David Ramirez
$489,999$499,9994 bd2 ba2,010 sqft$244 /sqft$4,131 /mo all-in ↓

5521 LIMELIGHT DRIVE, APOLLO BEACH, FL, 33572

Active83 days on marketListed May 11, 2026MLS #TB8507151

Reduced $10KSingle Family ResidenceWATERSET PH 5A-2B & 5B-1

About this home

5521 LIMELIGHT DRIVE

SELLER WILL HELP WITH BUYERS CLOSING COSTS ~ SHOWS LIKE A MODEL HOME! With over $60,000 in premium upgrades, this beautifully designed 4-bedroom, 2-bathroom home with a 2-car garage is located in the award-winning Waterset community of Apollo Beach, Florida. From the moment you step inside, you'll appreciate the spacious open-concept floor plan, luxury tile plank flooring, and designer finishes throughout. The gourmet kitchen is a true centerpiece, featuring granite countertops, upgraded stainless steel appliances, a garbage compactor, custom pull-out spice drawer, imported Turkish tile backsplash, and an oversized extended island with additional cabinetry and breakfast bar seating—perfect for entertaining and everyday living. The inviting great room offers an elegant electric fireplace, creating a warm and stylish focal point. The split-bedroom layout provides privacy, with the primary suite serving as a luxurious retreat complete with silhouette sheer window treatments, dual vanities, a large walk-in closet, and a spa-inspired walk-in shower featuring floor-to-ceiling tile, built-in bench seating. Step outside to your screened and extended lanai, designed for relaxing and entertaining. The outdoor grill is connected to a dedicated natural gas line, so you'll never need to replace propane tanks again. Additional upgrades include a whole-home water softener and purification system. Located in one of Apollo Beach's most sought-after master-planned communities, Waterset offers resort-style amenities including multiple swimming pools, splash pad, clubhouse, state-of-the-art fitness center, playgrounds, dog park, scenic walking and biking trails, sand volleyball, tennis, pickleball, and basketball courts. Conveniently located near Tampa, Sarasota, MacDill Air Force Base, major highways, shopping, dining, and Florida's Gulf Coast beaches, this move-in ready home offers the perfect blend of luxury, comfort, and location. Schedule your private showing today—this exceptional Waterset home truly must be seen to be appreciated!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,010

Sqft

0.14 ac

Lot size

2

Garage

2021

Year built

One

Levels

$244

Per sqft

FireplacePets allowed

Inside

FlooringCarpet · Luxury Vinyl
AppliancesDishwasher · Dryer · Gas Water Heater · Microwave · Range · Refrigerator · Tankless Water Heater · Trash Compactor · Washer · Water Filtration System · Water Softener
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Split Bedroom · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingNatural Gas

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesWest
ExteriorHurricane Shutters · Irrigation System · Lighting · Rain Gutters · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$10/mo
Taxes (2025)$10,314/yr
PetsYes
CommunityClubhouse · Dog Park · Park · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Available · Electricity Connected · Natural Gas Available · Natural Gas Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,131 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,885
FHA mortgage insurance (est.)$217
Property tax — 2025 actual bill$859
HOA fee — from the listing$10
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,150Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,150
Interest rate6.00%
Loan term

Estimated payment

$4,131/mo

Principal & interest$2,885
FHA mortgage insurance (est.)$217
Property taxes (actual bill)$859
HOA / condo fee$10
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $490K
$332KedgeAI estimate $369,516 · range $346K$388K$510K

vs edgeAI estimate

+32.6%

$/sqft vs Apollo Beach actives

$244 vs $227

Days on market

83 vs 56 typical

Where $244/sqft sits among the 383 Apollo Beach actives

137
124 · this home
33
26
24
39
$151–208$208–265$265–322$322–378$378–435$435+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Waterset

Map of 5521 LIMELIGHT DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa29 min
Tampa Int’l Airport (TPA)42 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Apollo Beach. See the full Apollo Beach guide →

Waterset — neighborhood snapshot

Population

6,572

Median age

36

Median income

$121,993

Median home value

$425,364

Avg household

3

Households w/ children

975

For the school run

Hillsborough County School District

HighLennard High School★★★★★
ElementaryDoby Elementary School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Apollo Beach market

Seller’s marketLeans buyer7.3 months of inventoryBuyer’s market

$450K$472K

Apollo Beach median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

220 of 383

Apollo Beach actives have cut their price

Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 11% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $489,999 $10K
May 11, 2026Listed at $499,999 · 83 days on market since
2021Built · WATERSET PH 5A-2B & 5B-1

Reality check

What actually sold near 5521 LIMELIGHT DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5647 DEL CORONADO DRIVESold · Sep ’25

$380,000

5647 DEL CORONADO DRIVE · same community

3 bd · 2 ba · 1,821 sqft · $209/sqft · 161 DOM

5645 DEL CORONADO DRIVESold · Aug ’25

$400,000

5645 DEL CORONADO DRIVE · same community

3 bd · 2 ba · 1,740 sqft · $230/sqft · 39 DOM

5617 DEL CORONADO DRIVESold · Jul ’26

$450,000

5617 DEL CORONADO DRIVE · same community

4 bd · 2.5 ba · 2,375 sqft · $189/sqft · 24 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5521 LIMELIGHT DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5521 LIMELIGHT DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

5521 LIMELIGHT DRIVE FAQs

What would the monthly payment be for 5521 LIMELIGHT DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,131/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5521 LIMELIGHT DRIVE?+

The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5521 LIMELIGHT DRIVE?+

The most recent tax bill on record (2025) was $10,314. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5521 LIMELIGHT DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Apollo Beach?+

At $489,999, this home is priced right at the Apollo Beach median.

Which schools are assigned to 5521 LIMELIGHT DRIVE?+

Lennard High School (high), Doby Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of AGILE GROUP REALTY · Kerin Clarkin. MLS #TB8507151.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Apollo Beach homes, in your inbox

Like 5521 LIMELIGHT DRIVE but not quite? A daily digest of every new listing in Apollo Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 2, 2026 at 2:21 PM UTC. The listing information on this page last changed on August 2, 2026 at 2:21 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 2, 2026 at 2:21 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 2, 2026 at 2:21 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.