David Ramirez
$750,000$795,0003 bd3 ba2,765 sqft$271 /sqft$4,865 /mo all-in ↓

1100 N PALMETTO STREET, LEESBURG, FL, 34748

Active81 days on marketListed May 28, 2026MLS #TB8509243

Reduced $45KWaterfrontSingle Family ResidenceACREAGE & UNREC

About this home

1100 N PALMETTO STREET

Seller is open to seller financing with a 25% + downpayment & a shorter balloon period. Extraordinary lakefront living and panoramic views of Lake Griffin on the renowned Harris Chain of Lakes and access to the Atlantic Ocean. Positioned on an 1.08 acre lot with approximately 125 feet of direct waterfront frontage and neighboring the serene 40-acre Bourlay Historic Nature Park. No fixed bridges and No flooding. This remarkable property offers an unmatched blend of privacy, natural beauty, and timeless elegance with no HOA restrictions. Over 500 feet of charming picket fencing frame the property while mature landscaping creates a welcoming and picturesque setting. A spacious screened front porch invites you into the home. Inside, soaring 12-foot vaulted ceilings, wide-plank Tigerwood flooring, crown molding, plantation shutters, and expansive French doors create a warm yet refined atmosphere throughout the residence. Stunning open-concept living area designed to maximize the spectacular waterfront views. The expansive great room features a gas fireplace and an impressive wall of windows that fill the home with natural light while showcasing the sparkling lake beyond. The gourmet style kitchen, thoughtfully designed with rich custom wood cabinetry, granite countertops, built-in food warmer, easy pull-out cabinet drawers with lazy Susans, stainless steel appliances, and a large center island ideal for entertaining or meal prepping. The primary suite serves as a peaceful private retreat with tranquil water views, its own gas fireplace, French doors leading directly to the screened lanai, and a spa-inspired en-suite bath featuring an oversized soaking tub, and a separate walk-in shower. Each additional bedroom offers the comfort & convenience of a private bathroom, creating ideal accommodations for family or guests. Additional flex space provides versatile living options such as a den/bedroom. Outdoor living is equally impressive and perfectly suited for enjoying Florida’s year-round lifestyle. The expansive screened lanai features a wet bar and opens effortlessly to over 630 square feet of paved patio space, complete with a natural gas hookup for grilling, an infrared spa that seats 4, and outdoor entertaining. The oversized backyard offers endless possibilities, including ample room for a pool. Additional parking space that's prefect for your boat or RV with completely fenced front yard. This exceptionally maintained residence also offers the convenience and peace of mind of city water, sewer, natural gas service, a newer roof, and a generator. Boating enthusiasts will appreciate direct access to the Harris Chain of Lakes, with Bass fishing, waterfront dining, cruising through interconnected lakes, and exploring nearby charming lakefront towns. Ideally located just minutes from historic downtown Leesburg, The Villages, Leesburg International Airport, shopping, dining, and entertainment.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,765

Sqft

1.08 ac

Lot size

2

Garage

1952

Year built

One

Levels

$271

Per sqft

WaterfrontWater view

Inside

FlooringCarpet · Ceramic Tile · Laminate · Hardwood
AppliancesBar Fridge · Built-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Solid Wood Cabinets · Stone Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryIn Garage · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Brick
FoundationSlab
ViewWater
FacesEast
ParkingDriveway · Garage Door Opener · Guest · Off Street
ExteriorDog Run · French Doors · Irrigation System · Rain Gutters

Community & fees

Taxes (2025)$4,521/yr

Utilities & systems

UtilitiesElectricity Available · Electricity Connected · Natural Gas Available · Natural Gas Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,865 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,047
PMI (est., until 20% equity)$281
Property tax — 2025 actual bill$377
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $75,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $75,000
Interest rate6.00%
Loan term

Estimated payment

$4,865/mo

Principal & interest$4,047
PMI (est., until 20% equity)$281
Property taxes (actual bill)$377
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs ACREAGE & UNREC

$271 vs $411

Days on market

81 vs 60 typical

Where $271/sqft sits among the 110 homes for sale in ACREAGE & UNREC

52 · this home
30
14
3
1
10
$158–390$390–623$623–855$855–1088$1088–1321$1321+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Leesburg

Map of 1100 N PALMETTO STREET

Drive times from this address

Downtown Orlando54 min
Universal Orlando57 min
Walt Disney World65 min
Orlando Int’l Airport (MCO)69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Leesburg. See the full Leesburg guide →

LEESBURG 34748 — neighborhood snapshot

Population

45,960

Median age

60.4

Median income

$53,768

Median home value

$226,200

Avg household

2.14

Households w/ children

3,516

For the school run

Lake County School District

ElementaryLeesburg Elementary School★★★★★
MiddleOak Park Middle School★★★★
HighLeesburg High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Leesburg market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$269K$290K

Leesburg median sold, yr/yr

96.1%

Sale-to-list ratio (12 mo)

32 of 110

ACREAGE & UNREC have cut their price

Median sold price, Leesburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 168% above the LEESBURG 34748 median. See the full Leesburg market guide →

Paper trail

This home's history

CurrentPrice reduced to $750,000 $45K
May 28, 2026Listed at $795,000 · 81 days on market since
1952Built · ACREAGE & UNREC

Reality check

What actually sold near 1100 N PALMETTO STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

16647 E SHIRLEY SHORES ROADSold · Feb ’26

$902,500

16647 E SHIRLEY SHORES ROAD · same community

4 bd · 3 ba · 2,726 sqft · $331/sqft · 143 DOM

5850 LAKE LIZZIE DRIVESold · Nov ’25

$650,000

5850 LAKE LIZZIE DRIVE · same community

4 bd · 3 ba · 2,639 sqft · $246/sqft · 18 DOM

11619 LANE PARK ROADSold · Dec ’25

$1,250,000

11619 LANE PARK ROAD · same community

5 bd · 4 ba · 2,964 sqft · $422/sqft · 238 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1100 N PALMETTO STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1100 N PALMETTO STREET — before you fall in love.

See it in person

Schedule a tour

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Straight answers

1100 N PALMETTO STREET FAQs

What would the monthly payment be for 1100 N PALMETTO STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,865/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1100 N PALMETTO STREET?+

The most recent tax bill on record (2025) was $4,521. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Leesburg?+

At $750,000, this home is listed about 151% above the Leesburg median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1100 N PALMETTO STREET?+

Leesburg Elementary School (elementary), Oak Park Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$750,000 runs 168% above the LEESBURG 34748 median — but at 2,765 sqft it's also 67% larger than the typical Leesburg listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $795,000, now $750,000 — a $45K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Jac Smith. MLS #TB8509243.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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