851 BAYWAY BOULEVARD UNIT 405, CLEARWATER BEACH, FL, 33767
Active86 days on marketListed May 11, 2026MLS #TB8507467
About this home
851 BAYWAY BOULEVARD UNIT 405
Welcome to paradise at Clearwater Point! This beautifully updated 2-bedroom, 2-bath semi-furnished waterfront condominium offers the perfect blend of coastal luxury, comfort, and convenience in one of Clearwater Beach’s most desirable communities. Located on South Beach, this spacious residence features over 1,300 square feet of living space with beautiful water views and stunning sunset backdrops overlooking the Clearwater Yacht Club and Intracoastal waterways. The open-concept floor plan is ideal for entertaining and relaxed beach living, featuring luxury flooring, updated bathrooms, hurricane-impact windows and sliding doors, and an abundance of natural light throughout. The kitchen has been enhanced with brand-new appliances including a refrigerator, oven/range, microwave, and dishwasher. A stackable washer and dryer are also included inside the unit for added convenience. Clearwater Point is a private waterfront community known for its resort-style amenities and quiet residential atmosphere with no short-term rental congestion. Residents enjoy access to a private sandy beach, 3 heated pools, a heated spa, NEW grilling areas, lush tropical landscaping, and waterfront walkways. The location is ideal for boating enthusiasts and anglers alike, with excellent fishing nearby along the Intracoastal waterways, Clearwater Pass, marinas, and the Gulf waters just moments away. Enjoy being able to walk to Clearwater Beach restaurants, shops, entertainment, Pier 60, marinas, and the Clearwater Yacht Club, while still tucked away in a peaceful residential setting. Ideally located just minutes from the Toronto Blue Jays spring training facility in Dunedin, the Philadelphia Phillies spring training complex in Clearwater, and within easy access to the New York Yankees spring training facility in Tampa. Sports enthusiasts will also appreciate the convenient proximity to the Tampa Bay Buccaneers, Tampa Bay Lightning, and Tampa Bay Rays. Travel is effortless with convenient access to both Tampa International Airport and St. Pete-Clearwater International Airport. The HOA PMT for Clearwater Point covers water, sewer, trash, cable, internet, exterior maintenance, security, private beach access, 3 pools, & shared outdoor amenities. Whether you are searching for a full-time residence, seasonal getaway, or investment in the heart of Clearwater Beach, this exceptional condo delivers the ultimate Florida coastal lifestyle.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,310
Sqft
0 ac
Lot size
1974
Year built
One
Levels
$328
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,216 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,216/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−30.2%
$/sqft vs Clearwater Beach actives
$328 vs $569
Days on market
86 vs 71 typical
Where $328/sqft sits among the 277 Clearwater Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater Beach. See the full Clearwater Beach guide →
Clearwater Beach — neighborhood snapshot
Population
2,289
Median age
58
Median income
$87,434
Median home value
$801,867
Avg household
2
Households w/ children
104
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater Beach market
$535K → $885K
Clearwater Beach median sold, yr/yr
93.9%
Sale-to-list ratio (12 mo)
119 of 277
Clearwater Beach actives have cut their price
Median sold price, Clearwater Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% below the CLEARWATER BEACH 33767 median. See the full Clearwater Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 851 BAYWAY BOULEVARD UNIT 405
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$320,000
855 BAYWAY BOULEVARD UNIT 605 · same community
2 bd · 2 ba · 1,310 sqft · $244/sqft · 5 DOM
Sold · Dec ’25$340,000
851 BAYWAY BOULEVARD UNIT 201 · same community
2 bd · 2 ba · 1,310 sqft · $260/sqft · 278 DOM
Sold · Apr ’26$529,000
855 BAYWAY BOULEVARD UNIT 903 · same community
2 bd · 2 ba · 1,260 sqft · $420/sqft · 55 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 851 BAYWAY BOULEVARD UNIT 405 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 851 BAYWAY BOULEVARD UNIT 405 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
851 BAYWAY BOULEVARD UNIT 405 FAQs
What would the monthly payment be for 851 BAYWAY BOULEVARD UNIT 405?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,216/mo — principal and interest, the actual property-tax bill, the $867/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 851 BAYWAY BOULEVARD UNIT 405?+
The association fee works out to $867 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 851 BAYWAY BOULEVARD UNIT 405?+
The most recent tax bill on record (2025) was $5,606. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 851 BAYWAY BOULEVARD UNIT 405?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater Beach?+
At $430,000, this home is listed about 46% below the Clearwater Beach median of $799,000. The market section on this page shows how the area is trending.
Which schools are assigned to 851 BAYWAY BOULEVARD UNIT 405?+
Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the CLEARWATER BEACH 33767 market on paper
$430,000 is 23% below the CLEARWATER BEACH 33767 median of $555,000, and at $328/sqft it sits under the Clearwater Beach average of $670.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Know the monthly fee
The association fee is $867/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Sandy Lane Elementary School, Dunedin Highland Middle School, Clearwater High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $440,000, now $430,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Lori Ford. MLS #TB8507467.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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