3203 E 38TH AVENUE, TAMPA, FL, 33610
Active73 days on marketListed May 13, 2026MLS #TB8508174
About this home
3203 E 38TH AVENUE
Discover a rare blend of character and modern luxury in this thoughtfully renovated, one-of-a-kind 4-bedroom, 2-bath home with a dedicated den and carport—far from your typical new construction cookie cutter home. Set on an expansive lot in a gentrifying neighborhood, this residence offers both charm and long-term value on a tranquil and quiet street. Step inside to find vintage architectural details seamlessly paired with contemporary upgrades and designer finishes. The generous layout flows effortlessly, providing multiple spaces for relaxation, work, and entertaining. Outdoors, the possibilities are endless. The oversized yard offers abundant room for gatherings, with the beginnings of an outdoor kitchen already in place, ready for your custom vision. Key updates include a 2023 roof, 2019 HVAC, 2025 water heater, and some new plumbing. The home also comes complete with premium appliances, including a new KitchenAid refrigerator with interior water dispenser, a new LG stove, and a full washer and dryer set—adding convenience and value from day one. Homes with this level of character, space, and modern comfort rarely hit the market. Come see it for yourself and fall in love with its endless possibilities. This home has 4 bedrooms, primary bedroom with large walk-in closet, 2 baths, den, and laundry room with storage space. Covered carport with a large yard surrounding home including custom built outdoor table.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,434
Sqft
0.13 ac
Lot size
1951
Year built
One
Levels
$209
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,346 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,346/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.3%
$/sqft vs Tampa actives
$209 vs $303
Days on market
73 vs 33 typical
Where $209/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside East Tampa Business & Civic
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
East Tampa Business & Civic — neighborhood snapshot
Population
6,168
Median age
36
Median income
$48,663
Median home value
$190,062
Avg household
3
Households w/ children
759
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$430K → $455K
Tampa median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
182 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6% below the TAMPA 33610 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 3203 E 38TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$300,000
3205 E IDA STREET · same community
4 bd · 2 ba · 1,360 sqft · $221/sqft · 10 DOM
Sold · Oct ’25$370,000
3205 E NORTH BAY STREET · same community
3 bd · 2 ba · 1,350 sqft · $274/sqft · 129 DOM
Sold · Jan ’26$270,000
3211 E CHELSEA STREET · same community
3 bd · 2 ba · 1,296 sqft · $208/sqft · 30 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3203 E 38TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3203 E 38TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3203 E 38TH AVENUE FAQs
What would the monthly payment be for 3203 E 38TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,346/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3203 E 38TH AVENUE?+
The most recent tax bill on record (2025) was $3,485. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $299,500, this home is listed about 36% below the Tampa median of $464,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3203 E 38TH AVENUE?+
Middleton High School (high), Potter Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the TAMPA 33610 market on paper
$299,500 is 6% below the TAMPA 33610 median of $319,900, and at $209/sqft it sits under the Tampa average of $348.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
73 days on market against a Tampa median of 33 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of KEY PREMIER REALTY · Alexis Scott. MLS #TB8508174.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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