against a Land O Lakes median of 42 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Pine View Elementary School, Pine View Middle School, Land O' Lakes High School — Land O' Lakes High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $425,000, now $399,000 — a $26K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RUSSELL ADAMS REALTY INC · Cody Adams. MLS #TB8509255.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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