661 POINSETTIA AVENUE UNIT 108, CLEARWATER BEACH, FL, 33767
Active94 days on marketListed May 15, 2026MLS #TB8508138
About this home
661 POINSETTIA AVENUE UNIT 108
Stop searching and start living - steps from the beach! Don't miss this NEWLY renovated 2-bedroom, 2-bath condo just two blocks from white-sandy, world-renowned CLEARWATER BEACH! Located in the desirable Penthouse Shores community, this move-in-ready, ground floor condo is fully upgraded, with luxury vinyl flooring throughout, boasting durability and allowing for simple up-keep. The unit features all new windows and a new door, an updated water heater and a stunning modern kitchen with pristine cabinetry, stainless steel appliances, quartz countertops, and a spacious breakfast bar. Both bathrooms have been fully updated with contemporary finishes and walk-in showers. The primary bedroom features its own bathroom and walk-in closet. This is a versatile condo; perfect as a primary residence, vacation getaway, or investment property - with monthly rental options available. Enjoy community amenities including a heated pool, sun deck, grilling area, and convenient laundry facilities. Ideally situated between the Intracoastal Waterway and the Gulf beaches, this condo is just a short walk to restaurants, shopping, entertainment, community centers and the beautiful waters of Clearwater Beach. Call or Text for a showing today! Owner-financing available, contact agent for details. *Please note that seller is waiting on approval on replacing the east-facing lanai windows and door in the living area with impact-ready windows/door .*
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,035
Sqft
0 ac
Lot size
1972
Year built
One
Levels
$414
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,982 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,982/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.5%
$/sqft vs Clearwater Beach actives
$414 vs $571
Days on market
94 vs 68 typical
Where $414/sqft sits among the 268 Clearwater Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater Beach. See the full Clearwater Beach guide →
Clearwater Beach — neighborhood snapshot
Population
2,289
Median age
58
Median income
$87,434
Median home value
$801,867
Avg household
2
Households w/ children
104
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater Beach market
$535K → $885K
Clearwater Beach median sold, yr/yr
93.9%
Sale-to-list ratio (12 mo)
117 of 268
Clearwater Beach actives have cut their price
Median sold price, Clearwater Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% below the CLEARWATER BEACH 33767 median. See the full Clearwater Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 661 POINSETTIA AVENUE UNIT 108
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$380,000
661 POINSETTIA AVENUE UNIT 109 · same community
2 bd · 2 ba · 1,035 sqft · $367/sqft · 17 DOM
Sold · Jul ’26$1,395,298
411 E SHORE DRIVE UNIT PH8
2 bd · 2 ba · 1,007 sqft · $1,386/sqft · 0 DOM
Sold · Dec ’25$250,000
31 ISLAND WAY UNIT 505
1 bd · 1 ba · 1,005 sqft · $249/sqft · 36 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 661 POINSETTIA AVENUE UNIT 108 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 661 POINSETTIA AVENUE UNIT 108 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
661 POINSETTIA AVENUE UNIT 108 FAQs
What would the monthly payment be for 661 POINSETTIA AVENUE UNIT 108?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,982/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 661 POINSETTIA AVENUE UNIT 108?+
The most recent tax bill on record (2025) was $1,285. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 661 POINSETTIA AVENUE UNIT 108?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater Beach?+
At $429,000, this home is listed about 46% below the Clearwater Beach median of $797,250. The market section on this page shows how the area is trending.
Which schools are assigned to 661 POINSETTIA AVENUE UNIT 108?+
Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the CLEARWATER BEACH 33767 market on paper
$429,000 is 22% below the CLEARWATER BEACH 33767 median of $549,500, and at $414/sqft it sits under the Clearwater Beach average of $670.
02Strong assigned schools
Sandy Lane Elementary School, Dunedin Highland Middle School, Clearwater High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $449,000, now $429,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of NEW VISION REALTY INC · Yasmina Jacaj. MLS #TB8508138.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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