814 SEABREEZE DRIVE, RUSKIN, FL, 33570
Active71 days on marketListed May 14, 2026MLS #TB8508370
About this home
814 SEABREEZE DRIVE
Welcome in to this one owner, newly remodeled home situated on an abundant, water front lot. This 3 bedroom 2 bath home features ample space for everyone and has great views of the water, Nestled Just between Cockroach Bay Aquatic Preserve and Little Manatee River for some of Florida's finest fishing and Sunset and nature views! This home was built to last and offers a great location, Easy interstate access for Brandon, Tampa, St. Pete and Bradenton, but still offers that quiet, rural feel with no HOA or CDD fees. Don't let this opportunity pass you by, call me for a tour of this great property and Let's Talk Homes!!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,252
Sqft
0.31 ac
Lot size
1
Garage
1975
Year built
One
Levels
$359
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,219 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,219/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.9%
$/sqft vs UNPLATTED
$359 vs $305
Days on market
71 vs 51 typical
Where $359/sqft sits among the 162 homes for sale in UNPLATTED
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
The numbers that matter
The Ruskin market
$330K → $320K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
75 of 162
UNPLATTED have cut their price
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% above the Ruskin median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 814 SEABREEZE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$220,000
802 SWILLEY LOOP · same community
3 bd · 2 ba · 1,248 sqft · $176/sqft · 110 DOM
Sold · Mar ’26$175,000
4409 SMITH RYALS ROAD · same community
3 bd · 2 ba · 1,344 sqft · $130/sqft · 2 DOM
Sold · Dec ’25$125,000
11640 COUNTY RD 579 HIGHWAY · same community
3 bd · 2 ba · 1,352 sqft · $92/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 814 SEABREEZE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 814 SEABREEZE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
814 SEABREEZE DRIVE FAQs
What would the monthly payment be for 814 SEABREEZE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,219/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 814 SEABREEZE DRIVE?+
The most recent tax bill on record (2025) was $2,528. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 814 SEABREEZE DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $450,000, this home is listed about 29% above the Ruskin median of $349,850. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Lori McDonough. MLS #TB8508370.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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