David Ramirez
$290,0003 bd2 ba1,532 sqft$189 /sqft$2,398 /mo all-in ↓

17745 TURNING LEAF CIRCLE, LAND O LAKES, FL, 34638

Active72 days on marketListed May 18, 2026MLS #TB8507947

Priced 20% below the LAND O LAKES 34638 medianVillaCYPRESS PRESERVE PH 2B 1 & 2B

About this home

17745 TURNING LEAF CIRCLE

Experience the perfect blend of low-maintenance living (lawn maintenance included), comfort, and convenience in this beautifully maintained villa located in the highly desirable Cypress Preserve community. Offering over 1,500 square feet of thoughtfully designed single-story living space, this 3-bedroom, 2-bathroom home is ideal for buyers looking for an easier lifestyle without sacrificing space or style. Inside, you’ll find a bright open-concept layout where the kitchen overlooks the living and dining areas, creating a natural flow that feels both functional and inviting. The split-bedroom floorplan provides added privacy for the spacious primary suite while offering flexibility for guests, a home office, or additional living space. Built in a newer area of the community, the home also benefits from modern construction, improved energy efficiency, and fewer maintenance concerns compared to older properties. Beyond the home itself, Cypress Preserve stands out for its ultra-clean, well-maintained atmosphere and resort-style amenities. Residents enjoy access to scenic nature trails, a dog park, playground, walking and running paths, and a stunning resort-quality community pool that truly feels like the centerpiece of the neighborhood. Location is another major advantage, with convenient access to Tampa Bay’s top destinations including beaches, airports, shopping, dining, stadiums, museums, and entertainment venues. Whether heading toward the Gulf Coast or commuting inland, major highways and key roadways are all within easy reach, making everyday travel simple and convenient. Whether you’re downsizing, purchasing your first home, or searching for a lock-and-leave lifestyle with minimal upkeep, this move-in ready villa offers the combination of value, accessibility, and lifestyle today’s buyers are looking for. CARPET CAN BE REMOVED, THE SAME TILE AS BEDROOMS ARE UNDER THE CARPET. PICTURES PROVIDED UPON REQUEST.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,532

Sqft

0.1 ac

Lot size

2

Garage

2020

Year built

One

Levels

$189

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ExteriorSidewalk

Community & fees

HOA fee$119/mo
Taxes (2025)$3,397/yr
PetsCats OK, Dogs OK, Yes
CommunityClubhouse · Community Mailbox · Dog Park · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,398 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,707
FHA mortgage insurance (est.)$128
Property tax — 2025 actual bill$283
HOA fee — from the listing$119
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,150Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,150
Interest rate6.00%
Loan term

Estimated payment

$2,398/mo

Principal & interest$1,707
FHA mortgage insurance (est.)$128
Property taxes (actual bill)$283
HOA / condo fee$119
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $290K
$260KedgeAI estimate $286,848 · range $271K$310K$323K

vs edgeAI estimate

+1.1%

$/sqft vs Land O Lakes actives

$189 vs $207

Days on market

72 vs 32 typical

Where $189/sqft sits among the 400 Land O Lakes actives

106
130 · this home
66
54
15
29
$156–185$185–214$214–242$242–271$271–300$300+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Land O Lakes

Map of 17745 TURNING LEAF CIRCLE

Drive times from this address

Tampa Int’l Airport (TPA)40 min
Downtown Tampa43 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Land O Lakes. See the full Land O Lakes guide →

LAND O LAKES 34638 — neighborhood snapshot

Population

35,900

Median age

37.7

Median income

$117,931

Median home value

$378,200

Avg household

3.15

Households w/ children

5,294

For the school run

Pasco County School District

HighLand O' Lakes High School★★★★
ElementaryConnerton Elementary School★★★★★
MiddlePine View Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Land O Lakes market

Seller’s marketLeans seller3.9 months of inventoryBuyer’s market

$423K$428K

Land O Lakes median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

217 of 400

Land O Lakes actives have cut their price

Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 20% below the LAND O LAKES 34638 median. See the full Land O Lakes market guide →

Paper trail

This home's history

May 18, 2026Listed at $290,000 · 72 days on market since
2020Built · CYPRESS PRESERVE PH 2B 1 & 2B

Reality check

What actually sold near 17745 TURNING LEAF CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

17804 TURNING LEAF CIRCLESold · Jun ’26

$290,000

17804 TURNING LEAF CIRCLE · same community

3 bd · 2 ba · 1,532 sqft · $189/sqft · 7 DOM

17663 TURNING LEAF CIRCLESold · May ’26

$280,000

17663 TURNING LEAF CIRCLE · same community

3 bd · 2 ba · 1,532 sqft · $183/sqft · 160 DOM

10677 GLIDING EAGLE WAYSold · Jun ’26

$360,000

10677 GLIDING EAGLE WAY · same community

4 bd · 2 ba · 1,829 sqft · $197/sqft · 11 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 17745 TURNING LEAF CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 17745 TURNING LEAF CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

17745 TURNING LEAF CIRCLE FAQs

What would the monthly payment be for 17745 TURNING LEAF CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,398/mo — principal and interest, the actual property-tax bill, the $119/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 17745 TURNING LEAF CIRCLE?+

The association fee works out to $119 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 17745 TURNING LEAF CIRCLE?+

The most recent tax bill on record (2025) was $3,397. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 17745 TURNING LEAF CIRCLE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Land O Lakes?+

At $290,000, this home is listed about 30% below the Land O Lakes median of $413,946. The market section on this page shows how the area is trending.

Which schools are assigned to 17745 TURNING LEAF CIRCLE?+

Land O' Lakes High School (high), Connerton Elementary School (elementary), Pine View Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the LAND O LAKES 34638 market on paper

$290,000 is 20% below the LAND O LAKES 34638 median of $362,250, and at $189/sqft it sits under the Land O Lakes average of $216.

02Time on market is leverage

72 days on market against a Land O Lakes median of 32 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Land O' Lakes High School, Connerton Elementary School, Pine View Middle School — Land O' Lakes High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of NOVA REAL ESTATE GROUP · Stephanie Mitchell. MLS #TB8507947.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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