4786 SW 122ND LANE, WEBSTER, FL, 33597
Active68 days on marketListed May 26, 2026MLS #TB8507515
About this home
4786 SW 122ND LANE
Escape the hustle without sacrificing convenience in this beautifully updated 2-bedroom, 1-bath home nestled on a quiet, shaded lot in a peaceful, low-density area. Whether you’re a first-time buyer, downsizer, or looking for a weekend getaway, this property delivers country charm with modern comforts. Inside, you’ll find thoughtful updates throughout — including granite countertops, luxury vinyl flooring, fresh paint, a newer refrigerator, and updated AC units. Step outside to a newly ceramic-tiled porch perfect for morning coffee or evening relaxation, all within a fully fenced yard that’s ready for your four-legged family members. With no HOA, you have the freedom to truly make it your own. Ideally situated just off I-75, you’re only 20 minutes from Brooksville and Dade City, 30 minutes from Wesley Chapel and Ocala, and about an hour from Tampa — close enough to everything, far enough to breathe. If you are looking for a turnkey rental, this one checks all the boxes. Rented easily in the past for $1265 a month, without all the recent improvements.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
924
Sqft
0.55 ac
Lot size
1988
Year built
One
Levels
$152
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,120 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,120/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−23.1%
$/sqft vs Webster actives
$152 vs $234
Days on market
68 vs 51 typical
Where $152/sqft sits among the 52 Webster actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Webster
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Webster. See the full Webster guide →
WEBSTER 33597 — neighborhood snapshot
Population
9,424
Median age
42.7
Median income
$61,563
Median home value
$214,500
Avg household
2.64
Households w/ children
919
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Webster market
$240K → $344K
Webster median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
26 of 52
Webster actives have cut their price
Median sold price, Webster, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 92% above the WEBSTER 33597 median. See the full Webster market guide →
Paper trail
This home's history
Reality check
What actually sold near 4786 SW 122ND LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$120,000
4536 CR 691 · same community
2 bd · 2 ba · 784 sqft · $153/sqft · 6 DOM
Sold · Oct ’25$70,319
4771 CR 688
2 bd · 1.5 ba · 960 sqft · $73/sqft · 43 DOM
Sold · Apr ’26$257,700
4604 CR 691
2 bd · 2 ba · 1,020 sqft · $253/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4786 SW 122ND LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4786 SW 122ND LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4786 SW 122ND LANE FAQs
What would the monthly payment be for 4786 SW 122ND LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,120/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4786 SW 122ND LANE?+
The most recent tax bill on record (2025) was $886. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Webster?+
At $140,000, this home is listed about 57% below the Webster median of $322,500. The market section on this page shows how the area is trending.
Which schools are assigned to 4786 SW 122ND LANE?+
Webster Elementary School (elementary), South Sumter Middle School (middle) — Sumter County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$140,000 runs 92% above the WEBSTER 33597 median.
02Strong assigned schools
Webster Elementary School, South Sumter Middle School — South Sumter Middle School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $155,000, now $140,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MIHARA & ASSOCIATES INC. · Kenneth Knetsch. MLS #TB8507515.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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