401 DENICE DRIVE UNIT 401, SEMINOLE, FL, 33772
Active56 days on marketListed May 30, 2026MLS #TB8508937
About this home
401 DENICE DRIVE UNIT 401
Enjoy the relaxed Florida lifestyle in this fully furnished 1 bedroom, 1 bathroom home located in the resident-owned 55+ waterfront community of Lake Seminole Estates. Filled with natural light, the home features central air conditioning and heat, 700 heated square feet, and an open living space with a spacious kitchen offering ample cabinetry and stainless steel appliances. The additional Florida room provides extra space to relax or entertain while enjoying the Florida sunshine. Outside, the property includes a private driveway for convenient parking and a storage shed for additional space and functionality. Lake Seminole Estates offers an active yet easygoing lifestyle with community amenities including a heated swimming pool, clubhouse, shuffleboard courts, and boat ramp access to beautiful Lake Seminole. Whether you’re looking for a full-time residence or seasonal snowbird retreat, this community offers an affordable opportunity to enjoy Florida living in a fantastic location. Conveniently located just minutes from Gulf beaches, Seminole City Center, golf courses, the Pinellas Trail, VA Hospital, restaurants, shopping, and both Tampa International and St. Pete Clearwater airports.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
700
Sqft
17.72 ac
Lot size
1972
Year built
One
Levels
$164
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,114 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,114/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+44.8%
$/sqft vs Seminole actives
$164 vs $253
Days on market
56 vs 44 typical
Where $164/sqft sits among the 300 Seminole actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Seminole Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
Lake Seminole Estates — neighborhood snapshot
Population
349
Median age
72
Median income
$62,841
Median home value
$179,100
Avg household
1
Households w/ children
14%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$410K → $410K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
164 of 300
Seminole actives have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% below the SEMINOLE 33772 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 401 DENICE DRIVE UNIT 401
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$57,000
434 DENICE DRIVE UNIT 434 · same community
2 bd · 1 ba · 555 sqft · $103/sqft · 10 DOM
Sold · Feb ’26$170,000
236 CAROL DRIVE UNIT 236 · same community
2 bd · 2 ba · 920 sqft · $185/sqft · 95 DOM
Sold · Sep ’25$115,000
544 SKIPPER DRIVE UNIT 544 · same community
2 bd · 1 ba · 1,015 sqft · $113/sqft · 223 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 401 DENICE DRIVE UNIT 401 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 401 DENICE DRIVE UNIT 401 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
401 DENICE DRIVE UNIT 401 FAQs
What would the monthly payment be for 401 DENICE DRIVE UNIT 401?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,114/mo — principal and interest, the actual property-tax bill, the $157/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 401 DENICE DRIVE UNIT 401?+
The association fee works out to $157 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 401 DENICE DRIVE UNIT 401?+
The most recent tax bill on record (2025) was $830. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 401 DENICE DRIVE UNIT 401?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Seminole?+
At $115,000, this home is listed about 72% below the Seminole median of $410,950. The market section on this page shows how the area is trending.
Which schools are assigned to 401 DENICE DRIVE UNIT 401?+
Seminole Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the SEMINOLE 33772 market on paper
$115,000 is 42% below the SEMINOLE 33772 median of $197,450, and at $164/sqft it sits under the Seminole average of $262.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Strong assigned schools
Seminole Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Richard O Jacobson Technical High School At Seminole rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FIVE STAR REAL ESTATE OF FLORIDA LLC · Leslie Haas. MLS #TB8508937.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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