11730 GULF BOULEVARD UNIT 32, ST PETERSBURG, FL, 33706
Active86 days on marketListed May 15, 2026MLS #TB8508599
About this home
11730 GULF BOULEVARD UNIT 32
Beach living doesn’t have to come with the maintenance and overhead of a large property, and Unit 32 at Tropic Terrace is the perfect example of that. This efficiently designed 1-bedroom, 1-bath condo offers a rare opportunity to own directly on the sands of Treasure Island in one of the area’s most investor-friendly beachfront communities. At approximately 400 square feet, this unit is ideal for buyers looking for a low-maintenance coastal retreat that can double as an income-producing vacation rental. Tropic Terrace allows short-term rentals with no minimum rental restrictions and no full-time residency requirements, creating exceptional flexibility for owners who want both personal use and rental potential throughout the year. What makes ownership here especially attractive is how truly all-inclusive the monthly condo fee is. Cable, internet, electricity, water, sewer, trash, insurance, exterior maintenance, grounds maintenance, pest control, pool maintenance, parking, and escrow reserves are all included, helping simplify ownership and making budgeting far more predictable for both investors and full-time residents. Tropic Terrace offers the kind of classic beachfront atmosphere that keeps visitors coming back to Treasure Island year after year. Owners and guests enjoy direct beach access, tropical surroundings, a community pool, and close proximity to local restaurants, shopping, entertainment, and waterfront attractions. The community has continued to undergo significant improvements and updates to its common areas following the recent hurricanes, helping preserve and enhance the overall appeal of the property for years to come. Unit 32 also did not sustain flood damage during the storms, which has become an important consideration for many buyers searching for Gulf-front real estate. The property is professionally managed by Belloise Realty, offering owners an established management option for short-term rentals and daily operations. Whether you are looking for an affordable beachfront getaway, vacation rental investment, or simple place to enjoy the Florida coast, Unit 32 delivers the flexibility, location, and lifestyle that make Treasure Island such a sought-after destination!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
400
Sqft
1 ac
Lot size
1950
Year built
One
Levels
$1,125
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,734 /mo · 30% down, 30-yr fixed at 6.9%
Why the rate is different here
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote for a condo-hotel in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,734/mo
Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+20.6%
$/sqft vs St Petersburg actives
$1,125 vs $326
Days on market
86 vs 55 typical
Where $1,125/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33706 — neighborhood snapshot
Population
15,347
Median age
62.2
Median income
$97,364
Median home value
$616,800
Avg household
1.79
Households w/ children
453
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
220 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 11730 GULF BOULEVARD UNIT 32
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$409,000
9980 GULF BOULEVARD UNIT 408
1 bd · 1 ba · 365 sqft · $1,121/sqft · 10 DOM
Sold · Aug ’26$405,000
9980 GULF BOULEVARD UNIT 409
1 bd · 1 ba · 365 sqft · $1,110/sqft · 59 DOM
Sold · May ’26$350,000
225 104TH AVENUE UNIT 102
1 bd · 1 ba · 550 sqft · $636/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11730 GULF BOULEVARD UNIT 32 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11730 GULF BOULEVARD UNIT 32 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
11730 GULF BOULEVARD UNIT 32 FAQs
What would the monthly payment be for 11730 GULF BOULEVARD UNIT 32?+
With 30% down on a 30-year condo-hotel loan at 6.9%, the all-in payment lands around $3,734/mo — principal and interest, the actual property-tax bill, the $1,150/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 11730 GULF BOULEVARD UNIT 32?+
The association fee works out to $1,150 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 11730 GULF BOULEVARD UNIT 32?+
The most recent tax bill on record (2025) was $4,190. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11730 GULF BOULEVARD UNIT 32?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $450,000, this home is listed about 5% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 11730 GULF BOULEVARD UNIT 32?+
Azalea Middle School (middle), Azalea Elementary School (elementary), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
02The trade-off to know about
Condo-hotel units use specialty financing — expect a larger down payment and a rate premium, or an all-cash purchase. Our lender partners quote these weekly; the cost panel below reflects standard financing, so ask us for the real quote.
03Strong assigned schools
Azalea Middle School, Azalea Elementary School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KEYSTONE PROPERTIES & CO., LLC · Johnny Huynh. MLS #TB8508599.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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