David Ramirez
$369,900$389,9004 bd2 ba1,714 sqft$216 /sqft$2,953 /mo all-in ↓

17704 RIVENDEL ROAD, LUTZ, FL, 33549

Active76 days on marketListed May 14, 2026MLS #TB8508739

Priced 25% below the Lutz medianReduced $20KSingle Family ResidenceBARRINGTON SUB UNIT A

About this home

17704 RIVENDEL ROAD

Short Sale. * * FANTASTIC OPPORTUNITY * * Welcome to this beautifully maintained 4-bedroom, 2-bathroom home located in the heart of desirable Lutz, Florida! Nestled on a beautiful tree-lined lot in the heart of Lutz, this charming home offers the perfect blend of comfort, space, and privacy. Surrounded by mature landscaping and shaded by towering trees, the property creates a peaceful retreat while still being close to everything Lutz has to offer. The open-concept design flows seamlessly from the living room to the dining area and kitchen, creating an inviting atmosphere for gatherings with family and friends. The primary suite provides a private retreat with ample space and an en-suite bath, while the additional bedrooms offer flexibility for guests, a home office, or growing households. Step outside to enjoy the Florida lifestyle with a spacious backyard ideal for relaxing, entertaining, or creating your own outdoor oasis. * * PERFECT LOCATION * * Ideally located in the heart of Lutz, this property offers convenient access to a wide variety of shopping, recreation, dining, and everyday conveniences. Enjoy nearby outdoor destinations including local parks, walking trails, and community recreation areas perfect for enjoying the Florida lifestyle. Residents appreciate the close proximity to highly rated schools, grocery stores, fitness centers, medical facilities, and major commuter routes including I-75 and SR-54, providing quick access to both downtown Tampa and the greater Tampa Bay area. The surrounding Lutz community is known for its established neighborhoods, mature landscaping, and balance of suburban tranquility with modern conveniences. Nearby community amenities and recreation options help create an active and connected lifestyle while still maintaining the peaceful charm that makes Lutz one of the area's most desirable places to live.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,714

Sqft

0.2 ac

Lot size

2

Garage

1976

Year built

One

Levels

$216

Per sqft

Pets allowed

Inside

FlooringEngineered Hardwood · Luxury Vinyl · Parquet · Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Thermostat · Vaulted Ceiling(s)
LaundryOther
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ExteriorRain Gutters · Sidewalk · Sliding Doors

Community & fees

Taxes (2025)$5,417/yr
PetsYes

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,953 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,178
FHA mortgage insurance (est.)$164
Property tax — 2025 actual bill$451
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,947Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,947
Interest rate6.00%
Loan term

Estimated payment

$2,953/mo

Principal & interest$2,178
FHA mortgage insurance (est.)$164
Property taxes (actual bill)$451
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $370K
$341KedgeAI estimate $400,086 · range $355K$421K$438K

vs edgeAI estimate

−7.5%

$/sqft vs Lutz actives

$216 vs $245

Days on market

76 vs 35 typical

Where $216/sqft sits among the 271 Lutz actives

78
85 · this home
55
21
12
20
$172–214$214–255$255–296$296–338$338–379$379+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lutz

Map of 17704 RIVENDEL ROAD

Drive times from this address

Downtown Tampa22 min
Tampa Int’l Airport (TPA)33 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lutz. See the full Lutz guide →

The numbers that matter

The Lutz market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$580K$487K

Lutz median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

153 of 271

Lutz actives have cut their price

Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 25% below the Lutz median. See the full Lutz market guide →

Paper trail

This home's history

CurrentPrice reduced to $369,900 $20K
May 14, 2026Listed at $389,900 · 76 days on market since
1976Built · BARRINGTON SUB UNIT A

Reality check

What actually sold near 17704 RIVENDEL ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

17803 SUNRISE DRIVESold · Jul ’26

$400,000

17803 SUNRISE DRIVE · same community

3 bd · 2 ba · 1,410 sqft · $284/sqft · 35 DOM

17714 SUNRISE DRIVESold · Jan ’26

$385,000

17714 SUNRISE DRIVE · same community

3 bd · 3 ba · 1,268 sqft · $304/sqft · 58 DOM

17832 SUNRISE DRIVESold · Dec ’25

$315,000

17832 SUNRISE DRIVE · same community

3 bd · 2 ba · 1,188 sqft · $265/sqft · 78 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 17704 RIVENDEL ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 17704 RIVENDEL ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

17704 RIVENDEL ROAD FAQs

What would the monthly payment be for 17704 RIVENDEL ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,953/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 17704 RIVENDEL ROAD?+

The most recent tax bill on record (2025) was $5,417. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 17704 RIVENDEL ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lutz?+

At $369,900, this home is listed about 25% below the Lutz median of $489,999. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Under the Lutz market on paper

$369,900 is 25% below the Lutz median of $489,999, and at $216/sqft it sits under the Lutz average of $269.

02Time on market is leverage

76 days on market against a Lutz median of 35 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $389,900, now $369,900 — a $20K cut. The full history is in the market section below.

Listing courtesy of RE/MAX ELITE REALTY · Matthew Brashear. MLS #TB8508739.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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