1005 GULF BOULEVARD UNIT 10, INDIAN ROCKS BEACH, FL, 33785
Active83 days on marketListed May 12, 2026MLS #TB8507544
About this home
1005 GULF BOULEVARD UNIT 10
**Top-Floor Beach Penthouse | Steps to the Sand | Turnkey Investment** Top floor, over 2,200 square feet, and close enough to Indian Rocks Beach that you can feel the Gulf breeze from your own balcony. Picture this: you wake up, grab your coffee, and walk straight out to a 47 foot balcony with open Gulf views. The whole place is built for that easy, open-concept beach living, with the living and dining areas flowing right out to the view. The kitchen has plenty of cabinetry, generous counter space, and a pantry big enough that you'll never run out of room for snacks and sand toys. The primary suite is genuinely oversized, with enough room to tuck in a sitting area or coffee bar, plus a remodeled bath and a walk-in closet that actually closets. Two more bedrooms give you space for family, friends, or guests, which is exactly why this place has done so well as a vacation rental. This condo is currently a successful Airbnb, fully furnished and ready to keep earning from day one. Short-term rentals are allowed, pets are welcome, and you get two assigned under-building parking spaces plus a storage closet stocked with all your beach gear. Full-size washer and dryer included, because nobody wants to deal with laundromats on vacation. Whether you want a full-time home, a beach escape, or a turnkey investment that's already proven itself, this one checks every box. Condos this size, this close to the beach, just don't come up often. I'd love to show it to you.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,220
Sqft
0 ac
Lot size
1984
Year built
One
Levels
$391
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,532 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,532/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11%
$/sqft vs Indian Rocks Beach actives
$391 vs $617
Days on market
83 vs 48 typical
Where $391/sqft sits among the 87 Indian Rocks Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Rocks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Indian Rocks Beach. See the full Indian Rocks Beach guide →
Indian Rocks — neighborhood snapshot
Population
3,655
Median age
59
Median income
$104,994
Median home value
$687,925
Avg household
2
Households w/ children
160
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Rocks Beach market
$950K → $755K
Indian Rocks Beach median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
46 of 87
Indian Rocks Beach actives have cut their price
Median sold price, Indian Rocks Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% above the INDIAN ROCKS BEACH 33785 median. See the full Indian Rocks Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1005 GULF BOULEVARD UNIT 10
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$724,900
13879 KIMBERLY DRIVE
4 bd · 3 ba · 2,162 sqft · $335/sqft · 2 DOM
Sold · Jan ’26$650,000
11176 HAMMOCK DRIVE
3 bd · 2 ba · 2,154 sqft · $302/sqft · 3 DOM
Sold · Nov ’25$475,000
11040 141ST WAY
3 bd · 2 ba · 2,092 sqft · $227/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1005 GULF BOULEVARD UNIT 10 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1005 GULF BOULEVARD UNIT 10 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1005 GULF BOULEVARD UNIT 10 FAQs
What would the monthly payment be for 1005 GULF BOULEVARD UNIT 10?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,532/mo — principal and interest, the actual property-tax bill, the $1,290/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1005 GULF BOULEVARD UNIT 10?+
The association fee works out to $1,290 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1005 GULF BOULEVARD UNIT 10?+
The most recent tax bill on record (2025) was $12,810. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1005 GULF BOULEVARD UNIT 10?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Indian Rocks Beach?+
At $869,000, this home is listed about 22% above the Indian Rocks Beach median of $712,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1005 GULF BOULEVARD UNIT 10?+
Anona Elementary School (elementary), Largo High School (high), Seminole Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$869,000 runs 23% above the INDIAN ROCKS BEACH 33785 median — but at 2,220 sqft it's also 71% larger than the typical Indian Rocks Beach listing.
02Pool & Water views
The pool and water view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $1,290/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Anona Elementary School, Largo High School, Seminole Middle School — Anona Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $939,000, now $869,000 — a $70K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Kendra Fountain. MLS #TB8507544.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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