3450 GRETNA DRIVE, SPRING HILL, FL, 34609
Pending74 days on marketListed May 11, 2026MLS #TB8507429
About this home
3450 GRETNA DRIVE
HUGE price reduction. Seller says make an offer! Seller is willing to hold a mortgage with an acceptable down payment. Please note: Barn was built in 2015, home was built in 2022. Welcome to your private equestrian retreat! This stunning three bedroom, two bath home offers over 2500 sq ft of thoughtfully designed living space, set on over nine and a half fully fenced and cross-fenced acres. Inside, you'll find a beautifully appointed kitchen, featuring custom cabinetry, elegant marble countertops, a spacious walk-in pantry, stainless steel appliances and a convenient beverage fridge - perfect for entertaining. The open concept living room boasts soaring 10ft ceilings and a cozy electric fireplace, creating a warm and inviting atmosphere. The spacious primary suite offers a true escape, complete with a soaking tub and oversized walk-in shower. Equestrians will appreciate the exceptional amenities this property provides. Designed with both function and comfort in mine, the working horse facility includes a seven-stall barn with a tack room, feed room and a lounge featuring a full bathroom with shower. Additional features include wash racks, exterior hay storage, a well maintained horse arena and water access to all pastures. Whether you're looking to continue operating a horse stable, or simply enjoy the space and serenity of country living, this property is a rare opportunity to own a true horse lover's dream.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,016
Sqft
9.5 ac
Lot size
2022
Year built
One
Levels
$484
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,336 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,336/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Spring Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Spring Hill. See the full Spring Hill guide →
SPRING HILL 34609 — neighborhood snapshot
Population
46,066
Median age
44.8
Median income
$79,284
Median home value
$275,900
Avg household
2.7
Households w/ children
5,105
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill market
$320K → $318K
Spring Hill median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 187% above the SPRING HILL 34609 median. See the full Spring Hill market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3450 GRETNA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3450 GRETNA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3450 GRETNA DRIVE FAQs
What would the monthly payment be for 3450 GRETNA DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,336/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3450 GRETNA DRIVE?+
The most recent tax bill on record (2025) was $6,591. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Spring Hill?+
At $975,000, this home is listed about 183% above the Spring Hill median of $345,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3450 GRETNA DRIVE?+
Powell Middle School (middle), Central High School (high), Pine Grove Elementary School (elementary) — Hernando County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$975,000 runs 187% above the SPRING HILL 34609 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
74 days on market against a Spring Hill median of 29 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,250,000, now $975,000 — a $275K cut. The full history is in the market section below.
Listing courtesy of SUCCESS PROPERTY MANAGEMENT IN · Michael Richard. MLS #TB8507429.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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