David Ramirez
$615,000$620,0004 bd3 ba2,149 sqft$286 /sqft$4,519 /mo all-in ↓

3165 PRIDES CROSSING, TARPON SPRINGS, FL, 34688

Active73 days on marketListed May 22, 2026MLS #TB8508978

Reduced $5KPrivate poolFully furnishedSingle Family ResidenceKEYSTONE - PH 2

About this home

3165 PRIDES CROSSING

Tucked inside the desirable Keystone Bluff community, 3165 Prides Crossing welcomes you with warmth, comfort, and the kind of Florida lifestyle that feels easy from the moment you arrive. This bright and beautifully maintained 4-bedroom, 3-bathroom pool home offers 2,149 sq. ft. of thoughtfully updated living space with a 2-car garage and inviting indoor-outdoor flow. Step inside to discover updated LVP flooring throughout, creating a fresh and modern feel that carries from room to room. Natural light fills the home, while the wood-burning fireplace adds a cozy touch perfect for relaxing evenings. The kitchen shines with an updated backsplash, matching appliances, and a layout designed to keep everyday living connected and comfortable. Recent guest bathroom updates completed in 2025 add a clean, stylish touch, while hurricane impact windows and a hurricane impact front door provide added peace of mind. Additional upgrades include a new pool pump installed in 2025, upgraded sod, installed gutters, and an extra refrigerator in the garage for added convenience. Out back, your private pool area creates the perfect setting for enjoying sunny afternoons, entertaining guests, or simply unwinding after a long day. The bright outdoor space feels like your own personal retreat. Located near parks, shopping, dining, golf courses, and the beautiful Gulf beaches, this Keystone Bluff home offers the perfect blend of comfort, convenience, and Florida charm.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,149

Sqft

0.19 ac

Lot size

2

Garage

1997

Year built

One

Levels

$286

Per sqft

Private poolFireplaceFurnishedPets allowed

Inside

FlooringLinoleum · Tile · Hardwood
AppliancesConvection Oven · Cooktop · Dishwasher · Disposal · Electric Water Heater
InteriorCeiling Fan(s) · Crown Molding
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingBaseboard · Central · Electric · Exhaust Fan
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationBlock · Slab
FacesSouth
ParkingCovered · Garage Door Opener
ExteriorIrrigation System · Private Mailbox · Private Yard · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$75/mo
Taxes (2025)$8,821/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Public · Sewer Available · Sewer Connected · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,519 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,319
PMI (est., until 20% equity)$231
Property tax — 2025 actual bill$735
HOA fee — from the listing$75
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $61,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $61,500
Interest rate6.00%
Loan term

Estimated payment

$4,519/mo

Principal & interest$3,319
PMI (est., until 20% equity)$231
Property taxes (actual bill)$735
HOA / condo fee$75
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $615K
$575KedgeAI estimate $612,562 · range $599K$638K$664K

vs edgeAI estimate

+0.4%

$/sqft vs Tarpon Springs actives

$286 vs $245

Days on market

73 vs 46 typical

Where $286/sqft sits among the 269 Tarpon Springs actives

71
73
64 · this home
23
13
25
$137–193$193–249$249–305$305–361$361–417$417+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Keystone

Map of 3165 PRIDES CROSSING inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)36 min
Downtown Tampa40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tarpon Springs. See the full Tarpon Springs guide →

Keystone — neighborhood snapshot

Population

722

Median age

43

Median income

$135,222

Median home value

$480,400

Avg household

3

Households w/ children

115

For the school run

Pinellas County School District

ElementaryBrooker Creek Elementary School★★★★★
HighEast Lake High School★★★★
MiddleTarpon Springs Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tarpon Springs market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$433K$439K

Tarpon Springs median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

143 of 269

Tarpon Springs actives have cut their price

Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 120% above the TARPON SPRINGS 34688 median. See the full Tarpon Springs market guide →

Paper trail

This home's history

CurrentPrice reduced to $615,000 $5K
May 22, 2026Listed at $620,000 · 73 days on market since
1997Built · KEYSTONE - PH 2

Reality check

What actually sold near 3165 PRIDES CROSSING

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

387 BRIDLE PATH WAYSold · Oct ’25

$636,000

387 BRIDLE PATH WAY · same community

4 bd · 3 ba · 2,149 sqft · $296/sqft · 3 DOM

527 BRIDLE PATH WAYSold · Feb ’26

$555,000

527 BRIDLE PATH WAY · same community

4 bd · 3 ba · 2,139 sqft · $259/sqft · 46 DOM

465 KNIGHT DRIVESold · May ’26

$600,000

465 KNIGHT DRIVE · same community

4 bd · 3 ba · 2,133 sqft · $281/sqft · 4 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3165 PRIDES CROSSING — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3165 PRIDES CROSSING — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

3165 PRIDES CROSSING FAQs

What would the monthly payment be for 3165 PRIDES CROSSING?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,519/mo — principal and interest, the actual property-tax bill, the $75/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3165 PRIDES CROSSING?+

The association fee works out to $75 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3165 PRIDES CROSSING?+

The most recent tax bill on record (2025) was $8,821. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3165 PRIDES CROSSING?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tarpon Springs?+

At $615,000, this home is listed about 43% above the Tarpon Springs median of $429,999. The market section on this page shows how the area is trending.

Which schools are assigned to 3165 PRIDES CROSSING?+

Brooker Creek Elementary School (elementary), East Lake High School (high), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$615,000 runs 120% above the TARPON SPRINGS 34688 median — but at 2,149 sqft it's also 20% larger than the typical Tarpon Springs listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Brooker Creek Elementary School, East Lake High School, Tarpon Springs Middle School — Brooker Creek Elementary School rates 5 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $620,000, now $615,000 — a $5K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER REALTY · Jasmin Gonzalez. MLS #TB8508978.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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