2605 W CLEVELAND STREET, TAMPA, FL, 33609
Active92 days on marketListed May 14, 2026MLS #TB8507016
About this home
2605 W CLEVELAND STREET
Under Construction. Under Construction and nearing completion, this exceptional three-story residence blends modern luxury with effortless functionality, featuring a private elevator and resort-style pool designed for elevated everyday living. Thoughtfully crafted for comfort, entertaining, and flexibility, the home offers upscale finishes and expansive living spaces throughout. The first floor features a spacious two-car garage, private bedroom or office, full bath, utility room, and an expansive entertainment lounge complete with a wine cellar—ideal for hosting guests or creating the ultimate retreat with seamless access to the outdoor pool area. The second floor showcases a light-filled open-concept living and dining space centered around a chef-inspired kitchen with an oversized island, walk-in pantry, and wet bar. Multiple gathering spaces flow effortlessly to the rear lanai, creating the perfect indoor-outdoor experience overlooking the pool. Accessible by both staircase and private elevator, the third floor offers a thoughtfully designed private living level with two secondary bedrooms, full baths, laundry room, and a luxurious primary suite featuring a spa-style bath, sauna, and oversized walk-in closet. Located just moments from Tampa’s vibrant SOHO district and Hyde Park Village, residents enjoy walkable access to premier shopping, dining, and entertainment. Centrally positioned near UT, Tampa General Hospital, Tampa Riverwalk, iconic Bayshore Blvd, Downtown Tampa, Davis Islands, International Plaza, Tampa International Airport, I-275, and the Selmon Crosstown Expressway, this remarkable home delivers the perfect balance of luxury, convenience, and modern design.
Facts & features
The home at a glance
4
Bedrooms
4.5
Bathrooms
4,095
Sqft
0.18 ac
Lot size
2
Garage
2026
Year built
Three Or More
Levels
$513
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$12,797 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$12,797/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tampa actives
$513 vs $299
Days on market
92 vs 43 typical
Where $513/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palma Ceia Pines
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Palma Ceia Pines — neighborhood snapshot
Population
3,655
Median age
39
Median income
$86,315
Median home value
$538,184
Avg household
2
Households w/ children
519
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
225 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 394% above the TAMPA 33609 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 2605 W CLEVELAND STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$2,025,000
3817 W SAN NICHOLAS STREET
5 bd · 4.5 ba · 4,084 sqft · $496/sqft · 115 DOM
Sold · Jan ’26$2,500,000
1821 W RICHARDSON PLACE
5 bd · 4.5 ba · 4,152 sqft · $602/sqft · 3 DOM
Sold · Oct ’25$2,300,000
3517 W SAN MIGUEL STREET N
5 bd · 5.5 ba · 4,394 sqft · $523/sqft · 26 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2605 W CLEVELAND STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2605 W CLEVELAND STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2605 W CLEVELAND STREET FAQs
What would the monthly payment be for 2605 W CLEVELAND STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,797/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2605 W CLEVELAND STREET?+
The most recent tax bill on record (2025) was $6,280. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2605 W CLEVELAND STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $2,099,000, this home is listed about 367% above the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 2605 W CLEVELAND STREET?+
Grady Elementary School (elementary), Plant High School (high), Coleman Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$2,099,000 runs 394% above the TAMPA 33609 median — but at 4,095 sqft it's also nearly 3 times the size of the typical Tampa listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
92 days on market against a Tampa median of 43 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Grady Elementary School, Plant High School, Coleman Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Grady Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Andre Kashou. MLS #TB8507016.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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