2504 GULF BOULEVARD UNIT 304, INDIAN ROCKS BEACH, FL, 33785
Active34 days on marketListed Jul 3, 2026MLS #TB8508320
About this home
2504 GULF BOULEVARD UNIT 304
Renovated GULF VIEW / BEACH FRONT 3/2 Dolphin Reef Condo! Wake up to sweeping Gulf views & the soothing sound of waves from this perfectly positioned 3-bedroom, 2-bath condo residence directly on the sugar sands of IndianRocks Beach …….. Offered fully furnished & turn-key (with just a few exclusions), this coastal retreat is thoughtfully designed for effortless beachfront living from the moment you arrive …….. Start your mornings with coffee on the comfortable balcony furnishings as the Gulf sparkles in the distance, & end each day with breathtaking sunsets melting into the horizon while gentle sea breezes welcome you home. Here, every day feels like a vacation …….. What makes this residence truly special? The spacious owner’s suite captures spectacular sunset views through floor-to-ceiling hurricane-impact sliding glass doors, creating a serene seaside escape. Dual electric shades on all windows & sliding doors allow you to filter the afternoon sun or enjoy complete blackout privacy for restful evenings. The ensuite bath offers a private two-room layout & connects to a large walk-in closet featuring a custom built-in organization system …….. Elegant tray ceilings with recessed lighting on Lutron dimmer switches add architectural detail & a warm coastal ambiance throughout, while custom inlaid tilework creates the reflects the home's attention to detail & easy beachside living …….. The kitchen features luxury finishes: a FRANKE SINK, GROHE Faucets, & a sleek leathered granite breakfast bar with seating for additional guests — perfect for casual gatherings after a day at the beach. Wet bar with wine rack & ULINE bar fridge with ice offers added storage & countertop space. Retractable electric balcony screens, a tankless “on-demand” hot water heater, 2025 HVAC system, & an interior laundry room with washer / dryer included add comfort and convenience …….. Residents enjoy seaside resort-style pool & spa, expansive sun deck, outdoor kitchen & bar area with BBQ grills, & new lounge furnishings surrounded by lush tropical landscaping — an ideal setting for relaxing with friends & family …….. Dolphin Reef Condominiums is a secure, well-maintained Gulf-front community of just 40 residences featuring two elevators, gated private beach access, a fitness center with sauna, plus a 5th floor social room with billiards, TV, & kitchenette. Monthly association fees include building & flood insurance, exterior maintenance, pest control, water, sewer, trash, basic cable, & an on-site maintenance manager …….. Note: video & audio security surveillance cameras on site ....... assigned covered parking space #304 & a private storage closet on the 4th floor — perfect for storing beach chairs, holiday decor, etc …….. Whether you’re seeking a full-time residence, seasonal retreat, or investment opportunity, this property offers flexibility with a 30-day minimum rental policy: up to 12 occupancy changes annually …….. Pet-friendly for owners (2 pets up to 20 lbs) …….. Ideally located on the quiet North end of IndianRocks Beach, this golf-cart-friendly coastal town is beloved for its laid-back atmosphere, locally owned restaurants, & walkable beach lifestyle. Enjoy a variety of cuisines, everything from fresh seafood to waterfront dining - even a charming French bakery just blocks away. Locals affectionately call IRB “The Mayberry of the Gulf Beaches” for its welcoming small-town feel …….. CHEERS to the Florida beach lifestyle!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,530
Sqft
1 ac
Lot size
1981
Year built
One
Levels
$654
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,055 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,055/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11.4%
$/sqft vs Indian Rocks Beach actives
$654 vs $630
Days on market
34 vs 68 typical
Where $654/sqft sits among the 86 Indian Rocks Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Rocks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Indian Rocks Beach. See the full Indian Rocks Beach guide →
Indian Rocks — neighborhood snapshot
Population
3,655
Median age
59
Median income
$104,994
Median home value
$687,925
Avg household
2
Households w/ children
160
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Rocks Beach market
$950K → $755K
Indian Rocks Beach median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
46 of 86
Indian Rocks Beach actives have cut their price
Median sold price, Indian Rocks Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 41% above the INDIAN ROCKS BEACH 33785 median. See the full Indian Rocks Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 2504 GULF BOULEVARD UNIT 304
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$1,000,000
2504 GULF BOULEVARD UNIT 505 · same community
3 bd · 2 ba · 1,530 sqft · $654/sqft · 101 DOM
Sold · Mar ’26$755,000
2504 GULF BOULEVARD UNIT 201 · same community
3 bd · 2 ba · 1,530 sqft · $493/sqft · 287 DOM
Sold · Oct ’25$830,000
365 LA HACIENDA DRIVE
2 bd · 2 ba · 1,506 sqft · $551/sqft · 138 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2504 GULF BOULEVARD UNIT 304 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2504 GULF BOULEVARD UNIT 304 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2504 GULF BOULEVARD UNIT 304 FAQs
What would the monthly payment be for 2504 GULF BOULEVARD UNIT 304?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,055/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2504 GULF BOULEVARD UNIT 304?+
The most recent tax bill on record (2025) was $13,483. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2504 GULF BOULEVARD UNIT 304?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Indian Rocks Beach?+
At $1,000,000, this home is listed about 34% above the Indian Rocks Beach median of $749,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2504 GULF BOULEVARD UNIT 304?+
Anona Elementary School (elementary), Largo High School (high), Seminole Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,000,000 runs 41% above the INDIAN ROCKS BEACH 33785 median — but at 1,530 sqft it's also 33% larger than the typical Indian Rocks Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Anona Elementary School, Largo High School, Seminole Middle School — Anona Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY PORTFOLIO COLLECTION · Barb Ulrich. MLS #TB8508320.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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