2818 SHIPSTON AVENUE, NEW PORT RICHEY, FL, 34655
Active93 days on marketListed May 12, 2026MLS #TB8507216
About this home
2818 SHIPSTON AVENUE
Shhhhh. It's so peaceful and quiet here, you won't want to leave. Welcome to the serene estate of 2818 Shipston Ave, a beautifully renovated farmhouse tucked inside the gated community of Riverside Estates. Situated on just over 1 acre, this stunning 5-bedroom home plus sunroom and formal living & dining rooms offers the perfect blend of modern upgrades and timeless farmhouse charm. From the moment you arrive, the new paver driveway, fresh exterior paint, brand-new windows, and expansive yard create incredible curb appeal and a private, peaceful setting. You are also allowed to build a freestanding WORKSHOP on the property ! Inside, nearly every detail has been updated, including a completely remodeled kitchen featuring brand-new cabinetry, quartz countertops, and new appliances. Luxury vinyl flooring flows throughout the home alongside updated lighting , ceiling fans, and fresh interior paint. The bright new sunroom adds additional living space filled with natural light, while the spacious layout is ideal for both everyday living and entertaining. At the heart of the home is a two story family room with cozy gas fireplace, wet bar and a stylish staircase. The open concept from kitchen to family room to sunroom to patio blends the indoor/outdoor living. All Bathrooms have been upgraded with granite countertops, while the upstairs bathroom showcases a stunning real marble accent wall for a luxurious designer touch. Step outside to your oversized lanai and sparkling resurfaced pool overlooking the wide-open backyard with endless possibilities for outdoor living, gardening, play, or future additions. The oversized 3-car garage is a standout feature, complete with a mini-split AC system and a large storage closet with built-in shelving for exceptional organization and functionality. Major system updates include a new 2022 roof, new HVAC system, new water softener, and new water heater, offering peace of mind for years to come. Conveniently located near the shops, dining, and everyday conveniences at Little Road/SR 54, and easy access to US 19. This beautifully updated property offers the perfect combination of space, style, and relaxed Florida living.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
3,484
Sqft
1.11 ac
Lot size
3
Garage
2004
Year built
Two
Levels
$264
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,058 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,058/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.1%
$/sqft vs New Port Richey actives
$264 vs $203
Days on market
93 vs 53 typical
Where $264/sqft sits among the 400 New Port Richey actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside New Port Richey
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
NEW PORT RICHEY 34655 — neighborhood snapshot
Population
47,696
Median age
45.7
Median income
$85,107
Median home value
$353,000
Avg household
2.53
Households w/ children
5,515
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$280K → $260K
New Port Richey median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
245 of 400
New Port Richey actives have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 188% above the NEW PORT RICHEY 34655 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 2818 SHIPSTON AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$925,000
2914 SHIPSTON AVENUE · same community
4 bd · 4 ba · 4,021 sqft · $230/sqft · 398 DOM
Sold · Oct ’25$715,000
6204 ROCKROSS AVENUE · same community
3 bd · 3 ba · 2,754 sqft · $260/sqft · 6 DOM
Sold · Oct ’25$686,500
6523 ALCESTER DRIVE · same community
3 bd · 3 ba · 2,548 sqft · $269/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2818 SHIPSTON AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2818 SHIPSTON AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2818 SHIPSTON AVENUE FAQs
What would the monthly payment be for 2818 SHIPSTON AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,058/mo — principal and interest, the actual property-tax bill, the $131/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2818 SHIPSTON AVENUE?+
The association fee works out to $131 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2818 SHIPSTON AVENUE?+
The most recent tax bill on record (2025) was $5,499. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2818 SHIPSTON AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Port Richey?+
At $920,000, this home is listed about 223% above the New Port Richey median of $284,450. The market section on this page shows how the area is trending.
Which schools are assigned to 2818 SHIPSTON AVENUE?+
Trinity Oaks Elementary School (elementary), Seven Springs Middle School (middle), James W. Mitchell High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$920,000 runs 188% above the NEW PORT RICHEY 34655 median — but at 3,484 sqft it's also nearly 3 times the size of the typical New Port Richey listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Trinity Oaks Elementary School, Seven Springs Middle School, James W. Mitchell High School — Seven Springs Middle School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $950,000, now $920,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Celeste Hunter. MLS #TB8507216.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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