David Ramirez
$458,000$460,0002 bd2 ba1,660 sqft$276 /sqft$3,229 /mo all-in ↓

3446 TARPON WOODS BOULEVARD, PALM HARBOR, FL, 34685

Active74 days on marketListed May 12, 2026MLS #TB8507253

Reduced $2KVillaTARPON WOODS CONDO 4

About this home

3446 TARPON WOODS BOULEVARD

Welcome to 3446 Tarpon Woods Boulevard, an exceptional opportunity to enjoy low-maintenance living within the highly sought-after Tarpon Woods community in Palm Harbor’s desirable East Lake corridor. Surrounded by mature landscaping and peaceful residential scenery, this beautifully maintained residence offers the perfect blend of comfort, convenience, and the relaxed sophistication that defines the Florida lifestyle. Inside, spacious living areas are filled with natural light and designed for both everyday comfort and effortless entertaining. The home features an updated kitchen with custom wood cabinets, granite counters, high bar perfect for afternoon snacks, pendant lighting, stainless appliances and renovated bathrooms, adding a modern touch to its timeless layout while enhancing both style and functionality. Hard wood floors and a wood burning fireplace makes for a cozy retreat. The inviting floor plan creates a warm and welcoming atmosphere throughout, while generous interior spaces provide flexibility for gatherings, seasonal living, or quiet enjoyment at home. Thoughtfully maintained and move-in ready, the residence offers a lifestyle centered around ease and convenience in one of North Pinellas County’s most established communities. Glass sliders open onto screened lanai overlooking green space. Residents enjoy the benefit of HOA-managed services including Spectrum cable and internet, water, sewer, trash service, lawn maintenance, and exterior pest control, creating a truly maintenance-friendly ownership experience. The community’s tranquil setting combined with its exceptional location makes Tarpon Woods a favorite among both full-time and seasonal residents alike. Perfectly positioned in the East Lake area, the home is located near championship golf courses, Lake Tarpon, John Chesnut Sr. Park, shopping, dining, and everyday conveniences. Nearby destinations including Downtown Dunedin, Safety Harbor, Clearwater Beach, Honeymoon Island, and Tampa International Airport place the very best of the Tampa Bay lifestyle within easy reach. Innisbrook Golf Resort, home of the PGA TOUR’s Valspar Championship, is also just minutes away. Whether you are searching for a primary residence, winter retreat, or investment opportunity, 3446 Tarpon Woods Boulevard offers an exceptional chance to experience the comfort, convenience, and enduring appeal of Palm Harbor living.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,660

Sqft

0.04 ac

Lot size

1

Garage

1982

Year built

One

Levels

$276

Per sqft

FireplaceTrees/Woods viewPets allowed

Inside

FlooringCarpet · Ceramic Tile · Hardwood
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Dry Bar · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesWest
ParkingGarage Door Opener · Golf Cart Parking · Oversized
ExteriorIrrigation System · Lighting · Sliding Doors

Community & fees

Taxes (2025)$2,038/yr
PetsYes
CommunityAssociation Recreation - Owned · Deed Restrictions · Golf · Stable(s) · Irrigation-Reclaimed Water · No Truck/RV/Motorcycle Parking · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Fire Hydrant · Phone Available · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,229 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,696
FHA mortgage insurance (est.)$203
Property tax — 2025 actual bill$170
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,030Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,030
Interest rate6.00%
Loan term

Estimated payment

$3,229/mo

Principal & interest$2,696
FHA mortgage insurance (est.)$203
Property taxes (actual bill)$170
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $458K
$334KedgeAI estimate $363,263 · range $348K$393K$476K

vs edgeAI estimate

+26.1%

$/sqft vs Palm Harbor actives

$276 vs $259

Days on market

74 vs 42 typical

Where $276/sqft sits among the 400 Palm Harbor actives

76
86
100 · this home
74
32
32
$150–196$196–242$242–288$288–334$334–380$380+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tarpon Woods

Map of 3446 TARPON WOODS BOULEVARD inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)37 min
Downtown Tampa40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palm Harbor. See the full Palm Harbor guide →

Tarpon Woods — neighborhood snapshot

Population

2,471

Median age

48

Median income

$78,417

Median home value

$451,267

Avg household

2

Households w/ children

293

For the school run

Pinellas County School District

ElementaryCypress Woods Elementary School★★★★★
HighEast Lake High School★★★★
MiddleJoseph L. Carwise Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Harbor market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$425K$450K

Palm Harbor median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

209 of 400

Palm Harbor actives have cut their price

Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 26% above the PALM HARBOR 34685 median. See the full Palm Harbor market guide →

Paper trail

This home's history

CurrentPrice reduced to $458,000 $2K
May 12, 2026Listed at $460,000 · 74 days on market since
1982Built · TARPON WOODS CONDO 4

Reality check

What actually sold near 3446 TARPON WOODS BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3505 TARPON WOODS BOULEVARD UNIT I-406Sold · Apr ’26

$290,000

3505 TARPON WOODS BOULEVARD UNIT I-406 · same community

2 bd · 2 ba · 1,339 sqft · $217/sqft · 9 DOM

1510 PALMER COURTSold · Mar ’26

$318,000

1510 PALMER COURT

2 bd · 2 ba · 1,680 sqft · $189/sqft · 13 DOM

3405 BRIAN ROAD SSold · May ’26

$405,000

3405 BRIAN ROAD S

3 bd · 2 ba · 1,681 sqft · $241/sqft · 1 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3446 TARPON WOODS BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3446 TARPON WOODS BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3446 TARPON WOODS BOULEVARD FAQs

What would the monthly payment be for 3446 TARPON WOODS BOULEVARD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,229/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3446 TARPON WOODS BOULEVARD?+

The most recent tax bill on record (2025) was $2,038. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3446 TARPON WOODS BOULEVARD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Harbor?+

At $458,000, this home is listed about 22% above the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3446 TARPON WOODS BOULEVARD?+

Cypress Woods Elementary School (elementary), East Lake High School (high), Joseph L. Carwise Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$458,000 runs 26% above the PALM HARBOR 34685 median.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Cypress Woods Elementary School, East Lake High School, Joseph L. Carwise Middle School — Cypress Woods Elementary School rates 5 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $460,000, now $458,000 — a $2K cut. The full history is in the market section below.

Listing courtesy of EXP REALTY LLC · Tanner Tillung. MLS #TB8507253.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Palm Harbor homes, in your inbox

Like 3446 TARPON WOODS BOULEVARD but not quite? A daily digest of every new listing in Palm Harbor — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 25, 2026 at 5:24 AM UTC. The listing information on this page last changed on July 25, 2026 at 5:24 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 25, 2026 at 5:24 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 25, 2026 at 5:24 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.