3867 DARSTON STREET, PALM HARBOR, FL, 34685
Active84 days on marketListed May 11, 2026MLS #TB8507220
About this home
3867 DARSTON STREET
Motivated seller! Located in one of Palm Harbor’s most desirable neighborhoods, this villa offers a spacious open-concept layout with 2 bedrooms, 2 bathrooms, a versatile bonus room, and a screened lanai overlooking a peaceful canal. Unlike many neighboring properties, this home is outside of a flood zone. The kitchen is bright and open, featuring additional cabinetry not typically found in similar homes, providing extra storage and functionality. A durable tile roof, block construction, and stucco exterior provide long-term protection and peace of mind, with routine maintenance already in place. The villas in the community were recently completely repainted by the HOA, giving the exterior a fresh, updated look. All major appliances have been recently updated and will remain with the home, along with a Pentair water conditioning system. The primary suite includes a generous walk-in closet and an en-suite bath with dual vanities. The community’s low HOA fee covers lawn care, exterior maintenance, internet, trash, and access to a clubhouse and resort-style saltwater pool, heated for year-round enjoyment. Perfectly situated, the neighborhood strikes a balance between tranquility and convenience—just minutes from fine dining, shopping, and everyday essentials. A recent 4-point inspection (October 2024) confirmed the home is in excellent condition.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,659
Sqft
0.1 ac
Lot size
2
Garage
1994
Year built
One
Levels
$247
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,628 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,628/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.1%
$/sqft vs Palm Harbor actives
$247 vs $261
Days on market
84 vs 48 typical
Where $247/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ridgemoor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Ridgemoor — neighborhood snapshot
Population
2,300
Median age
56
Median income
$63,976
Median home value
$392,234
Avg household
2
Households w/ children
228
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $445K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
203 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% above the PALM HARBOR 34685 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 3867 DARSTON STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$366,500
4032 SALEM SQUARE COURT · same community
2 bd · 2 ba · 1,659 sqft · $221/sqft · 333 DOM
Sold · Jun ’26$345,000
5511 SALEM SQUARE DRIVE N · same community
3 bd · 2 ba · 1,659 sqft · $208/sqft · 283 DOM
Sold · Mar ’26$377,000
3815 MUIRFIELD COURT · same community
2 bd · 2 ba · 1,659 sqft · $227/sqft · 147 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3867 DARSTON STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3867 DARSTON STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3867 DARSTON STREET FAQs
What would the monthly payment be for 3867 DARSTON STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,628/mo — principal and interest, the actual property-tax bill, the $313/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3867 DARSTON STREET?+
The association fee works out to $313 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3867 DARSTON STREET?+
The most recent tax bill on record (2025) was $6,722. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3867 DARSTON STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $410,000, this home is listed about 8% above the Palm Harbor median of $379,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3867 DARSTON STREET?+
Cypress Woods Elementary School (elementary), East Lake High School (high), Joseph L. Carwise Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$410,000 runs 23% above the PALM HARBOR 34685 median.
02Strong assigned schools
Cypress Woods Elementary School, East Lake High School, Joseph L. Carwise Middle School — Cypress Woods Elementary School rates 5 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $416,000, now $410,000 — a $6K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of JOSEPH SULLIVAN REAL ESTATE · Anica Huyser. MLS #TB8507220.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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