1247 S MARTIN LUTHER KING JR AVENUE UNIT D103, CLEARWATER, FL, 33756
Active96 days on marketListed May 15, 2026MLS #TB8507098
About this home
1247 S MARTIN LUTHER KING JR AVENUE UNIT D103
Clearwater FL 55+ Condo for Sale – 2 Bedroom, 2 Bath in Sunshine Terrace Near Clearwater Beach. Welcome to Sunshine Terrace, a well-maintained and affordable 55+ community in Clearwater, Florida, offering this beautifully updated 2-bedroom, 2-bathroom condo with 1,120 square feet of comfortable living space. Located in the heart of Clearwater, this property is ideal as a winter home, seasonal retreat, or full-time residence. This move-in-ready condo features tile flooring throughout and newer impact windows. Water heater replaced 2025, A/C Air handler replaced 2025, , New Electrical panel 2026. The updated kitchen includes BRAND NEW stainless steel appliances (May 2026), new cabinetry, granite countertops, new backsplash, under mount lights, and a convenient pass-through to the dining and living room, creating an open and functional layout perfect for entertaining. The spacious primary suite features double closets and a private ensuite bathroom with a walk-in shower. The second bedroom includes a walk-in closet, and the main bathroom offers a newer vanity and tub. A washer and dryer are conveniently located inside the unit. Residents of Sunshine Terrace enjoy resort-style amenities, including a community clubhouse, heated pool, and organized social activities, making it one of the most desirable active adult communities in Clearwater. The condo includes assigned covered parking plus ample guest parking. Pet-friendly (1 cat allowed) with a 3-month minimum rental policy, making it a great option for seasonal residents and investors. Located just minutes from shopping, dining, medical facilities, and a short drive to the world-famous Clearwater Beach, this property offers the best of Florida Gulf Coast living. If you're searching for a Clearwater 55+ condo near Clearwater Beach, this turnkey opportunity is ready for you.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,120
Sqft
0.61 ac
Lot size
1986
Year built
One
Levels
$201
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,851 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,851/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+56.6%
$/sqft vs Clearwater actives
$201 vs $225
Days on market
96 vs 54 typical
Where $201/sqft sits among the 399 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33756 — neighborhood snapshot
Population
32,928
Median age
45
Median income
$63,990
Median home value
$335,800
Avg household
2.46
Households w/ children
2,867
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $333K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
236 of 399
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 34% below the CLEARWATER 33756 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 1247 S MARTIN LUTHER KING JR AVENUE UNIT D103
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$100,000
1241 S MARTIN LUTHER KING JR AVENUE UNIT 302 · same community
2 bd · 2 ba · 1,120 sqft · $89/sqft · 250 DOM
Sold · Apr ’26$135,000
1247 S MARTIN LUTHER KING JR AVENUE UNIT 307 · same community
2 bd · 2 ba · 1,120 sqft · $121/sqft · 32 DOM
Sold · May ’26$111,000
1239 S MARTIN LUTHER KING JR AVENUE UNIT 103 · same community
2 bd · 2 ba · 1,120 sqft · $99/sqft · 24 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1247 S MARTIN LUTHER KING JR AVENUE UNIT D103 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1247 S MARTIN LUTHER KING JR AVENUE UNIT D103 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1247 S MARTIN LUTHER KING JR AVENUE UNIT D103 FAQs
What would the monthly payment be for 1247 S MARTIN LUTHER KING JR AVENUE UNIT D103?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,851/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1247 S MARTIN LUTHER KING JR AVENUE UNIT D103?+
The most recent tax bill on record (2025) was $3,208. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Clearwater?+
At $225,000, this home is listed about 19% below the Clearwater median of $278,500. The market section on this page shows how the area is trending.
Which schools are assigned to 1247 S MARTIN LUTHER KING JR AVENUE UNIT D103?+
Plumb Elementary School (elementary), Clearwater High School (high), Oak Grove Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the CLEARWATER 33756 market on paper
$225,000 is 34% below the CLEARWATER 33756 median of $339,000, and at $201/sqft it sits under the Clearwater average of $277.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Plumb Elementary School, Clearwater High School, Oak Grove Middle School — Plumb Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Eric Szemple. MLS #TB8507098.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Clearwater homes, in your inbox
Like 1247 S MARTIN LUTHER KING JR AVENUE UNIT D103 but not quite? A daily digest of every new listing in Clearwater — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →