2ND STREET N, SAFETY HARBOR, FL, 34695
Active80 days on marketListed May 13, 2026MLS #TB8507977
About this home
2ND STREET N
Rare full-block assemblage in the heart of Safety Harbor — Block 24, Lots 6-11, one block north of Main Street, offered as a 5-parcel package (46,100 SF / 1.06 acres). Two livable homes and four redevelopment lots steps from Main Street Dining, Safety Harbor Resort & Spa, Waterfront Park, and Marina. Two homes may be available for seller leaseback during permitting. Property is available as a complete package or individually — seller is open to selling lots in smaller groupings, giving buyers the flexibility to right-size their acquisition. The property can be sold individually or as a package, with other ML#’s, addresses and parcel IDs being noted in the Realtor Only Remarks. Whether targeting one lot, two, or three, this corridor warrants a conversation.
Facts & features
The home at a glance
0.35 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$23,315 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$23,315/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Safety Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Safety Harbor. See the full Safety Harbor guide →
SAFETY HARBOR 34695 — neighborhood snapshot
Population
17,882
Median age
50.6
Median income
$96,138
Median home value
$418,200
Avg household
2.42
Households w/ children
1,727
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Safety Harbor market
$508K → $630K
Safety Harbor median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
Median sold price, Safety Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 681% above the SAFETY HARBOR 34695 median. See the full Safety Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 2ND STREET N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$342,000
340 8TH AVENUE N · same community
2 bd · 1 ba · 864 sqft · $396/sqft · 1 DOM
Sold · Mar ’26$550,000
735 2ND STREET N · same community
4 bd · 2 ba · 1,538 sqft · $358/sqft · 0 DOM
Sold · Mar ’26$223,000
1007 S BAYSHORE BOULEVARD UNIT 107
1 bd · 1 ba · 700 sqft · $319/sqft · 186 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2ND STREET N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2ND STREET N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2ND STREET N FAQs
What would the monthly payment be for 2ND STREET N?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $23,315/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2ND STREET N?+
The most recent tax bill on record (2025) was $8,124. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Safety Harbor?+
At $3,895,000, this home is listed about 602% above the Safety Harbor median of $554,950. The market section on this page shows how the area is trending.
Which schools are assigned to 2ND STREET N?+
Countryside High School (high), Leila Davis Elementary School (elementary), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SERHANT · Dustin Anderson. MLS #TB8507977.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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