18202 OAKDALE RD, ODESSA, FL, 33556
Active80 days on marketListed May 16, 2026MLS #TB8507025
About this home
18202 OAKDALE RD
One or more photo(s) has been virtually staged. Motivated Seller – Bring Your Offers! This is your opportunity to own a unique waterfront property in the heart of Odessa at an incredible value. Bring your agent, bring your inspector, and bring your offer—don't miss this rare chance to own on beautiful Lake Taylor! Situated on a peaceful dead-end street, this .67-acre corner lot is shaded by mature trees and offers NO HOA and NO deed restrictions, providing the freedom to enjoy your property your way. The home features 3 bedrooms, 2 bathrooms, an attached 1-car garage, a detached 2-car garage, and two separate driveways, making it ideal for those needing extra parking, workshop space, storage, or room for boats, RVs, and recreational toys. Enjoy canal access to Lake Taylor, a picturesque 44-acre private ski lake, perfect for boating, skiing, fishing, kayaking, and enjoying the Florida lifestyle. Whether you're looking for a primary residence, investment opportunity, or a home to personalize, the possibilities here are endless. Inside, you'll find a home with great bones and a flexible floor plan offering the potential to create a 4th bedroom, home office, or additional living space. Carpeting has already been removed in portions of the home, giving buyers a head start on renovations and allowing you to bring your own design vision to life. Major updates include a 2015 roof, 2016 New Drainfield, 2019 A/C, and newer windows. The home was professionally remediated for sinkhole activity in 2007; remediation documentation and supporting records are available for buyer review, providing transparency and peace of mind. 2007 also brought a new deep well. Home has 2 wells; 1 is in use. Sold AS-IS for the convenience of the seller. If you've been searching for acreage, waterfront access, detached garage space, and the opportunity to create your dream home in one of Odessa's most desirable locations, this is one you won't want to miss. Schedule your private showing today and see the potential for yourself!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,168
Sqft
0.67 ac
Lot size
3
Garage
1977
Year built
One
Levels
$219
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,372 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,372/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−28.8%
$/sqft vs Odessa actives
$219 vs $269
Days on market
80 vs 46 typical
Where $219/sqft sits among the 201 Odessa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Odessa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Odessa. See the full Odessa guide →
ODESSA 33556 — neighborhood snapshot
Population
34,045
Median age
40.9
Median income
$151,034
Median home value
$589,700
Avg household
2.93
Households w/ children
4,581
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Odessa market
$725K → $675K
Odessa median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
113 of 201
Odessa actives have cut their price
Median sold price, Odessa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% below the ODESSA 33556 median. See the full Odessa market guide →
Paper trail
This home's history
Reality check
What actually sold near 18202 OAKDALE RD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$1,455,000
6416 THONOTOSASSA RD · same community
4 bd · 3 ba · 2,127 sqft · $684/sqft · 0 DOM
Sold · Aug ’25$235,000
2410 LANIER ROAD · same community
4 bd · 2 ba · 2,016 sqft · $117/sqft · 211 DOM
Sold · Jun ’26$875,000
18622 DORMAN ROAD · same community
3 bd · 2.5 ba · 2,397 sqft · $365/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 18202 OAKDALE RD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18202 OAKDALE RD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
18202 OAKDALE RD FAQs
What would the monthly payment be for 18202 OAKDALE RD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,372/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 18202 OAKDALE RD?+
The most recent tax bill on record (2025) was $2,465. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 18202 OAKDALE RD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Odessa?+
At $475,000, this home is listed about 33% below the Odessa median of $707,500. The market section on this page shows how the area is trending.
Which schools are assigned to 18202 OAKDALE RD?+
Steinbrenner High School (high), Martinez Middle School (middle), Hammond Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ODESSA 33556 market on paper
$475,000 is 29% below the ODESSA 33556 median of $666,500, and at $219/sqft it sits under the Odessa average of $351.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Steinbrenner High School, Martinez Middle School, Hammond Elementary School, Patricia Sullivan Metropolitan Ministries Partnership School — Steinbrenner High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $515,000, now $475,000 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ORANGE GROVE PROPERTY SOLUTIONS · Tara Cook. MLS #TB8507025.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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