
3016 CHRISTOPHERS WATCH LANE, RUSKIN, FL, 33570
Active83 days on marketListed May 14, 2026MLS #TB8508617
About this home
3016 CHRISTOPHERS WATCH LANE
Experience elevated coastal living in the exclusive gated waterfront community of Antigua Cove, where luxury, boating, and breathtaking marina views come together in one extraordinary residence. Built in 2022, hardly lived in and perfectly positioned with direct access to Tampa Bay and the Gulf with NO FIXED BRIDGES, this stunning waterfront completely turn key home offers the ultimate Florida lifestyle just moments from open water, waterfront dining, and the marina. Spanning 3,517 square feet, this light-filled residence features 4 bedrooms, 3.5 bathrooms, a spacious loft, bonus flex room/optional 5th bedroom, private elevator, and a thoughtfully designed layout ideal for both everyday living and effortless entertaining. From the moment you step inside, soaring ceilings, expansive sliding glass doors, and panoramic marina views create an immediate sense of luxury and tranquility. The open-concept living space seamlessly connects the great room, dining area, and chef’s kitchen, all framed by the stunning waterfront backdrop. Designed for entertaining, the kitchen features an oversized island, gas range, abundant cabinetry, designer finishes, and a stylish dry bar with additional storage. The indoor-outdoor flow captures the essence of coastal living, with natural light pouring in from every angle. The first floor includes a private guest suite with en-suite bath, an additional flex space perfect for a home office, gym, or optional 5th bedroom, powder bath, generous storage, and elevator access to the second level as well as to the garage. The unique split 3-car garage configuration offers exceptional flexibility for vehicles, golf carts, water toys, or even future lift storage thanks to the soaring ceiling height. Upstairs, the expansive loft leads to a luxurious primary retreat where sweeping marina views and unforgettable sunsets become part of your daily routine. Step onto the private waterfront balcony directly from the primary suite and enjoy morning coffee or evening wine overlooking the boats below. The spa-inspired primary bath features a soaking tub, oversized walk-in shower with multiple shower heads, dual vanities, and a large walk-in closet. Two additional guest bedrooms, a full bath, and upstairs laundry complete the second level. Outside, enjoy a covered waterfront lanai, private dock, and backyard space perfectly positioned to embrace the boating lifestyle. For added convenience, the Freedom Boat Club is located directly at the marina, offering effortless access to the water without the maintenance of boat ownership. Antigua Cove residents enjoy a gated luxury waterfront lifestyle with community amenities including a clubhouse with community pool within walking distance and yacht club, all conveniently located near Little Harbor, downtown Tampa, St. Petersburg, and some of the area’s best boating destinations. Whether you are searching for a full-time waterfront residence, seasonal escape, or luxury coastal vacation retreat, this exceptional home delivers the rare combination of modern construction, marina-front living, and timeless coastal elegance. This is more than a home—it’s a waterfront lifestyle designed for those who want to experience the very best of Tampa Bay living. All you have to do is show up with your boat! Opportunities like this rarely come available in Antigua Cove—schedule your private tour today and experience waterfront luxury living at its absolute finest.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,517
Sqft
0.16 ac
Lot size
3
Garage
2022
Year built
Two
Levels
$384
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$9,755 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,755/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+92.1%
$/sqft vs Ruskin actives
$384 vs $178
Days on market
83 vs 53 typical
Where $384/sqft sits among the 272 Ruskin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
The numbers that matter
The Ruskin market
$315K → $330K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
153 of 272
Ruskin actives have cut their price
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 286% above the Ruskin median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 3016 CHRISTOPHERS WATCH LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$1,289,000
3034 CHRISTOPHERS WATCH LANE · same community
4 bd · 3.5 ba · 2,962 sqft · $435/sqft · 16 DOM
Sold · Feb ’26$945,000
3122 CHRISTOPHERS WATCH LANE · same community
4 bd · 3.5 ba · 2,913 sqft · $324/sqft · 236 DOM
Sold · Dec ’25$1,007,000
1032 SEAGRAPE DRIVE · same community
4 bd · 3 ba · 2,868 sqft · $351/sqft · 64 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3016 CHRISTOPHERS WATCH LANE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3016 CHRISTOPHERS WATCH LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3016 CHRISTOPHERS WATCH LANE FAQs
What would the monthly payment be for 3016 CHRISTOPHERS WATCH LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,755/mo — principal and interest, the actual property-tax bill, the $140/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3016 CHRISTOPHERS WATCH LANE?+
The association fee works out to $140 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3016 CHRISTOPHERS WATCH LANE?+
The most recent tax bill on record (2025) was $20,044. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3016 CHRISTOPHERS WATCH LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $1,349,000, this home is listed about 286% above the Ruskin median of $349,800. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of FRANK ALBERT REALTY · Natosha Scungio. MLS #TB8508617.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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