1124 40TH AVENUE NE, ST PETERSBURG, FL, 33703
Active89 days on marketListed May 16, 2026MLS #TB8507963
About this home
1124 40TH AVENUE NE
Welcome to this beautifully updated home in sought-after Placido Gardens, offering the perfect blend of classic Florida charm and modern upgrades. This spacious 3-bedroom, 2-bath residence features a 1-car garage, versatile bonus room, and an inviting three-season Florida room overlooking an expansive fenced backyard. Inside, you’ll love the original restored terrazzo floors that add timeless character throughout the home. The updated kitchen is designed for both functionality and style, featuring granite countertops, abundant maple cabinetry, and two closet pantries providing exceptional storage space. All three bedrooms offer ample closet space and new ceiling fans for added comfort. The beautifully remodeled hall bath complements the luxurious bonus room retreat, complete with a stunning private bath showcasing a gorgeous steam shower — the perfect place to relax and unwind. Step outside to enjoy the oversized backyard with plenty of room to add a pool, along with a storage shed, beautiful paver patio, and pergola ideal for entertaining or enjoying Florida evenings. The Florida room provides peaceful backyard views and additional living space year-round. Additional upgrades include newer double-pane windows, brand-new ductwork, a Trane air conditioner installed in 2024, newer fixtures, and a new sprinkler and irrigation system operating on reclaimed city water. The circular driveway provides extra parking for everyone. Ideally located near shopping, dining, waterfront parks, downtown St. Petersburg, and everything the area has to offer, this move-in ready home is a rare opportunity in one of St. Pete’s most desirable neighborhoods.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,448
Sqft
0.23 ac
Lot size
1
Garage
1958
Year built
One
Levels
$328
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,649 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,649/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.4%
$/sqft vs St Petersburg actives
$328 vs $336
Days on market
89 vs 58 typical
Where $328/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside North East Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
North East Park — neighborhood snapshot
Population
4,751
Median age
46
Median income
$106,826
Median home value
$455,136
Avg household
2
Households w/ children
683
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
225 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% above the ST PETERSBURG 33703 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 1124 40TH AVENUE NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$479,000
1183 35TH AVENUE NE · same community
2 bd · 1.5 ba · 1,482 sqft · $323/sqft · 31 DOM
Sold · Oct ’25$560,000
3832 10TH STREET NE · same community
3 bd · 2 ba · 1,532 sqft · $366/sqft · 27 DOM
Sold · Jun ’26$640,000
999 38TH AVENUE NE · same community
3 bd · 3 ba · 1,768 sqft · $362/sqft · 272 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1124 40TH AVENUE NE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1124 40TH AVENUE NE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1124 40TH AVENUE NE FAQs
What would the monthly payment be for 1124 40TH AVENUE NE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,649/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1124 40TH AVENUE NE?+
The most recent tax bill on record (2025) was $5,791. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1124 40TH AVENUE NE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $475,000, this home is listed about 9% above the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1124 40TH AVENUE NE?+
North Shore Elementary School (elementary), Northeast High School (high), Meadowlawn Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX REALTEC GROUP INC · Nicole Harmon. MLS #TB8507963.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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