David Ramirez
$1,7951 bd1 ba800 sqft$2 /sqft$173 /mo all-in ↓

115 145TH AVENUE E UNIT 3, MADEIRA BEACH, FL, 33708

Active71 days on marketListed May 14, 2026MLS #TB8508810

Priced 100% below the MADEIRA BEACH 33708 medianApartmentMADEIRA SHORES SUB

About this home

115 145TH AVENUE E UNIT 3

Welcome Home and to the Beach! Located in the heart of Madeira Beach, this charming long-term rental at 115 145th Avenue East offers an ideal coastal lifestyle just moments from the Gulf. This inviting apartment community features comfortable one-bedroom residences designed for relaxed beachside living. The property is part of a small eight-unit building originally built in 1947, creating a quiet and intimate residential setting. Residents enjoy excellent proximity to the Gulf beaches, with the sand and shoreline only a short walk away, allowing for easy access to sunset walks, swimming, and year-round coastal recreation. The location also provides convenient access to nearby dining, shops, and entertainment along Gulf Boulevard, while still offering a peaceful neighborhood atmosphere. The property’s central Madeira Beach location also places residents within minutes of local amenities, parks, and colleges, including St. Petersburg College’s Seminole campus, approximately five miles away. Note: A flat monthly applies to include water, sewer, and trash. Live where others vacation! Schedule your showing today!

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

800

Sqft

0.42 ac

Lot size

1947

Year built

One

Levels

$2

Per sqft

Pets allowed

Inside

FlooringTile
AppliancesDisposal · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Stone Counters
LaundryNone
CoolingWall/Window Unit(s)
HeatingElectric

Outside & construction

ParkingAssigned

Community & fees

PetsCats OK, Dogs OK, Yes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$173 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$11
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $63Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $63
Interest rate6.00%
Loan term

Estimated payment

$173/mo

Principal & interest$11
FHA mortgage insurance (est.)$1
Est. property taxes$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Madeira Beach actives

$2 vs $632

Days on market

71 vs 88 typical

Where $2/sqft sits among the 127 Madeira Beach actives

17 · this home
74
23
3
3
7
$2–391$391–779$779–1167$1167–1556$1556–1944$1944+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Madeira Beach

Map of 115 145TH AVENUE E UNIT 3

Drive times from this address

Downtown Tampa39 min
Tampa Int’l Airport (TPA)39 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Madeira Beach. See the full Madeira Beach guide →

MADEIRA BEACH 33708 — neighborhood snapshot

Population

15,306

Median age

61.1

Median income

$83,773

Median home value

$463,700

Avg household

1.9

Households w/ children

600

For the school run

Pinellas County School District

ElementaryOrange Grove Elementary School★★★★★
MiddleOsceola Middle School★★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Madeira Beach market

Seller’s marketLeans buyer9.5 months of inventoryBuyer’s market

$573K$585K

Madeira Beach median sold, yr/yr

93.8%

Sale-to-list ratio (12 mo)

63 of 127

Madeira Beach actives have cut their price

Median sold price, Madeira Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 100% below the MADEIRA BEACH 33708 median. See the full Madeira Beach market guide →

Paper trail

This home's history

May 14, 2026Listed at $1,795 · 71 days on market since
1947Built · MADEIRA SHORES SUB

Reality check

What actually sold near 115 145TH AVENUE E UNIT 3

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13313 3RD STREET ESold · Aug ’25

$285,000

13313 3RD STREET E

1 bd · 1 ba · 786 sqft · $363/sqft · 42 DOM

13999 GULF BOULEVARD UNIT 201Sold · Apr ’26

$419,300

13999 GULF BOULEVARD UNIT 201

2 bd · 2 ba · 822 sqft · $510/sqft · 29 DOM

13235 GULF BOULEVARD UNIT 207Sold · Oct ’25

$470,000

13235 GULF BOULEVARD UNIT 207

2 bd · 1 ba · 768 sqft · $612/sqft · 11 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 115 145TH AVENUE E UNIT 3 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 115 145TH AVENUE E UNIT 3 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

115 145TH AVENUE E UNIT 3 FAQs

What would the monthly payment be for 115 145TH AVENUE E UNIT 3?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $173/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 115 145TH AVENUE E UNIT 3?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Madeira Beach?+

At $1,795, this home is listed about 100% below the Madeira Beach median of $799,000. The market section on this page shows how the area is trending.

Which schools are assigned to 115 145TH AVENUE E UNIT 3?+

Orange Grove Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of PHILLIP SCOTT MANAGEMENT & INV · Randall Cortner. MLS #TB8508810.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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