David Ramirez
$1,050,000$1,175,0004 bd3 ba2,326 sqft$451 /sqft$6,577 /mo all-in ↓

5557 BOWLINE BEND, NEW PORT RICHEY, FL, 34652

Active82 days on marketListed May 15, 2026MLS #TB8507862

Reduced $125KWaterfrontPrivate poolSingle Family ResidenceFLOR A MAR

About this home

5557 BOWLINE BEND

Experience the ultimate Florida waterfront lifestyle in this highly desirable Flor-A-Mar retreat. This beautifully remodeled residence offers 4 bedrooms, 3 full bathrooms, and a 2-car garage, along with a formal living room, formal dining room, expansive great room, and a charming dinette area—perfectly designed for both everyday living and entertaining. From the moment you enter, you are welcomed by unobstructed Bay/harbor views and an abundance of natural light. Six decorative windows frame breathtaking water and conservation views, creating a stunning focal point throughout the main living areas. This move-in-ready home showcases elegant porcelain flooring throughout the main living spaces, carpeting in the bedrooms, crown molding, a central vacuum system, and major recent updates including a new A/C and new Water Heater for added peace of mind. The thoughtfully designed gourmet kitchen is ideal for gathering and entertaining, featuring all-new GE appliances, granite countertops, modern cabinetry, a glass cooktop with a GE vented hood, built-in oven and microwave. The kitchen and living areas are perfectly positioned to capture panoramic water views and unforgettable sunset skies. The spacious primary suite is a true retreat, overlooking the pool and waterfront, and offering two walk-in closets and a luxurious ensuite bath complete with a freestanding soaking tub, dual vanities, and an oversized decorative tiled walk-in shower. Three additional generously sized bedrooms and two fully updated bathrooms provide comfort and flexibility for family and guests. Step outside and embrace the Florida lifestyle. A fully screened enclosure surrounds the pool and spa, complemented by an outdoor pool shower, all-new pool equipment and filtration system. The outdoor kitchen, complete with granite countertops, ample cabinetry, sink, and gas cooktop, creates the perfect setting for entertaining—whether you’re watching boats pass by or enjoying spectacular waterfront sunsets. If you’ve been searching for a true Gulf-front luxury home with exceptional water views, this is it. Located in a golf cart-friendly community, you’re just minutes from the Gulf Harbors Civic Center, revitalized downtown New Port Richey that has historic charm with dining, boutiques. Nearby parks including Eagle Point Park, Key Vista Nature Park, Anclote River Park, and Sims Park. Residents also have the option to join the exclusive Gulf Harbors Private Beach Club, offering a sandy beach, cabanas, grills, picnic areas, and breathtaking sunset views. This home offers the best of waterfront living!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,326

Sqft

0.23 ac

Lot size

2

Garage

1969

Year built

One

Levels

$451

Per sqft

Private poolWaterfrontPool & Water viewPets allowed

Inside

FlooringCarpet · Porcelain Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Electric Water Heater · Ice Maker · Microwave · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Central Vacuum · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Walk-In Closet(s)
LaundryElectric Dryer Hookup · In Garage · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewPool · Water
FacesNorthwest
ExteriorIrrigation System · Outdoor Kitchen · Outdoor Shower · Sprinkler Metered

Community & fees

Taxes (2025)$4,293/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Available · Electricity Connected · Public · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$6,577 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,666
PMI (est., until 20% equity)$394
Property tax — 2025 actual bill$358
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $105,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $105,000
Interest rate6.00%
Loan term

Estimated payment

$6,577/mo

Principal & interest$5,666
PMI (est., until 20% equity)$394
Property taxes (actual bill)$358
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.1M
$767KedgeAI estimate $866,784 · range $799K$894K$1.1M

vs edgeAI estimate

+21.1%

$/sqft vs FLOR A MAR

$451 vs $385

Days on market

82 vs 47 typical

Where $451/sqft sits among the 63 homes for sale in FLOR A MAR

11
5
12
13
11 · this home
11
$225–276$276–327$327–378$378–429$429–480$480+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Flor-a-mar

Map of 5557 BOWLINE BEND inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)52 min
Downtown Tampa55 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Port Richey. See the full New Port Richey guide →

Flor-a-mar — neighborhood snapshot

Population

2,712

Median age

56

Median income

$96,857

Median home value

$435,193

Avg household

2

Households w/ children

136

For the school run

Pasco County School District

HighGulf High School★★★★
MiddleGulf Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Port Richey market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$280K$260K

New Port Richey median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

36 of 63

FLOR A MAR have cut their price

Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 367% above the NEW PORT RICHEY 34652 median. See the full New Port Richey market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,050,000 $125K
May 15, 2026Listed at $1,175,000 · 82 days on market since
1969Built · FLOR A MAR

Reality check

What actually sold near 5557 BOWLINE BEND

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3200 TRIDENT TERRACESold · May ’26

$705,000

3200 TRIDENT TERRACE · same community

3 bd · 3 ba · 2,313 sqft · $305/sqft · 34 DOM

5520 BOWLINE BENDSold · Jan ’26

$845,000

5520 BOWLINE BEND · same community

3 bd · 2.5 ba · 2,340 sqft · $361/sqft · 0 DOM

4968 SOUTHSHORE DRIVESold · Apr ’26

$791,500

4968 SOUTHSHORE DRIVE · same community

4 bd · 2.5 ba · 2,360 sqft · $335/sqft · 335 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5557 BOWLINE BEND — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5557 BOWLINE BEND — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

5557 BOWLINE BEND FAQs

What would the monthly payment be for 5557 BOWLINE BEND?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,577/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 5557 BOWLINE BEND?+

The most recent tax bill on record (2025) was $4,293. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5557 BOWLINE BEND?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Port Richey?+

At $1,050,000, this home is listed about 275% above the New Port Richey median of $279,900. The market section on this page shows how the area is trending.

Which schools are assigned to 5557 BOWLINE BEND?+

Gulf High School (high), Gulf Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,050,000 runs 367% above the NEW PORT RICHEY 34652 median — but at 2,326 sqft it's also 71% larger than the typical New Port Richey listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $1,175,000, now $1,050,000 — a $125K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER REALTY · Carla Jenkins. MLS #TB8507862.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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5557 BOWLINE BEND, NEW PORT RICHEY, FL — 4 Bed, 3 Bath — $1,050,000 | CENTURY 21 Edge