2571 CYPRUS DRIVE UNIT 1-201, PALM HARBOR, FL, 34684
Active77 days on marketListed May 22, 2026MLS #TB8509000
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About this home
2571 CYPRUS DRIVE UNIT 1-201
BOAT SLIP INCLUDED! Situated on a fresh water canal leading directly to beautiful Lake Tarpon! This fully furnished 2 bedroom, 1 bath condo is the PERFECT PLACE for a snowbird, investor looking for a airbnb/vrbo rental or just someone looking for a place on the water. Park your boat out back and enjoy the nightly sunsets on the Lake or shoot up to the Tarpon Turtle Restaurant for dinner. Only a select few condo units have the vaulted ceilings which gives it a more SPACIOUS and AIRY feel. The kitchen features a breakfast bar overlooking the living area. Laminate and tile flooring throughout make for easy maintenance. This unit is truly move-in or rent-ready: One of few communities that allows AIRBNB with few restrictions. NO WAIT PERIOD TO START RENTING and WEEKLY RENTALS ALLOWED. The owners rent the condo every January - April for $3k per month. Pets allowed all sizes. Low monthly HOA of $475 which includes basic cable, internet, sewer/water and trash. AC 2019, Water Heater 2024. No elevator. A washer and dryer can be added. There is space in the hall closet with plumbing to shower. Many owners have added them. There is also a community laundry center down by the pool. Enjoy the sparkling pool and heated hot tub. There is also a community clubhouse with kitchenette. The boatslip to this unit is labeled 1-201 and can be seen directly off the balcony. Boat can be put in at Anderson Park up the street. Minutes from Historic Downtown Tarpon Springs where you can enjoy wonderful Restaurants, Shopping, The First Friday Celebrations and the Greektown Spring Docks. Fred Howard Beach and Sunset Beaches just 6 miles away. THE COMMUNITY WAS NOT FLOODED BY THE RECENT HURRICANES. The water level of the lake is controlled by the county, so when a storm is coming they let the water out. There's even plenty of room in the back parking lot for boat trailer storage and there's also a boat/car wash area. Also, just minutes from the World Renowned Innisbrook Golf Courses. You can rent your place for VALSPAR now scheduled for May 2027.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
675
Sqft
0 ac
Lot size
1996
Year built
One
Levels
$244
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,924 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,924/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palm Harbor actives
$244 vs $261
Days on market
77 vs 47 typical
Where $244/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34684 — neighborhood snapshot
Population
26,926
Median age
55.9
Median income
$67,542
Median home value
$293,800
Avg household
2.07
Households w/ children
2,234
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $445K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
225 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 34% below the PALM HARBOR 34684 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 2571 CYPRUS DRIVE UNIT 1-201
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$152,000
2571 CYPRUS DRIVE UNIT 1-106 · same community
1 bd · 1 ba · 660 sqft · $230/sqft · 48 DOM
Sold · Mar ’26$170,000
2571 CYPRUS DRIVE UNIT 1-102 · same community
2 bd · 2 ba · 975 sqft · $174/sqft · 145 DOM
Sold · Mar ’26$240,000
2371 HOUNDS TRAIL
2 bd · 2 ba · 840 sqft · $286/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2571 CYPRUS DRIVE UNIT 1-201 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2571 CYPRUS DRIVE UNIT 1-201 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2571 CYPRUS DRIVE UNIT 1-201 FAQs
What would the monthly payment be for 2571 CYPRUS DRIVE UNIT 1-201?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,924/mo — principal and interest, the actual property-tax bill, the $475/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2571 CYPRUS DRIVE UNIT 1-201?+
The association fee works out to $475 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2571 CYPRUS DRIVE UNIT 1-201?+
The most recent tax bill on record (2025) was $2,944. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2571 CYPRUS DRIVE UNIT 1-201?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $164,900, this home is listed about 57% below the Palm Harbor median of $379,450. The market section on this page shows how the area is trending.
Which schools are assigned to 2571 CYPRUS DRIVE UNIT 1-201?+
Sutherland Elementary School (elementary), Tarpon Springs High School (high), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PALM HARBOR 34684 market on paper
$164,900 is 34% below the PALM HARBOR 34684 median of $250,000, and at $244/sqft it sits under the Palm Harbor average of $272.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Sutherland Elementary School, Tarpon Springs High School, Tarpon Springs Middle School — Sutherland Elementary School rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $169,900, now $164,900 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX REALTEC GROUP INC · Lyn DeBoer. MLS #TB8509000.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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