634 EDGEWATER DRIVE UNIT 844, DUNEDIN, FL, 34698
Active9 days on marketListed Jul 14, 2026MLS #TB8508038
About this home
634 EDGEWATER DRIVE UNIT 844
Rarely Available Top Floor Corner Penthouse with Wraparound St. Joseph Sound water views – Dunedin! Welcome to 634 Edgewater Drive, Unit 844 a stunning 8th-floor corner penthouse offering some of the best unobstructed views of St. Joseph Sound in Dunedin. This rarely available 3-bedroom, 3-bathroom residence spans 2,565 SQFT of open concept living, wrapped in floor to ceiling windows that flood every room with natural light and panoramic water views from nearly every angle. Buy with confidence the association is fully funded with the milestone inspection already completed, no deferred maintenance headaches. Association fees cover virtually everything the buyer is only responsible for electric, making ownership refreshingly simple. The fully updated kitchen is a showstopper, featuring solid wood cabinetry, gleaming granite countertops, stainless steel appliances, and an oversized island with bar seating perfect for entertaining while soaking in the view. Both bathrooms have been beautifully updated as well, and the unit includes an in unit washer and dryer plus a 2 year young AC system for total move in ready convenience. Enjoy your morning coffee or evening sunset over St. Joseph Sound from your private balcony, then head downstairs to launch a kayak right from the community, or take advantage of two dedicated car wash stations and private storage rare amenities you won't find elsewhere. This waterfront community offers resort style living with a sparkling pool, fitness center, clubhouse, and elevator access, all just minutes from downtown Dunedin's shops, restaurants, and the Pinellas Trail. Corner penthouse units on this floor with these views, a fully funded association, and a completed milestone inspection almost never hit the market together. Schedule your private showing today — units like this don't last.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,565
Sqft
0 ac
Lot size
1974
Year built
One
Levels
$429
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,790 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,790/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+18.5%
$/sqft vs Dunedin actives
$429 vs $296
Days on market
9 vs 51 typical
Where $429/sqft sits among the 264 Dunedin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunedin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dunedin. See the full Dunedin guide →
DUNEDIN 34698 — neighborhood snapshot
Population
37,817
Median age
58.1
Median income
$67,323
Median home value
$335,800
Avg household
2.04
Households w/ children
2,412
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$440K → $410K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
153 of 264
Dunedin actives have cut their price
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 267% above the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Reality check
What actually sold near 634 EDGEWATER DRIVE UNIT 844
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$950,000
634 EDGEWATER DRIVE UNIT 444 · same community
3 bd · 2.5 ba · 2,330 sqft · $408/sqft · 62 DOM
Sold · Apr ’26$390,000
634 EDGEWATER DRIVE UNIT 348 · same community
2 bd · 2 ba · 1,265 sqft · $308/sqft · 125 DOM
Sold · May ’26$415,000
634 EDGEWATER DRIVE UNIT 447 · same community
2 bd · 2 ba · 1,175 sqft · $353/sqft · 140 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 634 EDGEWATER DRIVE UNIT 844 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 634 EDGEWATER DRIVE UNIT 844 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
634 EDGEWATER DRIVE UNIT 844 FAQs
What would the monthly payment be for 634 EDGEWATER DRIVE UNIT 844?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,790/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 634 EDGEWATER DRIVE UNIT 844?+
The most recent tax bill on record (2025) was $15,383. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 634 EDGEWATER DRIVE UNIT 844?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunedin?+
At $1,100,000, this home is listed about 176% above the Dunedin median of $398,500. The market section on this page shows how the area is trending.
Which schools are assigned to 634 EDGEWATER DRIVE UNIT 844?+
Dunedin Highland Middle School (middle), Dunedin Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,100,000 runs 267% above the DUNEDIN 34698 median — but at 2,565 sqft it's also nearly twice the size of the typical Dunedin listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Dunedin Highland Middle School, Dunedin Elementary School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Samuel Rudolph. MLS #TB8508038.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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